TPHD vs. TPSC

Last updated Aug 2, 2026

TPHD (Timothy Plan High Dividend Stock ETF) and TPSC (Timothy Plan US Small Cap Core ETF) are both exchange-traded funds - TPHD is a Mid Cap Value Equities fund tracking the Victory US Large Cap High Dividend Volatility Weighted BRI Index, while TPSC is a Small Cap Blend Equities fund tracking the Victory U.S. Small Cap Volatility Weighted BRI. Both are passively managed. Over the past 5 years, TPHD returned 9.62%/yr vs 8.83%/yr for TPSC. Their correlation of 0.82 means they have usually moved in the same direction. Both charge a 0.52% expense ratio.

Performance

TPHD vs. TPSC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan High Dividend Stock ETF (TPHD) and Timothy Plan US Small Cap Core ETF (TPSC). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TPHD achieves a 13.29% return, which is significantly lower than TPSC's 15.86% return.

TPHD

• 1D: 0.16%
• 1M: 0.88%
• 6M: 7.48%
• YTD: 13.29%
• 1Y: 15.48%
• 3Y*: 12.08%
• 5Y*: 9.62%
• 10Y*: —
• ALL TIME*: 10.28%

TPSC

• 1D: 0.11%
• 1M: 0.08%
• 6M: 9.87%
• YTD: 15.86%
• 1Y: 25.20%
• 3Y*: 13.55%
• 5Y*: 8.83%
• 10Y*: —
• ALL TIME*: 11.75%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
TPHD Timothy Plan High Dividend Stock ETF	$823.76K	$794.79K	$770.63K
TPSC Timothy Plan US Small Cap Core ETF	$869.84K	$834.27K	$857.67K

TPHD vs. TPSC - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
TPHD Timothy Plan High Dividend Stock ETF	13.29%	8.28%	12.14%	8.86%	-1.91%	27.98%	-1.30%	3.69%
TPSC Timothy Plan US Small Cap Core ETF	15.86%	7.34%	11.50%	17.64%	-13.46%	29.74%	10.27%	3.77%

Correlation

The correlation between TPHD and TPSC is 0.69, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.69
Correlation (3Y) Balances recent behavior with more history.	0.79
Correlation (5Y) Shows whether the relationship held over a longer period.	0.80
Correlation (All Time) Calculated using the full available price history since Dec 3, 2019	0.82

The correlation between TPHD and TPSC shifts across timeframes, from 0.69 (1 year) to 0.82 (all time), reflecting how their relationship changes across market environments.

TPHD vs. TPSC - Sectors Allocation Comparison

Sectors	TPHD	TPSC
Utilities	24.1%	6.2%
Industrials	18.7%	19.1%
Energy	14.0%	4.9%
Financial Services	12.8%	24.1%
Consumer Cyclical	9.2%	13.9%
Technology	8.8%	13.1%
Basic Materials	5.4%	5.2%
Consumer Defensive	4.3%	4.7%
Healthcare	2.6%	7.6%
Communication Services	0.0%	0.6%
Real Estate	0.0%	0.7%

Return for Risk

TPHD vs. TPSC — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

TPHD

TPHD Risk / Return Rank: 60
TPHD Sharpe Ratio Rank: 58
TPHD Sortino Ratio Rank: 62
TPHD Omega Ratio Rank: 54
TPHD Calmar Ratio Rank: 69
TPHD Martin Ratio Rank: 56

TPSC

TPSC Risk / Return Rank: 70
TPSC Sharpe Ratio Rank: 67
TPSC Sortino Ratio Rank: 73
TPSC Omega Ratio Rank: 65
TPSC Calmar Ratio Rank: 74
TPSC Martin Ratio Rank: 71

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

TPHD vs. TPSC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan High Dividend Stock ETF (TPHD) and Timothy Plan US Small Cap Core ETF (TPSC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TPHD	TPSC	Difference
Sharpe ratio: Return per unit of total volatility	1.37	1.53	-0.16
Sortino ratio: Return per unit of downside risk	2.08	2.36	-0.29
Omega ratio: Gain probability vs. loss probability	1.24	1.27	-0.03
Calmar ratio: Return relative to maximum drawdown	2.41	2.61	-0.20
Martin ratio: Return relative to average drawdown	6.70	8.70	-1.99

