TCLNX vs. FRKMX
Compare and contrast key facts about TIAA-CREF Lifecycle 2030 Fund (TCLNX) and Fidelity Managed Retirement Income Fund Class K (FRKMX).
TCLNX is managed by TIAA Investments. It was launched on Oct 14, 2004. FRKMX is managed by BlackRock. It was launched on Aug 1, 2019.
Performance
TCLNX vs. FRKMX - Performance Comparison
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TCLNX vs. FRKMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
TCLNX TIAA-CREF Lifecycle 2030 Fund | -1.65% | 13.93% | 9.81% | 14.38% | -15.45% | 10.92% | 14.22% | 6.37% |
FRKMX Fidelity Managed Retirement Income Fund Class K | 0.27% | 9.91% | 4.40% | 8.17% | -11.57% | 2.88% | 8.68% | 3.08% |
Returns By Period
In the year-to-date period, TCLNX achieves a -1.65% return, which is significantly lower than FRKMX's 0.27% return.
TCLNX
- 1D
- 1.70%
- 1M
- -3.93%
- YTD
- -1.65%
- 6M
- 0.23%
- 1Y
- 11.91%
- 3Y*
- 10.34%
- 5Y*
- 4.97%
- 10Y*
- 7.72%
FRKMX
- 1D
- 0.75%
- 1M
- -2.05%
- YTD
- 0.27%
- 6M
- 1.36%
- 1Y
- 7.67%
- 3Y*
- 6.29%
- 5Y*
- 2.54%
- 10Y*
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TCLNX vs. FRKMX - Expense Ratio Comparison
TCLNX has a 0.51% expense ratio, which is higher than FRKMX's 0.35% expense ratio.
Return for Risk
TCLNX vs. FRKMX — Risk / Return Rank
TCLNX
FRKMX
TCLNX vs. FRKMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2030 Fund (TCLNX) and Fidelity Managed Retirement Income Fund Class K (FRKMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TCLNX | FRKMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.28 | 1.72 | -0.45 |
Sortino ratioReturn per unit of downside risk | 1.83 | 2.41 | -0.58 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.35 | -0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.66 | 2.35 | -0.70 |
Martin ratioReturn relative to average drawdown | 6.99 | 9.34 | -2.35 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TCLNX | FRKMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.28 | 1.72 | -0.45 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.51 | 0.49 | +0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.44 | 0.71 | -0.27 |
Correlation
The correlation between TCLNX and FRKMX is 0.77, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TCLNX vs. FRKMX - Dividend Comparison
TCLNX's dividend yield for the trailing twelve months is around 4.81%, more than FRKMX's 3.25% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCLNX TIAA-CREF Lifecycle 2030 Fund | 4.81% | 4.73% | 3.11% | 1.85% | 5.67% | 7.57% | 4.92% | 3.60% | 6.59% | 2.46% | 5.13% | 4.95% |
FRKMX Fidelity Managed Retirement Income Fund Class K | 3.25% | 3.11% | 3.12% | 2.92% | 4.66% | 3.65% | 2.56% | 1.85% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
TCLNX vs. FRKMX - Drawdown Comparison
The maximum TCLNX drawdown since its inception was -51.89%, which is greater than FRKMX's maximum drawdown of -16.04%. Use the drawdown chart below to compare losses from any high point for TCLNX and FRKMX.
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Drawdown Indicators
| TCLNX | FRKMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.89% | -16.04% | -35.85% |
Max Drawdown (1Y)Largest decline over 1 year | -6.93% | -3.42% | -3.51% |
Max Drawdown (5Y)Largest decline over 5 years | -21.70% | -16.04% | -5.66% |
Max Drawdown (10Y)Largest decline over 10 years | -25.48% | — | — |
Current DrawdownCurrent decline from peak | -4.67% | -2.44% | -2.23% |
Average DrawdownAverage peak-to-trough decline | -6.95% | -3.64% | -3.31% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.64% | 0.86% | +0.78% |
Volatility
TCLNX vs. FRKMX - Volatility Comparison
TIAA-CREF Lifecycle 2030 Fund (TCLNX) has a higher volatility of 3.72% compared to Fidelity Managed Retirement Income Fund Class K (FRKMX) at 2.14%. This indicates that TCLNX's price experiences larger fluctuations and is considered to be riskier than FRKMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TCLNX | FRKMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.72% | 2.14% | +1.58% |
Volatility (6M)Calculated over the trailing 6-month period | 5.81% | 2.95% | +2.86% |
Volatility (1Y)Calculated over the trailing 1-year period | 9.63% | 4.63% | +5.00% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.81% | 5.23% | +4.58% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.06% | 5.14% | +5.92% |