UNIY vs. MYCI

Last updated Jun 4, 2026

UNIY (WisdomTree Voya Yield Enchanced USD Universal Bond Fund) and MYCI (State Street My2029 Corporate Bond ETF) are both exchange-traded funds - UNIY is a Intermediate Core Bond fund tracking the Bloomberg US Universal Enhanced Yield Index, while MYCI is a Corporate Bonds fund actively managed by State Street. UNIY is passively managed, while MYCI is actively managed. Over the past year, UNIY returned 5.54% vs 4.75% for MYCI. Their correlation of 0.87 suggests significant overlap in exposure. Both charge a 0.15% expense ratio.

Performance

UNIY vs. MYCI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in WisdomTree Voya Yield Enchanced USD Universal Bond Fund (UNIY) and State Street My2029 Corporate Bond ETF (MYCI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, UNIY achieves a 0.40% return, which is significantly lower than MYCI's 0.45% return.

UNIY

• 1D: -0.21%
• 1M: 0.38%
• YTD: 0.40%
• 6M: 0.35%
• 1Y: 5.54%
• 3Y*: 4.51%
• 5Y*: —
• 10Y*: —

MYCI

• 1D: -0.04%
• 1M: 0.17%
• YTD: 0.45%
• 6M: 0.87%
• 1Y: 4.75%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

UNIY vs. MYCI - Yearly Performance Comparison

	2026 (YTD)	2025	2024
UNIY WisdomTree Voya Yield Enchanced USD Universal Bond Fund	0.40%	7.37%	-3.02%
MYCI State Street My2029 Corporate Bond ETF	0.45%	7.59%	-1.56%

Correlation

The correlation between UNIY and MYCI is 0.86, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.86
Correlation (All Time) Calculated using the full available price history since Sep 25, 2024	0.87

The correlation between UNIY and MYCI has been stable across timeframes, ranging from 0.86 to 0.87 - a consistent structural relationship.

Return for Risk

UNIY vs. MYCI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UNIY

UNIY Risk / Return Rank: 44
UNIY Sharpe Ratio Rank: 44
UNIY Sortino Ratio Rank: 46
UNIY Omega Ratio Rank: 42
UNIY Calmar Ratio Rank: 45
UNIY Martin Ratio Rank: 43

MYCI

MYCI Risk / Return Rank: 67
MYCI Sharpe Ratio Rank: 66
MYCI Sortino Ratio Rank: 72
MYCI Omega Ratio Rank: 71
MYCI Calmar Ratio Rank: 62
MYCI Martin Ratio Rank: 63

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UNIY vs. MYCI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for WisdomTree Voya Yield Enchanced USD Universal Bond Fund (UNIY) and State Street My2029 Corporate Bond ETF (MYCI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	UNIY	MYCI	Difference
Sharpe ratio Return per unit of total volatility	1.50	2.15	-0.65
Sortino ratio Return per unit of downside risk	2.24	3.22	-0.97
Omega ratio Gain probability vs. loss probability	1.26	1.42	-0.15
Calmar ratio Return relative to maximum drawdown	2.19	3.05	-0.86
Martin ratio Return relative to average drawdown	6.84	11.23	-4.39
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

UNIY vs. MYCI - Sharpe Ratio Comparison

The current UNIY Sharpe Ratio is 1.50, which is lower than the MYCI Sharpe Ratio of 2.15. The chart below compares the historical Sharpe Ratios of UNIY and MYCI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	UNIY	MYCI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.50	2.15	-0.65
Sharpe Ratio (All Time) Calculated using the full available price history	0.84	1.24	-0.40

Drawdowns

UNIY vs. MYCI - Drawdown Comparison

The maximum UNIY drawdown since its inception was -6.27%, which is greater than MYCI's maximum drawdown of -2.41%. Use the drawdown chart below to compare losses from any high point for UNIY and MYCI.

Drawdown Indicators

	UNIY	MYCI	Difference
Max Drawdown Largest peak-to-trough decline	-6.27%	-2.41%	-3.86%
Max Drawdown (1Y) Largest decline over 1 year	-2.53%	-1.56%	-0.97%
Max Drawdown (3Y) Largest decline over 3 years	-5.40%	—	—
Current Drawdown Current decline from peak	-1.18%	-0.56%	-0.62%
Average Drawdown Average peak-to-trough decline	-1.38%	-0.54%	-0.84%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.81%	0.42%	+0.39%

Volatility

UNIY vs. MYCI - Volatility Comparison

WisdomTree Voya Yield Enchanced USD Universal Bond Fund (UNIY) has a higher volatility of 1.26% compared to State Street My2029 Corporate Bond ETF (MYCI) at 0.59%. This indicates that UNIY's price experiences larger fluctuations and is considered to be riskier than MYCI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	UNIY	MYCI	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.26%	0.59%	+0.67%
Volatility (6M) Calculated over the trailing 6-month period	2.71%	1.50%	+1.21%
Volatility (1Y) Calculated over the trailing 1-year period	3.69%	2.22%	+1.47%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	4.85%	3.02%	+1.83%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	4.85%	3.02%	+1.83%

UNIY vs. MYCI - Expense Ratio Comparison

Both UNIY and MYCI have an expense ratio of 0.15%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.

Dividends

UNIY vs. MYCI - Dividend Comparison

UNIY's dividend yield for the trailing twelve months is around 4.85%, more than MYCI's 4.57% yield.

Position	TTM	2025	2024	2023
MYCI State Street My2029 Corporate Bond ETF	4.57%	4.56%	1.19%	0.00%
UNIY WisdomTree Voya Yield Enchanced USD Universal Bond Fund	4.85%	4.95%	4.86%	3.99%

Frequently Asked Questions

Can I hold both UNIY and MYCI in my portfolio?

UNIY and MYCI have a correlation of 0.86, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, UNIY or MYCI?

UNIY has higher volatility (1.26%) compared to MYCI (0.59%). In terms of maximum drawdown, UNIY dropped -6.27% vs MYCI's -2.41%.

Which ETF is better, UNIY or MYCI?

On 1-year performance, UNIY leads with 5.54% vs 4.75% for MYCI. Both ETFs have the same 0.15% expense ratio. On volatility, MYCI has been the lower-risk option at 0.59%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, UNIY or MYCI?

Over the 1-year period, UNIY has performed better with a 5.54% return vs 4.75%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, UNIY or MYCI?

UNIY and MYCI have the same expense ratio: 0.15% per year.

Which ETF pays a higher dividend yield, UNIY or MYCI?

UNIY has the higher dividend yield at 4.85%, compared with 4.57% for MYCI.

What is the main difference between UNIY and MYCI?

UNIY is categorized as Intermediate Core Bond, while MYCI is Corporate Bonds. They also come from different issuers: WisdomTree and State Street.

Which has better risk-adjusted returns?

MYCI currently has the higher Sharpe Ratio (2.15 vs 1.50), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.