TPSC vs. VPC
Compare and contrast key facts about Timothy Plan US Small Cap Core ETF (TPSC) and Virtus Private Credit Strategy ETF (VPC).
TPSC and VPC are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. TPSC is a passively managed fund by Timothy Plan that tracks the performance of the Victory U.S. Small Cap Volatility Weighted BRI. It was launched on Dec 2, 2019. VPC is a passively managed fund by Virtus Investment Partners that tracks the performance of the Indxx Private Credit Index. It was launched on Feb 7, 2019. Both TPSC and VPC are passive ETFs, meaning that they are not actively managed but aim to replicate the performance of the underlying index as closely as possible.
Performance
TPSC vs. VPC - Performance Comparison
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TPSC vs. VPC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
TPSC Timothy Plan US Small Cap Core ETF | 2.57% | 7.34% | 11.50% | 17.64% | -13.46% | 29.74% | 10.27% | 3.39% |
VPC Virtus Private Credit Strategy ETF | -11.66% | -6.75% | 10.52% | 22.20% | -11.70% | 34.18% | -9.50% | 2.08% |
Returns By Period
In the year-to-date period, TPSC achieves a 2.57% return, which is significantly higher than VPC's -11.66% return.
TPSC
- 1D
- 2.05%
- 1M
- -4.65%
- YTD
- 2.57%
- 6M
- 2.64%
- 1Y
- 15.90%
- 3Y*
- 11.94%
- 5Y*
- 6.41%
- 10Y*
- —
VPC
- 1D
- 2.93%
- 1M
- -0.03%
- YTD
- -11.66%
- 6M
- -12.28%
- 1Y
- -16.52%
- 3Y*
- 2.20%
- 5Y*
- 2.19%
- 10Y*
- —
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TPSC vs. VPC - Expense Ratio Comparison
TPSC has a 0.52% expense ratio, which is lower than VPC's 5.53% expense ratio.
Return for Risk
TPSC vs. VPC — Risk / Return Rank
TPSC
VPC
TPSC vs. VPC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Timothy Plan US Small Cap Core ETF (TPSC) and Virtus Private Credit Strategy ETF (VPC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TPSC | VPC | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.79 | -1.00 | +1.79 |
Sortino ratioReturn per unit of downside risk | 1.26 | -1.30 | +2.56 |
Omega ratioGain probability vs. loss probability | 1.16 | 0.83 | +0.33 |
Calmar ratioReturn relative to maximum drawdown | 1.26 | -0.74 | +2.00 |
Martin ratioReturn relative to average drawdown | 4.75 | -1.75 | +6.51 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TPSC | VPC | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.79 | -1.00 | +1.79 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.32 | 0.16 | +0.16 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.42 | 0.18 | +0.23 |
Correlation
The correlation between TPSC and VPC is 0.63, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
TPSC vs. VPC - Dividend Comparison
TPSC's dividend yield for the trailing twelve months is around 1.06%, less than VPC's 17.77% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
TPSC Timothy Plan US Small Cap Core ETF | 1.06% | 1.07% | 0.97% | 1.06% | 1.07% | 1.12% | 1.13% | 0.07% |
VPC Virtus Private Credit Strategy ETF | 17.77% | 14.33% | 11.26% | 11.71% | 10.74% | 6.31% | 10.06% | 8.19% |
Drawdowns
TPSC vs. VPC - Drawdown Comparison
The maximum TPSC drawdown since its inception was -41.79%, smaller than the maximum VPC drawdown of -53.45%. Use the drawdown chart below to compare losses from any high point for TPSC and VPC.
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Drawdown Indicators
| TPSC | VPC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -41.79% | -53.45% | +11.66% |
Max Drawdown (1Y)Largest decline over 1 year | -13.05% | -22.76% | +9.71% |
Max Drawdown (5Y)Largest decline over 5 years | -23.63% | -24.86% | +1.23% |
Current DrawdownCurrent decline from peak | -6.42% | -21.75% | +15.33% |
Average DrawdownAverage peak-to-trough decline | -8.62% | -7.41% | -1.21% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.45% | 9.59% | -6.14% |
Volatility
TPSC vs. VPC - Volatility Comparison
The current volatility for Timothy Plan US Small Cap Core ETF (TPSC) is 5.22%, while Virtus Private Credit Strategy ETF (VPC) has a volatility of 5.51%. This indicates that TPSC experiences smaller price fluctuations and is considered to be less risky than VPC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TPSC | VPC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.22% | 5.51% | -0.29% |
Volatility (6M)Calculated over the trailing 6-month period | 11.28% | 10.48% | +0.80% |
Volatility (1Y)Calculated over the trailing 1-year period | 20.16% | 16.60% | +3.56% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 19.99% | 13.39% | +6.60% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 24.69% | 20.68% | +4.01% |