VFSIX vs. RITGX
Compare and contrast key facts about Vanguard Short-Term Investment-Grade Fund Institutional Shares (VFSIX) and American Funds American High-Income Trust® Class R-6 (RITGX).
VFSIX is managed by Vanguard. It was launched on Sep 30, 1997. RITGX is managed by American Funds. It was launched on Aug 4, 2008.
Performance
VFSIX vs. RITGX - Performance Comparison
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VFSIX vs. RITGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFSIX Vanguard Short-Term Investment-Grade Fund Institutional Shares | -0.38% | 6.89% | 5.12% | 5.88% | -5.72% | -0.59% | 5.28% | 5.88% | 1.00% | 2.15% |
RITGX American Funds American High-Income Trust® Class R-6 | -1.08% | 8.69% | 9.91% | 12.54% | -10.10% | 8.74% | 7.44% | 12.28% | -1.46% | 7.70% |
Returns By Period
In the year-to-date period, VFSIX achieves a -0.38% return, which is significantly higher than RITGX's -1.08% return. Over the past 10 years, VFSIX has underperformed RITGX with an annualized return of 2.59%, while RITGX has yielded a comparatively higher 6.51% annualized return.
VFSIX
- 1D
- 0.19%
- 1M
- -1.42%
- YTD
- -0.38%
- 6M
- 0.78%
- 1Y
- 4.38%
- 3Y*
- 5.16%
- 5Y*
- 2.28%
- 10Y*
- 2.59%
RITGX
- 1D
- 0.00%
- 1M
- -2.41%
- YTD
- -1.08%
- 6M
- 0.29%
- 1Y
- 6.25%
- 3Y*
- 8.89%
- 5Y*
- 4.84%
- 10Y*
- 6.51%
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VFSIX vs. RITGX - Expense Ratio Comparison
VFSIX has a 0.07% expense ratio, which is lower than RITGX's 0.32% expense ratio.
Return for Risk
VFSIX vs. RITGX — Risk / Return Rank
VFSIX
RITGX
VFSIX vs. RITGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Short-Term Investment-Grade Fund Institutional Shares (VFSIX) and American Funds American High-Income Trust® Class R-6 (RITGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VFSIX | RITGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.94 | 1.55 | +0.39 |
Sortino ratioReturn per unit of downside risk | 3.20 | 2.01 | +1.18 |
Omega ratioGain probability vs. loss probability | 1.43 | 1.37 | +0.07 |
Calmar ratioReturn relative to maximum drawdown | 2.98 | 1.86 | +1.12 |
Martin ratioReturn relative to average drawdown | 12.10 | 7.98 | +4.12 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VFSIX | RITGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.94 | 1.55 | +0.39 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.77 | 0.98 | -0.20 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 1.05 | 1.18 | -0.14 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.53 | 1.18 | +0.35 |
Correlation
The correlation between VFSIX and RITGX is 0.26, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
VFSIX vs. RITGX - Dividend Comparison
VFSIX's dividend yield for the trailing twelve months is around 4.32%, less than RITGX's 6.25% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFSIX Vanguard Short-Term Investment-Grade Fund Institutional Shares | 4.32% | 4.61% | 4.19% | 2.88% | 2.06% | 1.81% | 2.35% | 2.95% | 2.80% | 2.13% | 2.17% | 2.12% |
RITGX American Funds American High-Income Trust® Class R-6 | 6.25% | 6.63% | 6.66% | 6.80% | 4.50% | 4.65% | 6.19% | 6.56% | 6.68% | 6.36% | 5.36% | 7.29% |
Drawdowns
VFSIX vs. RITGX - Drawdown Comparison
The maximum VFSIX drawdown since its inception was -9.21%, smaller than the maximum RITGX drawdown of -21.20%. Use the drawdown chart below to compare losses from any high point for VFSIX and RITGX.
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Drawdown Indicators
| VFSIX | RITGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -9.21% | -21.20% | +11.99% |
Max Drawdown (1Y)Largest decline over 1 year | -1.71% | -3.38% | +1.67% |
Max Drawdown (5Y)Largest decline over 5 years | -9.21% | -13.75% | +4.54% |
Max Drawdown (10Y)Largest decline over 10 years | -9.21% | -21.20% | +11.99% |
Current DrawdownCurrent decline from peak | -1.42% | -2.41% | +0.99% |
Average DrawdownAverage peak-to-trough decline | -0.79% | -2.25% | +1.46% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.42% | 0.79% | -0.37% |
Volatility
VFSIX vs. RITGX - Volatility Comparison
The current volatility for Vanguard Short-Term Investment-Grade Fund Institutional Shares (VFSIX) is 0.75%, while American Funds American High-Income Trust® Class R-6 (RITGX) has a volatility of 1.16%. This indicates that VFSIX experiences smaller price fluctuations and is considered to be less risky than RITGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VFSIX | RITGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.75% | 1.16% | -0.41% |
Volatility (6M)Calculated over the trailing 6-month period | 1.50% | 2.31% | -0.81% |
Volatility (1Y)Calculated over the trailing 1-year period | 2.53% | 4.31% | -1.78% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 2.95% | 4.99% | -2.04% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 2.47% | 5.51% | -3.04% |