VFICX vs. TRBCX
VFICX (Vanguard Intermediate-Term Investment-Grade Fund Investor Shares) and TRBCX (T. Rowe Price Blue Chip Growth Fund) are both mutual funds - VFICX is a Total Bond Market fund managed by Vanguard, while TRBCX is a Large Cap Growth Equities fund actively managed by T. Rowe Price. Over the past 10 years, VFICX returned 2.59%/yr vs 17.70%/yr for TRBCX. At a correlation of -0.06, they often move in opposite directions. VFICX charges 0.20%/yr vs 0.69%/yr for TRBCX.
Performance
VFICX vs. TRBCX - Performance Comparison
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Returns By Period
In the year-to-date period, VFICX achieves a -0.19% return, which is significantly lower than TRBCX's 0.19% return. Over the past 10 years, VFICX has underperformed TRBCX with an annualized return of 2.59%, while TRBCX has yielded a comparatively higher 17.70% annualized return.
VFICX
- 1D
- -0.34%
- 1M
- 0.42%
- YTD
- -0.19%
- 6M
- 0.33%
- 1Y
- 5.07%
- 3Y*
- 5.98%
- 5Y*
- 1.10%
- 10Y*
- 2.59%
TRBCX
- 1D
- -1.60%
- 1M
- -3.26%
- YTD
- 0.19%
- 6M
- -0.94%
- 1Y
- 15.20%
- 3Y*
- 25.86%
- 5Y*
- 11.30%
- 10Y*
- 17.70%
VFICX vs. TRBCX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFICX Vanguard Intermediate-Term Investment-Grade Fund Investor Shares | -0.19% | 9.55% | 3.21% | 8.53% | -13.86% | -1.59% | 10.33% | 10.39% | -0.56% | 4.17% |
TRBCX T. Rowe Price Blue Chip Growth Fund | 0.19% | 18.78% | 48.46% | 49.42% | -38.57% | 17.54% | 34.73% | 29.97% | 2.00% | 36.54% |
Correlation
The correlation between VFICX and TRBCX is 0.31, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.31 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.19 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.19 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.07 |
Correlation (All Time) Calculated using the full available price history since Oct 29, 1993 | -0.06 |
The correlation between VFICX and TRBCX shifts across timeframes, from -0.06 (all time) to 0.31 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
VFICX vs. TRBCX — Risk / Return Rank
VFICX
TRBCX
VFICX vs. TRBCX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Investment-Grade Fund Investor Shares (VFICX) and T. Rowe Price Blue Chip Growth Fund (TRBCX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VFICX | TRBCX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.31 | ||
| Sortino ratioReturn per unit of downside risk | +0.54 | ||
| Omega ratioGain probability vs. loss probability | 1.23 | 1.17 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 1.60 | 0.98 | +0.62 |
| Martin ratioReturn relative to average drawdown | 5.18 | 3.23 | +1.95 |
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Drawdowns
VFICX vs. TRBCX - Drawdown Comparison
The maximum VFICX drawdown since its inception was -20.24%, smaller than the maximum TRBCX drawdown of -54.56%. Use the drawdown chart below to compare losses from any high point for VFICX and TRBCX.
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Drawdown Indicators
| VFICX | TRBCX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.24% | -54.56% | +34.32% |
Max Drawdown (1Y)Largest decline over 1 year | -3.34% | -17.01% | +13.67% |
Max Drawdown (3Y)Largest decline over 3 years | -6.10% | -23.08% | +16.98% |
Max Drawdown (5Y)Largest decline over 5 years | -20.24% | -43.63% | +23.39% |
Max Drawdown (10Y)Largest decline over 10 years | -20.24% | -43.63% | +23.39% |
Current DrawdownCurrent decline from peak | -1.66% | -5.67% | +4.01% |
Average DrawdownAverage peak-to-trough decline | -2.49% | -11.29% | +8.80% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.03% | 5.14% | -4.11% |
Volatility
VFICX vs. TRBCX - Volatility Comparison
The current volatility for Vanguard Intermediate-Term Investment-Grade Fund Investor Shares (VFICX) is 1.33%, while T. Rowe Price Blue Chip Growth Fund (TRBCX) has a volatility of 6.46%. This indicates that VFICX experiences smaller price fluctuations and is considered to be less risky than TRBCX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VFICX | TRBCX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.33% | 6.46% | -5.13% |
Volatility (6M)Calculated over the trailing 6-month period | 3.24% | 14.49% | -11.25% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.26% | 17.62% | -13.36% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.39% | 24.16% | -17.77% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.20% | 22.87% | -17.67% |
VFICX vs. TRBCX - Expense Ratio Comparison
VFICX has a 0.20% expense ratio, which is lower than TRBCX's 0.69% expense ratio.
Dividends
VFICX vs. TRBCX - Dividend Comparison
VFICX's dividend yield for the trailing twelve months is around 5.01%, less than TRBCX's 5.24% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRBCX T. Rowe Price Blue Chip Growth Fund | 5.24% | 5.25% | 18.16% | 3.49% | 5.87% | 9.38% | 1.19% | 0.36% | 2.44% | 2.94% | 0.67% | 3.26% |
VFICX Vanguard Intermediate-Term Investment-Grade Fund Investor Shares | 5.01% | 4.81% | 4.57% | 3.81% | 3.09% | 3.53% | 5.70% | 3.03% | 3.20% | 2.96% | 3.84% | 3.54% |
Frequently Asked Questions
VFICX and TRBCX have a correlation of 0.31, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TRBCX has higher volatility (6.46%) compared to VFICX (1.33%). In terms of maximum drawdown, VFICX dropped -20.24% vs TRBCX's -54.56%.
VFICX currently has the higher Sharpe Ratio (1.25 vs 0.95), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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