TPDAX vs. BALFX
Compare and contrast key facts about Timothy Plan Defensive Strategies Fund (TPDAX) and American Funds American Balanced Fund (BALFX).
TPDAX is managed by Timothy Plan. It was launched on Nov 3, 2009. BALFX is managed by American Funds. It was launched on Mar 15, 2001.
Performance
TPDAX vs. BALFX - Performance Comparison
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TPDAX vs. BALFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TPDAX Timothy Plan Defensive Strategies Fund | 7.48% | 23.97% | 5.29% | 7.71% | -5.63% | 12.15% | 8.83% | 13.77% | -7.24% | 4.14% |
BALFX American Funds American Balanced Fund | -2.88% | 18.40% | 14.91% | 13.62% | -12.19% | 15.69% | 10.81% | 18.50% | -3.54% | 14.63% |
Returns By Period
In the year-to-date period, TPDAX achieves a 7.48% return, which is significantly higher than BALFX's -2.88% return. Over the past 10 years, TPDAX has underperformed BALFX with an annualized return of 7.10%, while BALFX has yielded a comparatively higher 8.93% annualized return.
TPDAX
- 1D
- 0.05%
- 1M
- -6.08%
- YTD
- 7.48%
- 6M
- 12.53%
- 1Y
- 24.49%
- 3Y*
- 13.72%
- 5Y*
- 9.55%
- 10Y*
- 7.10%
BALFX
- 1D
- -0.14%
- 1M
- -6.82%
- YTD
- -2.88%
- 6M
- 0.82%
- 1Y
- 15.28%
- 3Y*
- 13.46%
- 5Y*
- 8.01%
- 10Y*
- 8.93%
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TPDAX vs. BALFX - Expense Ratio Comparison
TPDAX has a 1.37% expense ratio, which is higher than BALFX's 0.62% expense ratio.
Return for Risk
TPDAX vs. BALFX — Risk / Return Rank
TPDAX
BALFX
TPDAX vs. BALFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Defensive Strategies Fund (TPDAX) and American Funds American Balanced Fund (BALFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TPDAX | BALFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.07 | 1.42 | +0.65 |
Sortino ratioReturn per unit of downside risk | 2.68 | 2.08 | +0.60 |
Omega ratioGain probability vs. loss probability | 1.39 | 1.29 | +0.10 |
Calmar ratioReturn relative to maximum drawdown | 3.33 | 1.99 | +1.34 |
Martin ratioReturn relative to average drawdown | 12.75 | 8.46 | +4.29 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TPDAX | BALFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.07 | 1.42 | +0.65 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.95 | 0.77 | +0.18 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.72 | 0.85 | -0.12 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 0.65 | -0.06 |
Correlation
The correlation between TPDAX and BALFX is 0.66, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
TPDAX vs. BALFX - Dividend Comparison
TPDAX's dividend yield for the trailing twelve months is around 0.75%, less than BALFX's 8.48% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TPDAX Timothy Plan Defensive Strategies Fund | 0.75% | 0.80% | 2.76% | 2.35% | 4.48% | 0.50% | 0.00% | 2.89% | 2.69% | 0.13% | 0.33% | 0.00% |
BALFX American Funds American Balanced Fund | 8.48% | 8.22% | 7.14% | 2.02% | 2.24% | 4.24% | 4.31% | 3.44% | 5.30% | 4.66% | 4.18% | 5.54% |
Drawdowns
TPDAX vs. BALFX - Drawdown Comparison
The maximum TPDAX drawdown since its inception was -22.29%, smaller than the maximum BALFX drawdown of -40.20%. Use the drawdown chart below to compare losses from any high point for TPDAX and BALFX.
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Drawdown Indicators
| TPDAX | BALFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -22.29% | -40.20% | +17.91% |
Max Drawdown (1Y)Largest decline over 1 year | -7.58% | -7.34% | -0.24% |
Max Drawdown (5Y)Largest decline over 5 years | -17.58% | -18.81% | +1.23% |
Max Drawdown (10Y)Largest decline over 10 years | -22.29% | -22.34% | +0.05% |
Current DrawdownCurrent decline from peak | -6.56% | -7.03% | +0.47% |
Average DrawdownAverage peak-to-trough decline | -4.94% | -4.18% | -0.76% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.98% | 1.73% | +0.25% |
Volatility
TPDAX vs. BALFX - Volatility Comparison
Timothy Plan Defensive Strategies Fund (TPDAX) has a higher volatility of 4.00% compared to American Funds American Balanced Fund (BALFX) at 3.28%. This indicates that TPDAX's price experiences larger fluctuations and is considered to be riskier than BALFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TPDAX | BALFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.00% | 3.28% | +0.72% |
Volatility (6M)Calculated over the trailing 6-month period | 9.73% | 6.75% | +2.98% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.21% | 11.10% | +1.11% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.12% | 10.41% | -0.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.86% | 10.61% | -0.75% |