VBNK.TO vs. EQB.TO
VBNK.TO (VersaBank) and EQB.TO (Equitable Group Inc.) are both stocks. Both are in the Financial Services sector — VBNK.TO in Banks - Regional, EQB.TO in Mortgage Finance. Over the past 10 years, VBNK.TO returned 18.06%/yr vs 17.35%/yr for EQB.TO. At a 0.14 correlation, their price movements are largely independent.
Performance
VBNK.TO vs. EQB.TO - Performance Comparison
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Returns By Period
In the year-to-date period, VBNK.TO achieves a 31.91% return, which is significantly higher than EQB.TO's 15.01% return. Both investments have delivered pretty close results over the past 10 years, with VBNK.TO having a 18.06% annualized return and EQB.TO not far behind at 17.35%.
VBNK.TO
- 1D
- 2.39%
- 1M
- 6.39%
- YTD
- 31.91%
- 6M
- 58.88%
- 1Y
- 91.29%
- 3Y*
- 41.33%
- 5Y*
- 14.46%
- 10Y*
- 18.06%
EQB.TO
- 1D
- 0.88%
- 1M
- -0.54%
- YTD
- 15.01%
- 6M
- 24.27%
- 1Y
- 32.94%
- 3Y*
- 22.87%
- 5Y*
- 13.65%
- 10Y*
- 17.35%
VBNK.TO vs. EQB.TO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VBNK.TO VersaBank | 31.91% | 4.50% | 36.66% | 45.24% | -32.29% | 70.95% | 19.52% | 5.89% | 19.32% | 19.02% |
EQB.TO Equitable Group Inc. | 15.01% | 7.42% | 15.74% | 57.07% | -15.96% | 38.97% | -4.04% | 90.72% | -14.35% | 21.98% |
Correlation
The correlation between VBNK.TO and EQB.TO is 0.30, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.30 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.24 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.21 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.16 |
Correlation (All Time) Calculated using the full available price history since Aug 28, 2013 | 0.14 |
The correlation between VBNK.TO and EQB.TO shifts across timeframes, from 0.14 (all time) to 0.30 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
VBNK.TO:
CA$865.84M
EQB.TO:
CA$4.28B
VBNK.TO:
CA$0.95
EQB.TO:
CA$5.30
VBNK.TO:
28.50
EQB.TO:
22.42
VBNK.TO:
2.66
EQB.TO:
1.48
VBNK.TO:
1.57
EQB.TO:
1.33
VBNK.TO:
CA$325.24M
EQB.TO:
CA$3.00B
VBNK.TO:
CA$137.85M
EQB.TO:
CA$1.16B
VBNK.TO:
CA$46.87M
EQB.TO:
CA$351.74M
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Return for Risk
VBNK.TO vs. EQB.TO — Risk / Return Rank
VBNK.TO
EQB.TO
VBNK.TO vs. EQB.TO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for VersaBank (VBNK.TO) and Equitable Group Inc. (EQB.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VBNK.TO | EQB.TO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.35 | ||
| Sortino ratioReturn per unit of downside risk | +1.47 | ||
| Omega ratioGain probability vs. loss probability | 1.45 | 1.27 | +0.18 |
| Calmar ratioReturn relative to maximum drawdown | 4.37 | 1.53 | +2.84 |
| Martin ratioReturn relative to average drawdown | 13.52 | 3.38 | +10.15 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VBNK.TO | EQB.TO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.58 | 1.23 | +1.35 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.42 | 0.47 | -0.05 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.55 | 0.48 | +0.07 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.34 | 0.46 | -0.12 |
Drawdowns
VBNK.TO vs. EQB.TO - Drawdown Comparison
The maximum VBNK.TO drawdown since its inception was -50.12%, smaller than the maximum EQB.TO drawdown of -71.96%. Use the drawdown chart below to compare losses from any high point for VBNK.TO and EQB.TO.
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Drawdown Indicators
| VBNK.TO | EQB.TO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.12% | -71.96% | +21.84% |
Max Drawdown (1Y)Largest decline over 1 year | -20.99% | -21.59% | +0.60% |
Max Drawdown (3Y)Largest decline over 3 years | -50.12% | -23.94% | -26.18% |
Max Drawdown (5Y)Largest decline over 5 years | -50.12% | -44.76% | -5.36% |
Max Drawdown (10Y)Largest decline over 10 years | -50.12% | -60.76% | +10.64% |
Current DrawdownCurrent decline from peak | -2.14% | -4.29% | +2.15% |
Average DrawdownAverage peak-to-trough decline | -20.49% | -16.09% | -4.40% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.77% | 9.78% | -3.01% |
Volatility
VBNK.TO vs. EQB.TO - Volatility Comparison
VersaBank (VBNK.TO) has a higher volatility of 13.81% compared to Equitable Group Inc. (EQB.TO) at 7.75%. This indicates that VBNK.TO's price experiences larger fluctuations and is considered to be riskier than EQB.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VBNK.TO | EQB.TO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 13.81% | 7.75% | +6.06% |
Volatility (6M)Calculated over the trailing 6-month period | 29.26% | 20.44% | +8.82% |
Volatility (1Y)Calculated over the trailing 1-year period | 35.85% | 26.93% | +8.92% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 34.21% | 29.18% | +5.03% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.86% | 36.52% | -3.66% |
Dividends
VBNK.TO vs. EQB.TO - Dividend Comparison
VBNK.TO's dividend yield for the trailing twelve months is around 0.37%, less than EQB.TO's 1.88% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
EQB.TO Equitable Group Inc. | 1.88% | 2.08% | 1.85% | 1.72% | 2.13% | 1.88% | 2.93% | 2.36% | 3.65% | 2.66% | 2.78% | 2.95% |
VBNK.TO VersaBank | 0.37% | 0.49% | 0.51% | 0.69% | 0.99% | 0.66% | 1.13% | 0.93% | 0.56% | 0.00% | 0.00% | 0.00% |
Financials
VBNK.TO vs. EQB.TO - Financials Comparison
This section allows you to compare key financial metrics between VersaBank and Equitable Group Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
VBNK.TO vs. EQB.TO - Profitability Comparison
VBNK.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, VersaBank reported a gross profit of 37.87M and revenue of 85.67M. Therefore, the gross margin over that period was 44.2%.
EQB.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Equitable Group Inc. reported a gross profit of 257.01M and revenue of 707.11M. Therefore, the gross margin over that period was 36.4%.
VBNK.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, VersaBank reported an operating income of 10.38M and revenue of 85.67M, resulting in an operating margin of 12.1%.
EQB.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Equitable Group Inc. reported an operating income of 74.16M and revenue of 707.11M, resulting in an operating margin of 10.5%.
VBNK.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, VersaBank reported a net income of 7.53M and revenue of 85.67M, resulting in a net margin of 8.8%.
EQB.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Equitable Group Inc. reported a net income of 50.98M and revenue of 707.11M, resulting in a net margin of 7.2%.
Frequently Asked Questions
VBNK.TO and EQB.TO have a correlation of 0.30, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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