URSIX vs. ISNGX
URSIX (USAA Target Retirement 2060 Fund) and ISNGX (Voya Solution 2030 Portfolio) are both Target Retirement Date funds. Over the past 10 years, URSIX returned 10.88%/yr vs 9.09%/yr for ISNGX. With a 0.95 correlation, they move nearly in lockstep. URSIX charges 0.10%/yr vs 0.20%/yr for ISNGX.
Performance
URSIX vs. ISNGX - Performance Comparison
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Returns By Period
In the year-to-date period, URSIX achieves a 13.35% return, which is significantly higher than ISNGX's 7.41% return. Over the past 10 years, URSIX has outperformed ISNGX with an annualized return of 10.88%, while ISNGX has yielded a comparatively lower 9.09% annualized return.
URSIX
- 1D
- 0.17%
- 1M
- 2.71%
- YTD
- 13.35%
- 6M
- 12.49%
- 1Y
- 26.99%
- 3Y*
- 18.75%
- 5Y*
- 9.98%
- 10Y*
- 10.88%
ISNGX
- 1D
- -0.11%
- 1M
- 1.15%
- YTD
- 7.41%
- 6M
- 7.08%
- 1Y
- 17.21%
- 3Y*
- 13.43%
- 5Y*
- 6.32%
- 10Y*
- 9.09%
URSIX vs. ISNGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
URSIX USAA Target Retirement 2060 Fund | 13.35% | 19.62% | 13.05% | 18.22% | -15.78% | 17.70% | 10.17% | 20.09% | -9.17% | 19.52% |
ISNGX Voya Solution 2030 Portfolio | 7.41% | 14.59% | 10.56% | 15.86% | -17.50% | 12.81% | 14.64% | 20.59% | -6.96% | 17.87% |
Correlation
The correlation between URSIX and ISNGX is 0.88, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.88 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.93 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.94 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.95 |
Correlation (All Time) Calculated using the full available price history since Jul 22, 2013 | 0.95 |
The correlation between URSIX and ISNGX has been stable across timeframes, ranging from 0.88 to 0.95 - a consistent structural relationship.
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Return for Risk
URSIX vs. ISNGX — Risk / Return Rank
URSIX
ISNGX
URSIX vs. ISNGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Target Retirement 2060 Fund (URSIX) and Voya Solution 2030 Portfolio (ISNGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| URSIX | ISNGX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.02 | ||
| Sortino ratioReturn per unit of downside risk | -0.18 | ||
| Omega ratioGain probability vs. loss probability | 1.42 | 1.43 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 3.37 | 3.00 | +0.37 |
| Martin ratioReturn relative to average drawdown | 14.58 | 13.95 | +0.63 |
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Drawdowns
URSIX vs. ISNGX - Drawdown Comparison
The maximum URSIX drawdown since its inception was -30.33%, which is greater than ISNGX's maximum drawdown of -27.75%. Use the drawdown chart below to compare losses from any high point for URSIX and ISNGX.
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Drawdown Indicators
| URSIX | ISNGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -30.33% | -27.75% | -2.58% |
Max Drawdown (1Y)Largest decline over 1 year | -8.32% | -6.52% | -1.80% |
Max Drawdown (3Y)Largest decline over 3 years | -14.35% | -9.92% | -4.43% |
Max Drawdown (5Y)Largest decline over 5 years | -23.85% | -23.30% | -0.55% |
Max Drawdown (10Y)Largest decline over 10 years | -30.33% | -27.75% | -2.58% |
Current DrawdownCurrent decline from peak | -0.39% | -0.57% | +0.18% |
Average DrawdownAverage peak-to-trough decline | -4.43% | -3.71% | -0.72% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.92% | 1.35% | +0.57% |
Volatility
URSIX vs. ISNGX - Volatility Comparison
USAA Target Retirement 2060 Fund (URSIX) has a higher volatility of 4.89% compared to Voya Solution 2030 Portfolio (ISNGX) at 3.22%. This indicates that URSIX's price experiences larger fluctuations and is considered to be riskier than ISNGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| URSIX | ISNGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.89% | 3.22% | +1.67% |
Volatility (6M)Calculated over the trailing 6-month period | 10.09% | 7.06% | +3.03% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.22% | 8.58% | +3.64% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.21% | 10.90% | +3.31% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.58% | 11.99% | +2.59% |
URSIX vs. ISNGX - Expense Ratio Comparison
URSIX has a 0.10% expense ratio, which is lower than ISNGX's 0.20% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
URSIX vs. ISNGX - Dividend Comparison
URSIX's dividend yield for the trailing twelve months is around 4.94%, more than ISNGX's 4.34% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ISNGX Voya Solution 2030 Portfolio | 4.34% | 4.66% | 1.93% | 4.47% | 24.73% | 2.71% | 5.51% | 7.92% | 8.00% | 2.37% | 0.77% | 5.93% |
URSIX USAA Target Retirement 2060 Fund | 4.94% | 5.60% | 2.55% | 2.89% | 10.97% | 7.07% | 4.79% | 5.88% | 4.77% | 3.82% | 3.01% | 1.73% |
Frequently Asked Questions
URSIX and ISNGX have a correlation of 0.88, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
URSIX has higher volatility (4.89%) compared to ISNGX (3.22%). In terms of maximum drawdown, URSIX dropped -30.33% vs ISNGX's -27.75%.
URSIX currently has the higher Sharpe Ratio (2.30 vs 2.29), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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