TRRLX vs. PRCOX
Compare and contrast key facts about T. Rowe Price Retirement 2060 Fund (TRRLX) and T. Rowe Price U.S. Equity Research Fund (PRCOX).
TRRLX is a passively managed fund by T. Rowe Price that tracks the performance of the S&P Target Date 2060 Index. It was launched on Jun 23, 2014. PRCOX is managed by T. Rowe Price. It was launched on Nov 30, 1994.
Performance
TRRLX vs. PRCOX - Performance Comparison
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TRRLX vs. PRCOX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TRRLX T. Rowe Price Retirement 2060 Fund | -1.05% | 14.54% | 14.22% | 20.87% | -19.22% | 17.50% | 18.46% | 25.39% | -7.62% | 20.79% |
PRCOX T. Rowe Price U.S. Equity Research Fund | -4.40% | 16.97% | 26.41% | 29.82% | -18.80% | 28.06% | 19.82% | 33.04% | -4.73% | 23.80% |
Returns By Period
In the year-to-date period, TRRLX achieves a -1.05% return, which is significantly higher than PRCOX's -4.40% return. Over the past 10 years, TRRLX has underperformed PRCOX with an annualized return of 10.09%, while PRCOX has yielded a comparatively higher 14.64% annualized return.
TRRLX
- 1D
- 2.79%
- 1M
- -6.56%
- YTD
- -1.05%
- 6M
- -2.29%
- 1Y
- 12.85%
- 3Y*
- 13.74%
- 5Y*
- 6.69%
- 10Y*
- 10.09%
PRCOX
- 1D
- 3.03%
- 1M
- -5.43%
- YTD
- -4.40%
- 6M
- -1.63%
- 1Y
- 17.03%
- 3Y*
- 19.27%
- 5Y*
- 12.31%
- 10Y*
- 14.64%
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TRRLX vs. PRCOX - Expense Ratio Comparison
TRRLX has a 0.64% expense ratio, which is higher than PRCOX's 0.42% expense ratio.
Return for Risk
TRRLX vs. PRCOX — Risk / Return Rank
TRRLX
PRCOX
TRRLX vs. PRCOX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Retirement 2060 Fund (TRRLX) and T. Rowe Price U.S. Equity Research Fund (PRCOX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TRRLX | PRCOX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.82 | 0.97 | -0.15 |
Sortino ratioReturn per unit of downside risk | 1.24 | 1.49 | -0.24 |
Omega ratioGain probability vs. loss probability | 1.18 | 1.22 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 0.85 | 1.29 | -0.44 |
Martin ratioReturn relative to average drawdown | 3.78 | 6.07 | -2.29 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TRRLX | PRCOX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.82 | 0.97 | -0.15 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.44 | 0.72 | -0.27 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.66 | 0.80 | -0.15 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.56 | 0.55 | +0.02 |
Correlation
The correlation between TRRLX and PRCOX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TRRLX vs. PRCOX - Dividend Comparison
TRRLX has not paid dividends to shareholders, while PRCOX's dividend yield for the trailing twelve months is around 1.80%.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRRLX T. Rowe Price Retirement 2060 Fund | 0.00% | 0.00% | 1.74% | 3.29% | 5.75% | 4.19% | 2.38% | 4.33% | 5.39% | 1.58% | 1.58% | 0.83% |
PRCOX T. Rowe Price U.S. Equity Research Fund | 1.80% | 1.72% | 0.64% | 1.17% | 1.28% | 3.71% | 1.04% | 1.39% | 5.60% | 7.02% | 7.28% | 8.76% |
Drawdowns
TRRLX vs. PRCOX - Drawdown Comparison
The maximum TRRLX drawdown since its inception was -32.52%, smaller than the maximum PRCOX drawdown of -53.96%. Use the drawdown chart below to compare losses from any high point for TRRLX and PRCOX.
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Drawdown Indicators
| TRRLX | PRCOX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.52% | -53.96% | +21.44% |
Max Drawdown (1Y)Largest decline over 1 year | -11.71% | -12.19% | +0.48% |
Max Drawdown (5Y)Largest decline over 5 years | -28.09% | -24.94% | -3.15% |
Max Drawdown (10Y)Largest decline over 10 years | -32.52% | -34.42% | +1.90% |
Current DrawdownCurrent decline from peak | -7.30% | -6.57% | -0.73% |
Average DrawdownAverage peak-to-trough decline | -5.23% | -9.22% | +3.99% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.96% | 2.59% | +0.37% |
Volatility
TRRLX vs. PRCOX - Volatility Comparison
T. Rowe Price Retirement 2060 Fund (TRRLX) has a higher volatility of 6.03% compared to T. Rowe Price U.S. Equity Research Fund (PRCOX) at 5.63%. This indicates that TRRLX's price experiences larger fluctuations and is considered to be riskier than PRCOX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TRRLX | PRCOX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.03% | 5.63% | +0.40% |
Volatility (6M)Calculated over the trailing 6-month period | 9.97% | 9.35% | +0.62% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.73% | 18.35% | -1.62% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.22% | 17.33% | -2.11% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.47% | 18.33% | -2.86% |