TIHBX vs. TADAX

Last updated Jun 23, 2026

TIHBX (Transamerica International Stock) and TADAX (Transamerica US Growth) are both mutual funds - TIHBX is a Foreign Large Cap Equities fund managed by Transamerica, while TADAX is a Large Cap Growth Equities fund managed by Transamerica. Over the past 5 years, TIHBX returned 12.75%/yr vs 11.89%/yr for TADAX. A 0.65 correlation means they provide meaningful diversification when combined. TIHBX charges 1.00%/yr vs 1.02%/yr for TADAX.

Performance

TIHBX vs. TADAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Transamerica International Stock (TIHBX) and Transamerica US Growth (TADAX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TIHBX achieves a 9.90% return, which is significantly higher than TADAX's 7.30% return.

TIHBX

• 1D: 0.80%
• 1M: 2.43%
• YTD: 9.90%
• 6M: 10.34%
• 1Y: 26.93%
• 3Y*: 19.95%
• 5Y*: 12.75%
• 10Y*: —

TADAX

• 1D: 1.96%
• 1M: 1.42%
• YTD: 7.30%
• 6M: 6.53%
• 1Y: 25.37%
• 3Y*: 21.49%
• 5Y*: 11.89%
• 10Y*: 16.67%

*Multi-year figures are annualized to reflect compound growth (CAGR)

TIHBX vs. TADAX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
TIHBX Transamerica International Stock	9.90%	34.96%	10.23%	19.44%	-10.69%	17.78%	3.39%	7.70%
TADAX Transamerica US Growth	7.30%	17.09%	28.81%	41.45%	-31.60%	20.65%	35.85%	17.03%

Correlation

The correlation between TIHBX and TADAX is 0.65, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.65
Correlation (3Y) Calculated over the trailing 3-year period	0.59
Correlation (5Y) Calculated over the trailing 5-year period	0.65
Correlation (All Time) Calculated using the full available price history since Mar 22, 2019	0.65

The correlation between TIHBX and TADAX has been stable across timeframes, ranging from 0.59 to 0.65 - a consistent structural relationship.

Return for Risk

TIHBX vs. TADAX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TIHBX

TIHBX Risk / Return Rank: 37
TIHBX Sharpe Ratio Rank: 38
TIHBX Sortino Ratio Rank: 38
TIHBX Omega Ratio Rank: 37
TIHBX Calmar Ratio Rank: 34
TIHBX Martin Ratio Rank: 36

TADAX

TADAX Risk / Return Rank: 24
TADAX Sharpe Ratio Rank: 27
TADAX Sortino Ratio Rank: 25
TADAX Omega Ratio Rank: 26
TADAX Calmar Ratio Rank: 19
TADAX Martin Ratio Rank: 22

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TIHBX vs. TADAX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Transamerica International Stock (TIHBX) and Transamerica US Growth (TADAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TIHBX	TADAX	Difference
Sharpe ratio: Return per unit of total volatility	1.65	1.39	+0.26
Sortino ratio: Return per unit of downside risk	2.40	1.93	+0.47
Omega ratio: Gain probability vs. loss probability	1.30	1.25	+0.06
Calmar ratio: Return relative to maximum drawdown	2.08	1.51	+0.57
Martin ratio: Return relative to average drawdown	7.54	5.06	+2.48

TIHBX vs. TADAX - Sharpe Ratio Comparison

The current TIHBX Sharpe Ratio is 1.65, which is comparable to the TADAX Sharpe Ratio of 1.39. The chart below compares the historical Sharpe Ratios of TIHBX and TADAX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

TIHBX vs. TADAX - Drawdown Comparison

The maximum TIHBX drawdown since its inception was -33.33%, smaller than the maximum TADAX drawdown of -39.29%. Use the drawdown chart below to compare losses from any high point for TIHBX and TADAX.

Drawdown Indicators

	TIHBX	TADAX	Difference
Max Drawdown Largest peak-to-trough decline	-33.33%	-39.29%	+5.96%
Max Drawdown (1Y) Largest decline over 1 year	-12.45%	-16.48%	+4.03%
Max Drawdown (3Y) Largest decline over 3 years	-14.46%	-24.04%	+9.58%
Max Drawdown (5Y) Largest decline over 5 years	-29.07%	-39.29%	+10.22%
Max Drawdown (10Y) Largest decline over 10 years	—	-39.29%	—
Current Drawdown Current decline from peak	0.00%	-2.81%	+2.81%
Average Drawdown Average peak-to-trough decline	-6.08%	-6.39%	+0.31%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.43%	4.90%	-1.47%

Volatility

TIHBX vs. TADAX - Volatility Comparison

The current volatility for Transamerica International Stock (TIHBX) is 4.62%, while Transamerica US Growth (TADAX) has a volatility of 7.37%. This indicates that TIHBX experiences smaller price fluctuations and is considered to be less risky than TADAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TIHBX	TADAX	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.62%	7.37%	-2.75%
Volatility (6M) Calculated over the trailing 6-month period	13.26%	14.12%	-0.86%
Volatility (1Y) Calculated over the trailing 1-year period	15.70%	17.84%	-2.14%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.05%	23.31%	-6.26%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.33%	22.03%	-3.70%

TIHBX vs. TADAX - Expense Ratio Comparison

TIHBX has a 1.00% expense ratio, which is lower than TADAX's 1.02% expense ratio.

Dividends

TIHBX vs. TADAX - Dividend Comparison

TIHBX's dividend yield for the trailing twelve months is around 2.53%, less than TADAX's 4.28% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
TADAX Transamerica US Growth	4.28%	4.59%	16.73%	3.66%	4.60%	13.56%	9.73%	8.29%	12.42%	10.92%	2.29%	2.47%
TIHBX Transamerica International Stock	2.53%	2.78%	6.31%	3.27%	2.79%	8.74%	1.34%	0.11%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both TIHBX and TADAX in my portfolio?

TIHBX and TADAX have a correlation of 0.65, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, TIHBX or TADAX?

TADAX has higher volatility (7.37%) compared to TIHBX (4.62%). In terms of maximum drawdown, TIHBX dropped -33.33% vs TADAX's -39.29%.

Which has better risk-adjusted returns?

TIHBX currently has the higher Sharpe Ratio (1.65 vs 1.39), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.