USD=X vs. VFORX
USD=X (USD Cash) is a currency, while VFORX (Vanguard Target Retirement 2040 Fund) is Target Retirement Date fund managed by Vanguard. Over the past 10 years, USD=X returned 0.00%/yr vs 10.63%/yr for VFORX.
Performance
USD=X vs. VFORX - Performance Comparison
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Returns By Period
USD=X
- 1D
- 0.00%
- 1M
- 0.00%
- YTD
- 0.00%
- 6M
- 0.00%
- 1Y
- 0.00%
- 3Y*
- 0.00%
- 5Y*
- 0.00%
- 10Y*
- 0.00%
VFORX
- 1D
- 1.91%
- 1M
- -0.18%
- YTD
- 8.11%
- 6M
- 8.81%
- 1Y
- 21.22%
- 3Y*
- 16.17%
- 5Y*
- 8.20%
- 10Y*
- 10.63%
USD=X vs. VFORX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USD=X USD Cash | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VFORX Vanguard Target Retirement 2040 Fund | 8.11% | 18.77% | 12.90% | 18.56% | -17.00% | 14.55% | 15.48% | 23.86% | -7.32% | 18.45% |
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Return for Risk
USD=X vs. VFORX — Risk / Return Rank
USD=X
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
VFORX
USD=X vs. VFORX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USD Cash (USD=X) and Vanguard Target Retirement 2040 Fund (VFORX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USD=X | VFORX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | — | 1.37 | — |
| Calmar ratioReturn relative to maximum drawdown | — | 2.67 | — |
| Martin ratioReturn relative to average drawdown | — | 11.49 | — |
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Drawdowns
USD=X vs. VFORX - Drawdown Comparison
The maximum USD=X drawdown since its inception was 0.00%, smaller than the maximum VFORX drawdown of -51.63%. Use the drawdown chart below to compare losses from any high point for USD=X and VFORX.
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Drawdown Indicators
| USD=X | VFORX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | 0.00% | -51.63% | +51.63% |
Max Drawdown (1Y)Largest decline over 1 year | 0.00% | -7.70% | +7.70% |
Max Drawdown (3Y)Largest decline over 3 years | 0.00% | -12.12% | +12.12% |
Max Drawdown (5Y)Largest decline over 5 years | 0.00% | -24.32% | +24.32% |
Max Drawdown (10Y)Largest decline over 10 years | 0.00% | -29.35% | +29.35% |
Current DrawdownCurrent decline from peak | 0.00% | -1.82% | +1.82% |
Average DrawdownAverage peak-to-trough decline | 0.00% | -6.77% | +6.77% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.00% | 1.78% | -1.78% |
Volatility
USD=X vs. VFORX - Volatility Comparison
The current volatility for USD Cash (USD=X) is 0.00%, while Vanguard Target Retirement 2040 Fund (VFORX) has a volatility of 4.19%. This indicates that USD=X experiences smaller price fluctuations and is considered to be less risky than VFORX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USD=X | VFORX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.00% | 4.19% | -4.19% |
Volatility (6M)Calculated over the trailing 6-month period | 0.00% | 8.47% | -8.47% |
Volatility (1Y)Calculated over the trailing 1-year period | 0.00% | 10.27% | -10.27% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 0.00% | 12.51% | -12.51% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 0.00% | 13.70% | -13.70% |
Frequently Asked Questions
VFORX has higher volatility (4.19%) compared to USD=X (0.00%). In terms of maximum drawdown, USD=X dropped 0.00% vs VFORX's -51.63%.
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