VNP.TO vs. HISU-U.TO

Last updated Jun 4, 2026

VNP.TO (5N Plus Inc.) is a stock, while HISU-U.TO (Evolve US High Interest Savings Account Fund) is Money Market fund actively managed by Evolve. Over the past 3 years, VNP.TO returned 136.13%/yr vs 4.59%/yr for HISU-U.TO. At a correlation of -0.10, they often move in opposite directions.

Performance

VNP.TO vs. HISU-U.TO - Performance Comparison

The chart below illustrates the hypothetical performance of a CA$10,000 investment in 5N Plus Inc. (VNP.TO) and Evolve US High Interest Savings Account Fund (HISU-U.TO). The values are adjusted to include any dividend payments, if applicable.

Different Trading Currencies

VNP.TO is traded in CAD, while HISU-U.TO is traded in USD. To make them comparable, the HISU-U.TO values have been converted to CAD using the latest available exchange rates.

Returns By Period

In the year-to-date period, VNP.TO achieves a 142.21% return, which is significantly higher than HISU-U.TO's 2.33% return.

VNP.TO

• 1D: -4.37%
• 1M: 21.11%
• YTD: 142.21%
• 6M: 122.27%
• 1Y: 431.85%
• 3Y*: 136.13%
• 5Y*: 69.47%
• 10Y*: 34.90%

HISU-U.TO

• 1D: 0.42%
• 1M: 2.21%
• YTD: 2.33%
• 6M: 0.87%
• 1Y: 4.08%
• 3Y*: 4.59%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

VNP.TO vs. HISU-U.TO - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022
VNP.TO 5N Plus Inc.	142.21%	140.11%	95.24%	29.90%	73.21%
HISU-U.TO Evolve US High Interest Savings Account Fund	2.33%	-1.75%	12.72%	1.60%	4.39%

Correlation

The correlation between VNP.TO and HISU-U.TO is -0.10, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.10
Correlation (3Y) Calculated over the trailing 3-year period	-0.09
Correlation (All Time) Calculated using the full available price history since Aug 31, 2022	-0.10

Return for Risk

VNP.TO vs. HISU-U.TO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VNP.TO

VNP.TO Risk / Return Rank: 99
VNP.TO Sharpe Ratio Rank: 100
VNP.TO Sortino Ratio Rank: 99
VNP.TO Omega Ratio Rank: 98
VNP.TO Calmar Ratio Rank: 99
VNP.TO Martin Ratio Rank: 99

HISU-U.TO

HISU-U.TO Risk / Return Rank: 99
HISU-U.TO Sharpe Ratio Rank: 99
HISU-U.TO Sortino Ratio Rank: 99
HISU-U.TO Omega Ratio Rank: 99
HISU-U.TO Calmar Ratio Rank: 99
HISU-U.TO Martin Ratio Rank: 99

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VNP.TO vs. HISU-U.TO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for 5N Plus Inc. (VNP.TO) and Evolve US High Interest Savings Account Fund (HISU-U.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	VNP.TO	HISU-U.TO	Difference
Sharpe ratio: Return per unit of total volatility	7.95	0.90	+7.06
Sortino ratio: Return per unit of downside risk	6.26	1.25	+5.01
Omega ratio: Gain probability vs. loss probability	1.77	1.16	+0.61
Calmar ratio: Return relative to maximum drawdown	22.72	1.02	+21.69
Martin ratio: Return relative to average drawdown	68.28	2.66	+65.62
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

VNP.TO vs. HISU-U.TO - Sharpe Ratio Comparison

The current VNP.TO Sharpe Ratio is 7.95, which is higher than the HISU-U.TO Sharpe Ratio of 0.90. The chart below compares the historical Sharpe Ratios of VNP.TO and HISU-U.TO, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	VNP.TO	HISU-U.TO	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	7.95	0.90	+7.06
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	1.32	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.70	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.21	0.85	-0.64

Drawdowns

VNP.TO vs. HISU-U.TO - Drawdown Comparison

The maximum VNP.TO drawdown since its inception was -92.70%, which is greater than HISU-U.TO's maximum drawdown of -5.49%. Use the drawdown chart below to compare losses from any high point for VNP.TO and HISU-U.TO.

Drawdown Indicators

	VNP.TO	HISU-U.TO	Difference
Max Drawdown Largest peak-to-trough decline	-92.70%	-5.49%	-87.21%
Max Drawdown (1Y) Largest decline over 1 year	-19.17%	-4.01%	-15.16%
Max Drawdown (3Y) Largest decline over 3 years	-43.71%	-5.49%	-38.22%
Max Drawdown (5Y) Largest decline over 5 years	-66.14%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-77.45%	—	—
Current Drawdown Current decline from peak	-9.93%	-0.69%	-9.24%
Average Drawdown Average peak-to-trough decline	-66.93%	-1.78%	-65.15%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.36%	1.54%	+4.82%

Volatility

VNP.TO vs. HISU-U.TO - Volatility Comparison

5N Plus Inc. (VNP.TO) has a higher volatility of 16.49% compared to Evolve US High Interest Savings Account Fund (HISU-U.TO) at 0.79%. This indicates that VNP.TO's price experiences larger fluctuations and is considered to be riskier than HISU-U.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	VNP.TO	HISU-U.TO	Difference
Volatility (1M) Calculated over the trailing 1-month period	16.49%	0.79%	+15.70%
Volatility (6M) Calculated over the trailing 6-month period	41.04%	3.43%	+37.61%
Volatility (1Y) Calculated over the trailing 1-year period	54.74%	4.58%	+50.16%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	52.89%	5.94%	+46.95%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	50.47%	5.94%	+44.53%

Dividends

VNP.TO vs. HISU-U.TO - Dividend Comparison

VNP.TO has not paid dividends to shareholders, while HISU-U.TO's dividend yield for the trailing twelve months is around 2.74%.

Position	TTM	2025	2024	2023	2022
HISU-U.TO Evolve US High Interest Savings Account Fund	2.74%	2.93%	3.70%	3.85%	0.90%
VNP.TO 5N Plus Inc.	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both VNP.TO and HISU-U.TO in my portfolio?

VNP.TO and HISU-U.TO have a correlation of -0.10, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.