VAGY.DE vs. XZBU.DE
VAGY.DE (Vanguard USD Corporate 1-3 Year Bond UCITS ETF Accumulating) and XZBU.DE (Xtrackers USD Corporate Bond SRI PAB UCITS ETF 1C) are both Corporate Bonds funds - VAGY.DE tracks the Bloomberg Global Aggregate Corporate USD 1-3 while XZBU.DE tracks the Bloomberg US Corp Bond TR USD. Both are passively managed. Over the past 3 years, VAGY.DE returned 2.52%/yr vs 2.09%/yr for XZBU.DE. A 0.56 correlation means they provide meaningful diversification when combined. VAGY.DE charges 0.09%/yr vs 0.16%/yr for XZBU.DE.
Performance
VAGY.DE vs. XZBU.DE - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, VAGY.DE achieves a 2.12% return, which is significantly higher than XZBU.DE's 1.33% return.
VAGY.DE
- 1D
- -0.00%
- 1M
- 1.29%
- YTD
- 2.12%
- 6M
- 1.51%
- 1Y
- 2.75%
- 3Y*
- 2.52%
- 5Y*
- —
- 10Y*
- —
XZBU.DE
- 1D
- 0.15%
- 1M
- 1.09%
- YTD
- 1.33%
- 6M
- 0.54%
- 1Y
- 3.92%
- 3Y*
- 2.09%
- 5Y*
- 0.68%
- 10Y*
- —
VAGY.DE vs. XZBU.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
VAGY.DE Vanguard USD Corporate 1-3 Year Bond UCITS ETF Accumulating | 2.12% | -5.79% | 11.38% | 0.78% |
XZBU.DE Xtrackers USD Corporate Bond SRI PAB UCITS ETF 1C | 1.33% | -3.98% | 6.63% | 3.93% |
Correlation
The correlation between VAGY.DE and XZBU.DE is 0.63, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.63 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.55 |
Correlation (All Time) Calculated using the full available price history since Mar 10, 2023 | 0.56 |
The correlation between VAGY.DE and XZBU.DE has been stable across timeframes, ranging from 0.55 to 0.63 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
VAGY.DE vs. XZBU.DE — Risk / Return Rank
VAGY.DE
XZBU.DE
VAGY.DE vs. XZBU.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard USD Corporate 1-3 Year Bond UCITS ETF Accumulating (VAGY.DE) and Xtrackers USD Corporate Bond SRI PAB UCITS ETF 1C (XZBU.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VAGY.DE | XZBU.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.09 | ||
| Sortino ratioReturn per unit of downside risk | -0.14 | ||
| Omega ratioGain probability vs. loss probability | 1.08 | 1.10 | -0.02 |
| Calmar ratioReturn relative to maximum drawdown | 0.79 | 0.91 | -0.12 |
| Martin ratioReturn relative to average drawdown | 1.82 | 2.28 | -0.46 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| VAGY.DE | XZBU.DE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.46 | 0.55 | -0.09 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.07 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.37 | -0.01 | +0.38 |
Drawdowns
VAGY.DE vs. XZBU.DE - Drawdown Comparison
The maximum VAGY.DE drawdown since its inception was -10.58%, smaller than the maximum XZBU.DE drawdown of -17.79%. Use the drawdown chart below to compare losses from any high point for VAGY.DE and XZBU.DE.
Loading charts...
Drawdown Indicators
| VAGY.DE | XZBU.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -10.58% | -17.79% | +7.21% |
Max Drawdown (1Y)Largest decline over 1 year | -3.20% | -3.73% | +0.53% |
Max Drawdown (3Y)Largest decline over 3 years | -10.58% | -12.28% | +1.70% |
Max Drawdown (5Y)Largest decline over 5 years | — | -17.79% | — |
Current DrawdownCurrent decline from peak | -5.93% | -6.99% | +1.06% |
Average DrawdownAverage peak-to-trough decline | -3.66% | -7.99% | +4.33% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.39% | 1.48% | -0.09% |
Volatility
VAGY.DE vs. XZBU.DE - Volatility Comparison
The current volatility for Vanguard USD Corporate 1-3 Year Bond UCITS ETF Accumulating (VAGY.DE) is 1.09%, while Xtrackers USD Corporate Bond SRI PAB UCITS ETF 1C (XZBU.DE) has a volatility of 1.25%. This indicates that VAGY.DE experiences smaller price fluctuations and is considered to be less risky than XZBU.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| VAGY.DE | XZBU.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.09% | 1.25% | -0.16% |
Volatility (6M)Calculated over the trailing 6-month period | 3.74% | 4.28% | -0.54% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.56% | 6.18% | -0.62% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.46% | 9.15% | -2.69% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.46% | 8.95% | -2.49% |
VAGY.DE vs. XZBU.DE - Expense Ratio Comparison
VAGY.DE has a 0.09% expense ratio, which is lower than XZBU.DE's 0.16% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
VAGY.DE vs. XZBU.DE - Dividend Comparison
Neither VAGY.DE nor XZBU.DE has paid dividends to shareholders.
Frequently Asked Questions
VAGY.DE and XZBU.DE have a correlation of 0.63, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, VAGY.DE is cheaper at 0.09% per year. The better choice depends on whether you care most about return, fees, risk, or income.
VAGY.DE is cheaper with a 0.09% expense ratio, compared with 0.16% for XZBU.DE.
VAGY.DE tracks Bloomberg Global Aggregate Corporate USD 1-3, while XZBU.DE tracks Bloomberg US Corp Bond TR USD. They also come from different issuers: Vanguard and Xtrackers. Their fees differ too: 0.09% for VAGY.DE and 0.16% for XZBU.DE.
Find the right allocation for VAGY.DE and XZBU.DE
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer