TF.TO vs. FC.TO
TF.TO (Timbercreek Financial Corp.) and FC.TO (Firm Capital Mortgage Investment Corporation) are both stocks. Both operate in the Mortgage Finance industry within the Financial Services sector. Over the past 5 years, TF.TO returned 1.64%/yr vs 3.78%/yr for FC.TO. At a 0.38 correlation, their price movements are largely independent.
Performance
TF.TO vs. FC.TO - Performance Comparison
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Returns By Period
In the year-to-date period, TF.TO achieves a -0.50% return, which is significantly lower than FC.TO's 5.49% return.
TF.TO
- 1D
- -0.46%
- 1M
- -0.50%
- YTD
- -0.50%
- 6M
- 2.44%
- 1Y
- -1.96%
- 3Y*
- 5.17%
- 5Y*
- 1.64%
- 10Y*
- —
FC.TO
- 1D
- 0.17%
- 1M
- -0.84%
- YTD
- 5.49%
- 6M
- 7.31%
- 1Y
- 5.86%
- 3Y*
- 13.04%
- 5Y*
- 3.78%
- 10Y*
- 6.85%
TF.TO vs. FC.TO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TF.TO Timbercreek Financial Corp. | -0.50% | 6.67% | 16.18% | 3.28% | -19.60% | 19.67% | -5.39% | 22.08% | -1.89% | 18.71% |
FC.TO Firm Capital Mortgage Investment Corporation | 5.49% | 6.87% | 20.14% | 11.21% | -19.55% | 20.36% | -6.50% | 20.36% | 8.82% | 2.16% |
Correlation
The correlation between TF.TO and FC.TO is 0.48, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.48 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.47 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.51 |
Correlation (All Time) Calculated using the full available price history since Jul 6, 2016 | 0.38 |
The correlation between TF.TO and FC.TO shifts across timeframes, from 0.38 (all time) to 0.51 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
TF.TO:
CA$539.55M
FC.TO:
CA$440.83M
TF.TO:
CA$0.36
FC.TO:
CA$0.94
TF.TO:
17.95
FC.TO:
12.78
TF.TO:
0.83
FC.TO:
5.00
TF.TO:
3.70
FC.TO:
7.26
TF.TO:
0.82
FC.TO:
1.04
TF.TO:
CA$145.73M
FC.TO:
CA$63.56M
TF.TO:
CA$79.48M
FC.TO:
CA$55.39M
TF.TO:
CA$55.87M
FC.TO:
CA$47.76M
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Return for Risk
TF.TO vs. FC.TO — Risk / Return Rank
TF.TO
FC.TO
TF.TO vs. FC.TO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Timbercreek Financial Corp. (TF.TO) and Firm Capital Mortgage Investment Corporation (FC.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TF.TO | FC.TO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.76 | ||
| Sortino ratioReturn per unit of downside risk | -0.99 | ||
| Omega ratioGain probability vs. loss probability | 0.99 | 1.11 | -0.12 |
| Calmar ratioReturn relative to maximum drawdown | -0.12 | 0.89 | -1.01 |
| Martin ratioReturn relative to average drawdown | -0.29 | 2.28 | -2.57 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TF.TO | FC.TO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.12 | 0.64 | -0.76 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.09 | 0.25 | -0.15 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.36 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.32 | 0.54 | -0.22 |
Drawdowns
TF.TO vs. FC.TO - Drawdown Comparison
The maximum TF.TO drawdown since its inception was -40.43%, smaller than the maximum FC.TO drawdown of -49.63%. Use the drawdown chart below to compare losses from any high point for TF.TO and FC.TO.
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Drawdown Indicators
| TF.TO | FC.TO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -40.43% | -49.63% | +9.20% |
Max Drawdown (1Y)Largest decline over 1 year | -16.35% | -6.65% | -9.70% |
Max Drawdown (3Y)Largest decline over 3 years | -23.02% | -12.99% | -10.03% |
Max Drawdown (5Y)Largest decline over 5 years | -30.93% | -29.03% | -1.90% |
Max Drawdown (10Y)Largest decline over 10 years | — | -49.63% | — |
Current DrawdownCurrent decline from peak | -9.11% | -2.37% | -6.74% |
Average DrawdownAverage peak-to-trough decline | -6.63% | -5.20% | -1.43% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.84% | 2.58% | +4.26% |
Volatility
TF.TO vs. FC.TO - Volatility Comparison
Timbercreek Financial Corp. (TF.TO) has a higher volatility of 3.93% compared to Firm Capital Mortgage Investment Corporation (FC.TO) at 2.25%. This indicates that TF.TO's price experiences larger fluctuations and is considered to be riskier than FC.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TF.TO | FC.TO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.93% | 2.25% | +1.68% |
Volatility (6M)Calculated over the trailing 6-month period | 12.07% | 6.63% | +5.44% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.13% | 9.18% | +6.95% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.24% | 15.52% | +2.72% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 19.07% | 19.15% | -0.08% |
Dividends
TF.TO vs. FC.TO - Dividend Comparison
TF.TO's dividend yield for the trailing twelve months is around 10.67%, more than FC.TO's 8.52% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FC.TO Firm Capital Mortgage Investment Corporation | 8.52% | 8.70% | 8.31% | 9.13% | 8.89% | 6.61% | 7.42% | 6.83% | 7.50% | 7.72% | 7.02% | 7.83% |
TF.TO Timbercreek Financial Corp. | 10.67% | 10.18% | 9.84% | 10.43% | 9.79% | 7.24% | 8.05% | 7.01% | 7.95% | 7.13% | 3.92% | 0.00% |
Financials
TF.TO vs. FC.TO - Financials Comparison
This section allows you to compare key financial metrics between Timbercreek Financial Corp. and Firm Capital Mortgage Investment Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TF.TO vs. FC.TO - Profitability Comparison
TF.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Timbercreek Financial Corp. reported a gross profit of 22.05M and revenue of 39.10M. Therefore, the gross margin over that period was 56.4%.
FC.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Firm Capital Mortgage Investment Corporation reported a gross profit of 12.67M and revenue of 13.72M. Therefore, the gross margin over that period was 92.4%.
TF.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Timbercreek Financial Corp. reported an operating income of 17.68M and revenue of 39.10M, resulting in an operating margin of 45.2%.
FC.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Firm Capital Mortgage Investment Corporation reported an operating income of 12.24M and revenue of 13.72M, resulting in an operating margin of 89.2%.
TF.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Timbercreek Financial Corp. reported a net income of 10.37M and revenue of 39.10M, resulting in a net margin of 26.5%.
FC.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Firm Capital Mortgage Investment Corporation reported a net income of 8.61M and revenue of 13.72M, resulting in a net margin of 62.8%.
Frequently Asked Questions
TF.TO and FC.TO have a correlation of 0.48, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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