USNQX vs. VITPX
USNQX (USAA Nasdaq 100 Index Fund) and VITPX (Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares) are both mutual funds - USNQX is a Nasdaq-100 fund tracking the Nasdaq-100 Index, while VITPX is a Large Cap Blend Equities fund managed by Vanguard. Over the past 10 years, USNQX returned 21.64%/yr vs 15.10%/yr for VITPX. Their correlation of 0.89 suggests significant overlap in exposure. USNQX charges 0.42%/yr vs 0.02%/yr for VITPX.
Performance
USNQX vs. VITPX - Performance Comparison
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Returns By Period
In the year-to-date period, USNQX achieves a 21.19% return, which is significantly higher than VITPX's 11.14% return. Over the past 10 years, USNQX has outperformed VITPX with an annualized return of 21.64%, while VITPX has yielded a comparatively lower 15.10% annualized return.
USNQX
- 1D
- -0.29%
- 1M
- 9.17%
- YTD
- 21.19%
- 6M
- 19.57%
- 1Y
- 41.10%
- 3Y*
- 28.54%
- 5Y*
- 17.67%
- 10Y*
- 21.64%
VITPX
- 1D
- -0.76%
- 1M
- 4.07%
- YTD
- 11.14%
- 6M
- 10.88%
- 1Y
- 28.14%
- 3Y*
- 22.61%
- 5Y*
- 13.02%
- 10Y*
- 15.10%
USNQX vs. VITPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USNQX USAA Nasdaq 100 Index Fund | 21.19% | 20.52% | 25.42% | 54.46% | -32.71% | 26.82% | 48.31% | 38.86% | -0.43% | 32.30% |
VITPX Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares | 11.14% | 17.17% | 25.43% | 26.01% | -19.48% | 25.76% | 20.95% | 30.87% | -5.59% | 20.51% |
Correlation
The correlation between USNQX and VITPX is 0.93, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.93 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.90 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.92 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.89 |
Correlation (All Time) Calculated using the full available price history since Jun 1, 2001 | 0.89 |
The correlation between USNQX and VITPX has been stable across timeframes, ranging from 0.89 to 0.93 - a consistent structural relationship.
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Return for Risk
USNQX vs. VITPX — Risk / Return Rank
USNQX
VITPX
USNQX vs. VITPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Nasdaq 100 Index Fund (USNQX) and Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares (VITPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USNQX | VITPX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.28 | ||
| Sortino ratioReturn per unit of downside risk | +0.22 | ||
| Omega ratioGain probability vs. loss probability | 1.44 | 1.42 | +0.03 |
| Calmar ratioReturn relative to maximum drawdown | 3.45 | 3.17 | +0.28 |
| Martin ratioReturn relative to average drawdown | 13.21 | 14.64 | -1.42 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USNQX | VITPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.59 | 2.32 | +0.28 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.78 | 0.75 | +0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.96 | 0.82 | +0.14 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.37 | 0.50 | -0.14 |
Drawdowns
USNQX vs. VITPX - Drawdown Comparison
The maximum USNQX drawdown since its inception was -76.24%, which is greater than VITPX's maximum drawdown of -55.28%. Use the drawdown chart below to compare losses from any high point for USNQX and VITPX.
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Drawdown Indicators
| USNQX | VITPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.24% | -55.28% | -20.96% |
Max Drawdown (1Y)Largest decline over 1 year | -12.07% | -8.92% | -3.15% |
Max Drawdown (3Y)Largest decline over 3 years | -22.88% | -19.35% | -3.53% |
Max Drawdown (5Y)Largest decline over 5 years | -36.95% | -25.31% | -11.64% |
Max Drawdown (10Y)Largest decline over 10 years | -36.95% | -34.99% | -1.96% |
Current DrawdownCurrent decline from peak | -0.29% | -0.76% | +0.47% |
Average DrawdownAverage peak-to-trough decline | -26.75% | -8.02% | -18.73% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.15% | 1.93% | +1.22% |
Volatility
USNQX vs. VITPX - Volatility Comparison
USAA Nasdaq 100 Index Fund (USNQX) has a higher volatility of 4.53% compared to Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares (VITPX) at 3.05%. This indicates that USNQX's price experiences larger fluctuations and is considered to be riskier than VITPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USNQX | VITPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.53% | 3.05% | +1.48% |
Volatility (6M)Calculated over the trailing 6-month period | 12.19% | 9.20% | +2.99% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.09% | 12.22% | +3.87% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 22.90% | 17.35% | +5.55% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.66% | 18.41% | +4.25% |
USNQX vs. VITPX - Expense Ratio Comparison
USNQX has a 0.42% expense ratio, which is higher than VITPX's 0.02% expense ratio.
Dividends
USNQX vs. VITPX - Dividend Comparison
USNQX's dividend yield for the trailing twelve months is around 2.49%, more than VITPX's 2.26% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USNQX USAA Nasdaq 100 Index Fund | 2.49% | 3.01% | 2.19% | 2.60% | 4.13% | 4.48% | 1.53% | 0.88% | 0.69% | 1.97% | 0.50% | 2.73% |
VITPX Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares | 2.26% | 2.64% | 4.14% | 2.41% | 6.48% | 5.38% | 11.57% | 2.91% | 3.93% | 1.90% | 2.80% | 2.30% |
Frequently Asked Questions
With a correlation of 0.93, USNQX and VITPX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
USNQX has higher volatility (4.53%) compared to VITPX (3.05%). In terms of maximum drawdown, USNQX dropped -76.24% vs VITPX's -55.28%.
USNQX currently has the higher Sharpe Ratio (2.59 vs 2.32), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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