TPHD vs. TPSC - Sharpe Ratio Comparison

The current TPHD Sharpe Ratio is 1.37, which is comparable to the TPSC Sharpe Ratio of 1.53. The chart below compares the historical Sharpe Ratios of TPHD and TPSC, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

TPHD vs. TPSC - Drawdown Comparison

The maximum TPHD drawdown since its inception was -41.71%, roughly equal to the maximum TPSC drawdown of -41.79%. Use the drawdown chart below to compare losses from any high point for TPHD and TPSC.

Drawdown Indicators

	TPHD	TPSC	Difference
Max Drawdown Largest peak-to-trough decline	-41.71%	-41.79%	+0.08%
Max Drawdown (1Y) Largest decline over 1 year	-6.08%	-8.95%	+2.87%
Max Drawdown (3Y) Largest decline over 3 years	-15.89%	-23.44%	+7.55%
Max Drawdown (5Y) Largest decline over 5 years	-16.54%	-23.63%	+7.09%
Current Drawdown Current decline from peak	-1.64%	-1.09%	-0.55%
Average Drawdown Average peak-to-trough decline	-4.65%	-8.24%	+3.59%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.18%	2.68%	-0.50%

Volatility

TPHD vs. TPSC - Volatility Comparison

Timothy Plan High Dividend Stock ETF (TPHD) has a higher volatility of 3.72% compared to Timothy Plan US Small Cap Core ETF (TPSC) at 3.13%. This indicates that TPHD's price experiences larger fluctuations and is considered to be riskier than TPSC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TPHD	TPSC	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.72%	3.13%	+0.59%
Volatility (6M) Calculated over the trailing 6-month period	7.45%	10.17%	-2.72%
Volatility (1Y) Calculated over the trailing 1-year period	10.66%	15.27%	-4.61%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	14.59%	19.74%	-5.15%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	19.48%	24.23%	-4.75%

TPHD vs. TPSC - Expense Ratio Comparison

Both TPHD and TPSC have an expense ratio of 0.52%.

Dividends

TPHD vs. TPSC - Dividend Comparison

TPHD's dividend yield for the trailing twelve months is around 1.92%, more than TPSC's 1.03% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019
TPHD Timothy Plan High Dividend Stock ETF	1.92%	2.10%	2.09%	2.19%	2.38%	1.86%	2.38%	1.61%
TPSC Timothy Plan US Small Cap Core ETF	1.03%	1.07%	0.97%	1.06%	1.07%	1.12%	1.13%	0.07%

Frequently Asked Questions

Can I hold both TPHD and TPSC in my portfolio?

TPHD and TPSC have a correlation of 0.69, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, TPHD or TPSC?

TPHD has higher volatility (3.72%) compared to TPSC (3.13%). In terms of maximum drawdown, TPHD dropped -41.71% vs TPSC's -41.79%.

Which ETF is better, TPHD or TPSC?

On 5-year performance, TPHD leads with 9.62% vs 8.83% for TPSC. Both ETFs have the same 0.52% expense ratio. On volatility, TPSC has been the lower-risk option at 3.13%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, TPHD or TPSC?

Over the 5-year period, TPHD has performed better with a 9.62% return vs 8.83%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, TPHD or TPSC?

TPHD and TPSC have the same expense ratio: 0.52% per year.

Which ETF pays a higher dividend yield, TPHD or TPSC?

TPHD has the higher dividend yield at 1.92%, compared with 1.03% for TPSC.

What is the main difference between TPHD and TPSC?

TPHD is categorized as Mid Cap Value Equities, while TPSC is Small Cap Blend Equities. TPHD tracks Victory US Large Cap High Dividend Volatility Weighted BRI Index, while TPSC tracks Victory U.S. Small Cap Volatility Weighted BRI.

Which has better risk-adjusted returns?

TPSC currently has the higher Sharpe Ratio (1.53 vs 1.37), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.