VFICX vs. PRSGX
Compare and contrast key facts about Vanguard Intermediate-Term Investment-Grade Fund Investor Shares (VFICX) and T. Rowe Price Spectrum Diversified Equity Fund (PRSGX).
VFICX is managed by Vanguard. It was launched on Nov 1, 1993. PRSGX is managed by T. Rowe Price. It was launched on Jun 29, 1990.
Performance
VFICX vs. PRSGX - Performance Comparison
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VFICX vs. PRSGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFICX Vanguard Intermediate-Term Investment-Grade Fund Investor Shares | -1.00% | 9.55% | 3.21% | 8.53% | -13.86% | -1.59% | 10.33% | 10.39% | -0.56% | 4.17% |
PRSGX T. Rowe Price Spectrum Diversified Equity Fund | -3.94% | 33.73% | 17.16% | 20.89% | -18.86% | 20.65% | 18.34% | 27.08% | -8.66% | 24.22% |
Returns By Period
In the year-to-date period, VFICX achieves a -1.00% return, which is significantly higher than PRSGX's -3.94% return. Over the past 10 years, VFICX has underperformed PRSGX with an annualized return of 2.69%, while PRSGX has yielded a comparatively higher 12.52% annualized return.
VFICX
- 1D
- 0.46%
- 1M
- -2.01%
- YTD
- -1.00%
- 6M
- -0.01%
- 1Y
- 5.33%
- 3Y*
- 5.38%
- 5Y*
- 1.31%
- 10Y*
- 2.69%
PRSGX
- 1D
- 2.87%
- 1M
- -5.61%
- YTD
- -3.94%
- 6M
- 14.22%
- 1Y
- 31.40%
- 3Y*
- 19.90%
- 5Y*
- 10.54%
- 10Y*
- 12.52%
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VFICX vs. PRSGX - Expense Ratio Comparison
VFICX has a 0.20% expense ratio, which is lower than PRSGX's 0.73% expense ratio.
Return for Risk
VFICX vs. PRSGX — Risk / Return Rank
VFICX
PRSGX
VFICX vs. PRSGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Investment-Grade Fund Investor Shares (VFICX) and T. Rowe Price Spectrum Diversified Equity Fund (PRSGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VFICX | PRSGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.20 | 1.33 | -0.14 |
Sortino ratioReturn per unit of downside risk | 1.71 | 2.66 | -0.95 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.40 | -0.18 |
Calmar ratioReturn relative to maximum drawdown | 1.83 | 2.27 | -0.44 |
Martin ratioReturn relative to average drawdown | 6.55 | 10.47 | -3.93 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VFICX | PRSGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.20 | 1.33 | -0.14 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.21 | 0.60 | -0.39 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.52 | 0.70 | -0.18 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.97 | 0.57 | +0.40 |
Correlation
The correlation between VFICX and PRSGX is -0.08. This indicates that the assets' prices tend to move in opposite directions. Negative correlation can be particularly beneficial for diversification and risk management, as one asset may offset the losses of the other during market fluctuations.
Dividends
VFICX vs. PRSGX - Dividend Comparison
VFICX's dividend yield for the trailing twelve months is around 4.54%, less than PRSGX's 30.60% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFICX Vanguard Intermediate-Term Investment-Grade Fund Investor Shares | 4.54% | 4.81% | 4.57% | 3.81% | 3.09% | 3.53% | 5.70% | 3.03% | 3.20% | 2.96% | 3.84% | 3.54% |
PRSGX T. Rowe Price Spectrum Diversified Equity Fund | 30.60% | 29.40% | 6.66% | 4.93% | 10.33% | 6.54% | 13.48% | 9.06% | 11.25% | 6.98% | 6.39% | 11.48% |
Drawdowns
VFICX vs. PRSGX - Drawdown Comparison
The maximum VFICX drawdown since its inception was -20.24%, smaller than the maximum PRSGX drawdown of -56.47%. Use the drawdown chart below to compare losses from any high point for VFICX and PRSGX.
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Drawdown Indicators
| VFICX | PRSGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.24% | -56.47% | +36.23% |
Max Drawdown (1Y)Largest decline over 1 year | -3.34% | -11.99% | +8.65% |
Max Drawdown (5Y)Largest decline over 5 years | -20.24% | -26.86% | +6.62% |
Max Drawdown (10Y)Largest decline over 10 years | -20.24% | -34.52% | +14.28% |
Current DrawdownCurrent decline from peak | -2.45% | -6.27% | +3.82% |
Average DrawdownAverage peak-to-trough decline | -2.49% | -7.49% | +5.00% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.93% | 2.90% | -1.97% |
Volatility
VFICX vs. PRSGX - Volatility Comparison
The current volatility for Vanguard Intermediate-Term Investment-Grade Fund Investor Shares (VFICX) is 1.77%, while T. Rowe Price Spectrum Diversified Equity Fund (PRSGX) has a volatility of 5.51%. This indicates that VFICX experiences smaller price fluctuations and is considered to be less risky than PRSGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VFICX | PRSGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.77% | 5.51% | -3.74% |
Volatility (6M)Calculated over the trailing 6-month period | 2.69% | 18.36% | -15.67% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.70% | 24.75% | -20.05% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.34% | 17.78% | -11.44% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.16% | 18.03% | -12.87% |