SWYOX vs. FIKFX
Compare and contrast key facts about Schwab Target 2065 Index Fund (SWYOX) and Fidelity Freedom Index Income Fund Investor Class (FIKFX).
SWYOX is managed by Charles Schwab. It was launched on Feb 24, 2021. FIKFX is managed by Fidelity. It was launched on Oct 2, 2009.
Performance
SWYOX vs. FIKFX - Performance Comparison
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SWYOX vs. FIKFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
SWYOX Schwab Target 2065 Index Fund | -3.97% | 20.48% | 14.95% | 21.61% | -17.90% | 16.04% |
FIKFX Fidelity Freedom Index Income Fund Investor Class | -0.78% | 9.23% | 4.96% | 8.28% | -11.09% | 4.43% |
Returns By Period
In the year-to-date period, SWYOX achieves a -3.97% return, which is significantly lower than FIKFX's -0.78% return.
SWYOX
- 1D
- -0.28%
- 1M
- -8.53%
- YTD
- -3.97%
- 6M
- -1.17%
- 1Y
- 16.64%
- 3Y*
- 14.89%
- 5Y*
- 8.38%
- 10Y*
- —
FIKFX
- 1D
- 0.25%
- 1M
- -3.09%
- YTD
- -0.78%
- 6M
- 0.46%
- 1Y
- 6.34%
- 3Y*
- 5.94%
- 5Y*
- 2.60%
- 10Y*
- 3.85%
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SWYOX vs. FIKFX - Expense Ratio Comparison
SWYOX has a 0.04% expense ratio, which is lower than FIKFX's 0.12% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWYOX vs. FIKFX — Risk / Return Rank
SWYOX
FIKFX
SWYOX vs. FIKFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2065 Index Fund (SWYOX) and Fidelity Freedom Index Income Fund Investor Class (FIKFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWYOX | FIKFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.03 | 1.51 | -0.48 |
Sortino ratioReturn per unit of downside risk | 1.53 | 2.11 | -0.59 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.30 | -0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.29 | 1.99 | -0.70 |
Martin ratioReturn relative to average drawdown | 6.19 | 8.39 | -2.20 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWYOX | FIKFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.03 | 1.51 | -0.48 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.52 | +0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.88 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 0.95 | -0.37 |
Correlation
The correlation between SWYOX and FIKFX is 0.69, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
SWYOX vs. FIKFX - Dividend Comparison
SWYOX's dividend yield for the trailing twelve months is around 1.95%, less than FIKFX's 3.44% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYOX Schwab Target 2065 Index Fund | 1.95% | 1.87% | 1.76% | 1.82% | 1.80% | 1.24% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FIKFX Fidelity Freedom Index Income Fund Investor Class | 3.44% | 3.40% | 3.13% | 2.85% | 3.06% | 2.04% | 2.18% | 7.27% | 2.94% | 1.89% | 1.65% | 1.39% |
Drawdowns
SWYOX vs. FIKFX - Drawdown Comparison
The maximum SWYOX drawdown since its inception was -26.02%, which is greater than FIKFX's maximum drawdown of -15.03%. Use the drawdown chart below to compare losses from any high point for SWYOX and FIKFX.
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Drawdown Indicators
| SWYOX | FIKFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.02% | -15.03% | -10.99% |
Max Drawdown (1Y)Largest decline over 1 year | -11.64% | -3.32% | -8.32% |
Max Drawdown (5Y)Largest decline over 5 years | -26.02% | -15.03% | -10.99% |
Max Drawdown (10Y)Largest decline over 10 years | — | -15.03% | — |
Current DrawdownCurrent decline from peak | -9.13% | -3.09% | -6.04% |
Average DrawdownAverage peak-to-trough decline | -5.88% | -1.73% | -4.15% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.43% | 0.79% | +1.64% |
Volatility
SWYOX vs. FIKFX - Volatility Comparison
Schwab Target 2065 Index Fund (SWYOX) has a higher volatility of 5.01% compared to Fidelity Freedom Index Income Fund Investor Class (FIKFX) at 1.87%. This indicates that SWYOX's price experiences larger fluctuations and is considered to be riskier than FIKFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWYOX | FIKFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.01% | 1.87% | +3.14% |
Volatility (6M)Calculated over the trailing 6-month period | 9.01% | 2.76% | +6.25% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.38% | 4.34% | +12.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.47% | 5.06% | +10.41% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.45% | 4.39% | +11.06% |