TCLFX vs. FYTKX
Compare and contrast key facts about TIAA-CREF Lifecycle 2025 Fund (TCLFX) and Fidelity Freedom Income Fund Class K6 (FYTKX).
TCLFX is managed by TIAA Investments. It was launched on Oct 14, 2004. FYTKX is managed by Fidelity. It was launched on Oct 17, 1996.
Performance
TCLFX vs. FYTKX - Performance Comparison
Loading graphics...
TCLFX vs. FYTKX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TCLFX TIAA-CREF Lifecycle 2025 Fund | -1.38% | 12.77% | 8.81% | 12.83% | -14.54% | 9.44% | 13.22% | 19.21% | -6.41% | 5.92% |
FYTKX Fidelity Freedom Income Fund Class K6 | 0.49% | 10.61% | 4.60% | 8.42% | -11.23% | 3.25% | 9.07% | 10.71% | -1.84% | 3.46% |
Returns By Period
In the year-to-date period, TCLFX achieves a -1.38% return, which is significantly lower than FYTKX's 0.49% return.
TCLFX
- 1D
- 1.49%
- 1M
- -3.41%
- YTD
- -1.38%
- 6M
- 0.36%
- 1Y
- 10.67%
- 3Y*
- 9.37%
- 5Y*
- 4.41%
- 10Y*
- 6.98%
FYTKX
- 1D
- 0.90%
- 1M
- -2.21%
- YTD
- 0.49%
- 6M
- 1.73%
- 1Y
- 8.37%
- 3Y*
- 6.75%
- 5Y*
- 2.90%
- 10Y*
- —
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
TCLFX vs. FYTKX - Expense Ratio Comparison
TCLFX has a 0.52% expense ratio, which is higher than FYTKX's 0.37% expense ratio.
Return for Risk
TCLFX vs. FYTKX — Risk / Return Rank
TCLFX
FYTKX
TCLFX vs. FYTKX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2025 Fund (TCLFX) and Fidelity Freedom Income Fund Class K6 (FYTKX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TCLFX | FYTKX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.34 | 1.80 | -0.46 |
Sortino ratioReturn per unit of downside risk | 1.91 | 2.51 | -0.60 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.36 | -0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.75 | 2.39 | -0.64 |
Martin ratioReturn relative to average drawdown | 7.28 | 9.88 | -2.60 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| TCLFX | FYTKX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.34 | 1.80 | -0.46 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.56 | -0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.46 | 0.86 | -0.39 |
Correlation
The correlation between TCLFX and FYTKX is 0.78, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TCLFX vs. FYTKX - Dividend Comparison
TCLFX's dividend yield for the trailing twelve months is around 4.88%, more than FYTKX's 3.48% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCLFX TIAA-CREF Lifecycle 2025 Fund | 4.88% | 4.81% | 3.42% | 2.14% | 5.63% | 7.38% | 4.75% | 3.53% | 6.46% | 2.33% | 5.05% | 4.79% |
FYTKX Fidelity Freedom Income Fund Class K6 | 3.48% | 3.53% | 3.38% | 3.13% | 6.05% | 6.26% | 4.48% | 3.80% | 5.33% | 2.65% | 0.00% | 0.00% |
Drawdowns
TCLFX vs. FYTKX - Drawdown Comparison
The maximum TCLFX drawdown since its inception was -48.12%, which is greater than FYTKX's maximum drawdown of -15.80%. Use the drawdown chart below to compare losses from any high point for TCLFX and FYTKX.
Loading graphics...
Drawdown Indicators
| TCLFX | FYTKX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -48.12% | -15.80% | -32.32% |
Max Drawdown (1Y)Largest decline over 1 year | -5.96% | -3.67% | -2.29% |
Max Drawdown (5Y)Largest decline over 5 years | -20.28% | -15.80% | -4.48% |
Max Drawdown (10Y)Largest decline over 10 years | -22.98% | — | — |
Current DrawdownCurrent decline from peak | -4.09% | -2.55% | -1.54% |
Average DrawdownAverage peak-to-trough decline | -6.02% | -2.92% | -3.10% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.43% | 0.89% | +0.54% |
Volatility
TCLFX vs. FYTKX - Volatility Comparison
TIAA-CREF Lifecycle 2025 Fund (TCLFX) has a higher volatility of 3.23% compared to Fidelity Freedom Income Fund Class K6 (FYTKX) at 2.43%. This indicates that TCLFX's price experiences larger fluctuations and is considered to be riskier than FYTKX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| TCLFX | FYTKX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.23% | 2.43% | +0.80% |
Volatility (6M)Calculated over the trailing 6-month period | 4.98% | 3.27% | +1.71% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.19% | 4.85% | +3.34% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.54% | 5.26% | +3.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.61% | 4.73% | +4.88% |