VSCSX vs. SCHO
Compare and contrast key facts about Vanguard Short-Term Corporate Bond Index Fund Admiral Shares (VSCSX) and Schwab Short-Term U.S. Treasury ETF (SCHO).
VSCSX is managed by Vanguard. It was launched on Nov 18, 2010. SCHO is a passively managed fund by Charles Schwab that tracks the performance of the Bloomberg U.S. Treasury 1-3 Year Index. It was launched on Aug 5, 2010.
Performance
VSCSX vs. SCHO - Performance Comparison
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VSCSX vs. SCHO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VSCSX Vanguard Short-Term Corporate Bond Index Fund Admiral Shares | -0.08% | 6.75% | 5.36% | 6.11% | -5.72% | -0.43% | 5.06% | 6.85% | 0.88% | 2.46% |
SCHO Schwab Short-Term U.S. Treasury ETF | 0.24% | 5.49% | 3.65% | 4.31% | -3.87% | -0.64% | 3.11% | 3.47% | 1.37% | 0.33% |
Returns By Period
In the year-to-date period, VSCSX achieves a -0.08% return, which is significantly lower than SCHO's 0.24% return. Over the past 10 years, VSCSX has outperformed SCHO with an annualized return of 2.73%, while SCHO has yielded a comparatively lower 1.71% annualized return.
VSCSX
- 1D
- 0.23%
- 1M
- -1.04%
- YTD
- -0.08%
- 6M
- 1.17%
- 1Y
- 4.67%
- 3Y*
- 5.44%
- 5Y*
- 2.41%
- 10Y*
- 2.73%
SCHO
- 1D
- 0.08%
- 1M
- -0.45%
- YTD
- 0.24%
- 6M
- 1.40%
- 1Y
- 3.77%
- 3Y*
- 3.99%
- 5Y*
- 1.79%
- 10Y*
- 1.71%
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VSCSX vs. SCHO - Expense Ratio Comparison
VSCSX has a 0.07% expense ratio, which is higher than SCHO's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VSCSX vs. SCHO — Risk / Return Rank
VSCSX
SCHO
VSCSX vs. SCHO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Short-Term Corporate Bond Index Fund Admiral Shares (VSCSX) and Schwab Short-Term U.S. Treasury ETF (SCHO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VSCSX | SCHO | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.41 | 2.49 | -0.08 |
Sortino ratioReturn per unit of downside risk | 3.58 | 4.00 | -0.42 |
Omega ratioGain probability vs. loss probability | 1.50 | 1.51 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 3.63 | 4.44 | -0.81 |
Martin ratioReturn relative to average drawdown | 14.67 | 17.55 | -2.88 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VSCSX | SCHO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.41 | 2.49 | -0.08 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.90 | 0.91 | -0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 1.16 | 1.11 | +0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.35 | 1.00 | +0.36 |
Correlation
The correlation between VSCSX and SCHO is 0.76, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VSCSX vs. SCHO - Dividend Comparison
VSCSX's dividend yield for the trailing twelve months is around 4.02%, which matches SCHO's 4.00% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VSCSX Vanguard Short-Term Corporate Bond Index Fund Admiral Shares | 4.02% | 4.32% | 4.27% | 3.07% | 1.98% | 1.78% | 2.25% | 2.85% | 2.66% | 2.26% | 1.93% | 2.21% |
SCHO Schwab Short-Term U.S. Treasury ETF | 4.00% | 4.06% | 4.29% | 3.76% | 1.34% | 0.41% | 1.27% | 2.27% | 1.60% | 1.12% | 0.82% | 0.68% |
Drawdowns
VSCSX vs. SCHO - Drawdown Comparison
The maximum VSCSX drawdown since its inception was -9.36%, which is greater than SCHO's maximum drawdown of -5.69%. Use the drawdown chart below to compare losses from any high point for VSCSX and SCHO.
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Drawdown Indicators
| VSCSX | SCHO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -9.36% | -5.69% | -3.67% |
Max Drawdown (1Y)Largest decline over 1 year | -1.36% | -0.86% | -0.50% |
Max Drawdown (5Y)Largest decline over 5 years | -9.36% | -5.69% | -3.67% |
Max Drawdown (10Y)Largest decline over 10 years | -9.36% | -5.69% | -3.67% |
Current DrawdownCurrent decline from peak | -1.04% | -0.45% | -0.59% |
Average DrawdownAverage peak-to-trough decline | -0.98% | -0.61% | -0.37% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.34% | 0.22% | +0.12% |
Volatility
VSCSX vs. SCHO - Volatility Comparison
Vanguard Short-Term Corporate Bond Index Fund Admiral Shares (VSCSX) has a higher volatility of 0.81% compared to Schwab Short-Term U.S. Treasury ETF (SCHO) at 0.52%. This indicates that VSCSX's price experiences larger fluctuations and is considered to be riskier than SCHO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VSCSX | SCHO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.81% | 0.52% | +0.29% |
Volatility (6M)Calculated over the trailing 6-month period | 1.19% | 0.87% | +0.32% |
Volatility (1Y)Calculated over the trailing 1-year period | 1.98% | 1.52% | +0.46% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 2.70% | 1.97% | +0.73% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 2.36% | 1.55% | +0.81% |