VCNIX vs. VCULX
VCNIX (VALIC Company I Nasdaq-100 Index Fund) and VCULX (VALIC Company I Growth Fund) are both Large Cap Growth Equities funds from VALIC. Over the past 10 years, VCNIX returned 17.11%/yr vs 15.33%/yr for VCULX. Their correlation of 0.95 means they have usually moved in the same direction. VCNIX charges 0.45%/yr vs 0.61%/yr for VCULX.
Performance
VCNIX vs. VCULX - Performance Comparison
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Returns By Period
In the year-to-date period, VCNIX achieves a 12.09% return, which is significantly higher than VCULX's 6.59% return. Over the past 10 years, VCNIX has outperformed VCULX with an annualized return of 17.11%, while VCULX has yielded a comparatively lower 15.33% annualized return.
VCNIX
- 1D
- 0.62%
- 1M
- -3.61%
- 6M
- 9.96%
- YTD
- 12.09%
- 1Y
- 24.48%
- 3Y*
- 13.74%
- 5Y*
- 9.27%
- 10Y*
- 17.11%
- ALL TIME*
- 6.70%
VCULX
- 1D
- 1.38%
- 1M
- -1.13%
- 6M
- 6.43%
- YTD
- 6.59%
- 1Y
- 13.65%
- 3Y*
- 19.35%
- 5Y*
- 9.15%
- 10Y*
- 15.33%
- ALL TIME*
- 8.87%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
VCNIX vs. VCULX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VCNIX VALIC Company I Nasdaq-100 Index Fund | 12.09% | -2.43% | 25.36% | 54.21% | -32.55% | 26.89% | 48.24% | 38.63% | -4.76% | 32.35% |
VCULX VALIC Company I Growth Fund | 6.59% | 10.84% | 32.74% | 46.14% | -35.17% | 20.88% | 42.64% | 31.75% | -6.16% | 30.29% |
Correlation
The correlation between VCNIX and VCULX is 0.94, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.94 |
Correlation (3Y) Balances recent behavior with more history. | 0.95 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.96 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.96 |
Correlation (All Time) Calculated using the full available price history since Dec 6, 2005 | 0.95 |
The correlation between VCNIX and VCULX has been stable across timeframes, ranging from 0.94 to 0.96 - a consistent structural relationship.
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Return for Risk
VCNIX vs. VCULX — Risk / Return Rank
VCNIX
VCULX
VCNIX vs. VCULX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for VALIC Company I Nasdaq-100 Index Fund (VCNIX) and VALIC Company I Growth Fund (VCULX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VCNIX | VCULX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.55 | ||
| Sortino ratioReturn per unit of downside risk | +0.70 | ||
| Omega ratioGain probability vs. loss probability | 1.21 | 1.12 | +0.09 |
| Calmar ratioReturn relative to maximum drawdown | 1.85 | 0.69 | +1.17 |
| Martin ratioReturn relative to average drawdown | 5.94 | 2.16 | +3.78 |
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Drawdowns
VCNIX vs. VCULX - Drawdown Comparison
The maximum VCNIX drawdown since its inception was -76.68%, which is greater than VCULX's maximum drawdown of -51.32%. Use the drawdown chart below to compare losses from any high point for VCNIX and VCULX.
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Drawdown Indicators
| VCNIX | VCULX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.68% | -51.32% | -25.36% |
Max Drawdown (1Y)Largest decline over 1 year | -12.01% | -16.39% | +4.38% |
Max Drawdown (3Y)Largest decline over 3 years | -37.53% | -26.46% | -11.07% |
Max Drawdown (5Y)Largest decline over 5 years | -37.53% | -39.13% | +1.60% |
Max Drawdown (10Y)Largest decline over 10 years | -37.53% | -39.13% | +1.60% |
Current DrawdownCurrent decline from peak | -7.77% | -6.23% | -1.54% |
Average DrawdownAverage peak-to-trough decline | -28.58% | -10.26% | -18.32% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.73% | 5.18% | -1.45% |
Volatility
VCNIX vs. VCULX - Volatility Comparison
VALIC Company I Nasdaq-100 Index Fund (VCNIX) has a higher volatility of 7.16% compared to VALIC Company I Growth Fund (VCULX) at 6.35%. This indicates that VCNIX's price experiences larger fluctuations and is considered to be riskier than VCULX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VCNIX | VCULX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.16% | 6.35% | +0.81% |
Volatility (6M)Calculated over the trailing 6-month period | 16.14% | 14.98% | +1.16% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.14% | 18.30% | +0.84% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 25.34% | 23.42% | +1.92% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 23.93% | 22.12% | +1.81% |
VCNIX vs. VCULX - Expense Ratio Comparison
VCNIX has a 0.45% expense ratio, which is lower than VCULX's 0.61% expense ratio.
Dividends
VCNIX vs. VCULX - Dividend Comparison
VCNIX's dividend yield for the trailing twelve months is around 9.04%, less than VCULX's 11.04% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
VCNIX VALIC Company I Nasdaq-100 Index Fund | 9.04% | 0.00% | 3.76% | 10.90% | 13.50% | 7.28% | 2.40% | 1.57% | 0.55% | 4.57% |
VCULX VALIC Company I Growth Fund | 11.04% | 0.00% | 0.07% | 30.05% | 37.81% | 12.80% | 7.28% | 7.63% | 0.63% | 6.70% |
Frequently Asked Questions
With a correlation of 0.94, VCNIX and VCULX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
VCNIX has higher volatility (7.16%) compared to VCULX (6.35%). In terms of maximum drawdown, VCNIX dropped -76.68% vs VCULX's -51.32%.
VCNIX currently has the higher Sharpe Ratio (1.16 vs 0.62), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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