TLQIX vs. FNSHX
Compare and contrast key facts about TIAA-CREF Lifecycle Index 2025 Fund (TLQIX) and Fidelity Freedom Income Fund Class K (FNSHX).
TLQIX is managed by TIAA Investments. It was launched on Sep 29, 2009. FNSHX is managed by Fidelity. It was launched on Jul 20, 2017.
Performance
TLQIX vs. FNSHX - Performance Comparison
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TLQIX vs. FNSHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TLQIX TIAA-CREF Lifecycle Index 2025 Fund | -0.91% | 14.51% | 9.46% | 14.18% | -15.04% | 10.12% | 14.00% | 19.84% | -4.45% | 3.51% |
FNSHX Fidelity Freedom Income Fund Class K | 0.45% | 10.35% | 4.40% | 8.26% | -11.31% | 3.16% | 9.01% | 10.74% | -1.86% | 0.09% |
Returns By Period
In the year-to-date period, TLQIX achieves a -0.91% return, which is significantly lower than FNSHX's 0.45% return.
TLQIX
- 1D
- 1.51%
- 1M
- -3.51%
- YTD
- -0.91%
- 6M
- 0.73%
- 1Y
- 12.05%
- 3Y*
- 10.44%
- 5Y*
- 5.26%
- 10Y*
- 7.57%
FNSHX
- 1D
- 0.98%
- 1M
- -2.22%
- YTD
- 0.45%
- 6M
- 1.62%
- 1Y
- 8.22%
- 3Y*
- 6.53%
- 5Y*
- 2.75%
- 10Y*
- —
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TLQIX vs. FNSHX - Expense Ratio Comparison
TLQIX has a 0.10% expense ratio, which is lower than FNSHX's 0.42% expense ratio.
Return for Risk
TLQIX vs. FNSHX — Risk / Return Rank
TLQIX
FNSHX
TLQIX vs. FNSHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2025 Fund (TLQIX) and Fidelity Freedom Income Fund Class K (FNSHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TLQIX | FNSHX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.42 | 1.76 | -0.34 |
Sortino ratioReturn per unit of downside risk | 2.03 | 2.46 | -0.42 |
Omega ratioGain probability vs. loss probability | 1.30 | 1.35 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.86 | 2.34 | -0.48 |
Martin ratioReturn relative to average drawdown | 8.13 | 9.69 | -1.55 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TLQIX | FNSHX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.42 | 1.76 | -0.34 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.55 | 0.53 | +0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.75 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.75 | 0.75 | 0.00 |
Correlation
The correlation between TLQIX and FNSHX is 0.80, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TLQIX vs. FNSHX - Dividend Comparison
TLQIX's dividend yield for the trailing twelve months is around 6.18%, more than FNSHX's 3.26% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TLQIX TIAA-CREF Lifecycle Index 2025 Fund | 6.18% | 6.12% | 5.79% | 2.58% | 2.99% | 3.94% | 2.15% | 2.44% | 2.73% | 0.13% | 2.43% | 0.23% |
FNSHX Fidelity Freedom Income Fund Class K | 3.26% | 3.21% | 3.19% | 2.98% | 5.94% | 6.17% | 4.43% | 3.74% | 5.22% | 0.00% | 0.00% | 0.00% |
Drawdowns
TLQIX vs. FNSHX - Drawdown Comparison
The maximum TLQIX drawdown since its inception was -21.30%, which is greater than FNSHX's maximum drawdown of -15.87%. Use the drawdown chart below to compare losses from any high point for TLQIX and FNSHX.
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Drawdown Indicators
| TLQIX | FNSHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.30% | -15.87% | -5.43% |
Max Drawdown (1Y)Largest decline over 1 year | -6.37% | -3.68% | -2.69% |
Max Drawdown (5Y)Largest decline over 5 years | -20.99% | -15.87% | -5.12% |
Max Drawdown (10Y)Largest decline over 10 years | -21.30% | — | — |
Current DrawdownCurrent decline from peak | -4.08% | -2.56% | -1.52% |
Average DrawdownAverage peak-to-trough decline | -3.33% | -3.09% | -0.24% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.46% | 0.89% | +0.57% |
Volatility
TLQIX vs. FNSHX - Volatility Comparison
TIAA-CREF Lifecycle Index 2025 Fund (TLQIX) has a higher volatility of 3.50% compared to Fidelity Freedom Income Fund Class K (FNSHX) at 2.45%. This indicates that TLQIX's price experiences larger fluctuations and is considered to be riskier than FNSHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TLQIX | FNSHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.50% | 2.45% | +1.05% |
Volatility (6M)Calculated over the trailing 6-month period | 5.26% | 3.30% | +1.96% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.79% | 4.89% | +3.90% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.71% | 5.27% | +4.44% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.07% | 4.81% | +5.26% |