VCIP.TO vs. FBALX
Compare and contrast key facts about Vanguard Conservative Income ETF Portfolio (VCIP.TO) and Fidelity Balanced Fund (FBALX).
VCIP.TO is an actively managed fund by Vanguard. It was launched on Jan 29, 2019. FBALX is managed by Fidelity. It was launched on Nov 6, 1986.
Performance
VCIP.TO vs. FBALX - Performance Comparison
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VCIP.TO vs. FBALX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
VCIP.TO Vanguard Conservative Income ETF Portfolio | 0.07% | 5.91% | 6.91% | 8.32% | -12.18% | 1.42% | 8.47% | 7.25% |
FBALX Fidelity Balanced Fund | -2.29% | 9.83% | 26.07% | 17.66% | -12.47% | 17.20% | 20.38% | 14.39% |
Different Trading Currencies
VCIP.TO is traded in CAD, while FBALX is traded in USD. To make them comparable, the FBALX values have been converted to CAD using the latest available exchange rates.
Returns By Period
In the year-to-date period, VCIP.TO achieves a 0.07% return, which is significantly higher than FBALX's -2.29% return.
VCIP.TO
- 1D
- 0.00%
- 1M
- -2.60%
- YTD
- 0.07%
- 6M
- 0.52%
- 1Y
- 5.06%
- 3Y*
- 5.74%
- 5Y*
- 2.22%
- 10Y*
- —
FBALX
- 1D
- 0.07%
- 1M
- -3.85%
- YTD
- -2.29%
- 6M
- -0.88%
- 1Y
- 10.29%
- 3Y*
- 14.04%
- 5Y*
- 9.68%
- 10Y*
- 11.26%
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VCIP.TO vs. FBALX - Expense Ratio Comparison
VCIP.TO has a 0.25% expense ratio, which is lower than FBALX's 0.51% expense ratio.
Return for Risk
VCIP.TO vs. FBALX — Risk / Return Rank
VCIP.TO
FBALX
VCIP.TO vs. FBALX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Conservative Income ETF Portfolio (VCIP.TO) and Fidelity Balanced Fund (FBALX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VCIP.TO | FBALX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.93 | 0.94 | 0.00 |
Sortino ratioReturn per unit of downside risk | 1.26 | 1.31 | -0.05 |
Omega ratioGain probability vs. loss probability | 1.18 | 1.20 | -0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.33 | 1.11 | +0.23 |
Martin ratioReturn relative to average drawdown | 4.51 | 4.40 | +0.11 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VCIP.TO | FBALX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.93 | 0.94 | 0.00 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.40 | 0.92 | -0.53 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 1.00 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.55 | 1.16 | -0.61 |
Correlation
The correlation between VCIP.TO and FBALX is 0.52, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
VCIP.TO vs. FBALX - Dividend Comparison
VCIP.TO's dividend yield for the trailing twelve months is around 3.69%, less than FBALX's 5.90% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VCIP.TO Vanguard Conservative Income ETF Portfolio | 3.69% | 2.93% | 2.90% | 2.77% | 2.29% | 2.23% | 1.86% | 2.08% | 0.00% | 0.00% | 0.00% | 0.00% |
FBALX Fidelity Balanced Fund | 5.90% | 5.69% | 5.67% | 2.28% | 8.06% | 9.66% | 5.90% | 4.24% | 10.99% | 7.90% | 3.07% | 7.70% |
Drawdowns
VCIP.TO vs. FBALX - Drawdown Comparison
The maximum VCIP.TO drawdown since its inception was -15.87%, smaller than the maximum FBALX drawdown of -19.75%. Use the drawdown chart below to compare losses from any high point for VCIP.TO and FBALX.
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Drawdown Indicators
| VCIP.TO | FBALX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.87% | -43.57% | +27.70% |
Max Drawdown (1Y)Largest decline over 1 year | -3.80% | -8.14% | +4.34% |
Max Drawdown (5Y)Largest decline over 5 years | -15.87% | -22.89% | +7.02% |
Max Drawdown (10Y)Largest decline over 10 years | — | -26.68% | — |
Current DrawdownCurrent decline from peak | -2.60% | -6.47% | +3.87% |
Average DrawdownAverage peak-to-trough decline | -3.65% | -4.39% | +0.74% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.12% | 1.74% | -0.62% |
Volatility
VCIP.TO vs. FBALX - Volatility Comparison
The current volatility for Vanguard Conservative Income ETF Portfolio (VCIP.TO) is 2.42%, while Fidelity Balanced Fund (FBALX) has a volatility of 3.69%. This indicates that VCIP.TO experiences smaller price fluctuations and is considered to be less risky than FBALX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VCIP.TO | FBALX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.42% | 3.69% | -1.27% |
Volatility (6M)Calculated over the trailing 6-month period | 3.45% | 6.86% | -3.41% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.02% | 12.09% | -7.07% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.64% | 10.55% | -4.91% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.25% | 11.36% | -5.11% |