SWTSX vs. VTAPX
SWTSX (Schwab Total Stock Market Index Fund) and VTAPX (Vanguard Short-Term Inflation-Protected Securities Index Fund Admiral Shares) are both mutual funds - SWTSX is a Large Cap Blend Equities fund tracking the Dow Jones U.S. Total Stock Market Index, while VTAPX is a Inflation-Protected Bonds fund managed by Vanguard. Over the past 10 years, SWTSX returned 15.07%/yr vs 3.13%/yr for VTAPX. At a 0.06 correlation, their price movements are largely independent. SWTSX charges 0.03%/yr vs 0.06%/yr for VTAPX.
Performance
SWTSX vs. VTAPX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, SWTSX achieves a 12.02% return, which is significantly higher than VTAPX's 2.05% return. Over the past 10 years, SWTSX has outperformed VTAPX with an annualized return of 15.07%, while VTAPX has yielded a comparatively lower 3.13% annualized return.
SWTSX
- 1D
- 0.22%
- 1M
- 5.76%
- YTD
- 12.02%
- 6M
- 11.94%
- 1Y
- 29.06%
- 3Y*
- 22.36%
- 5Y*
- 13.04%
- 10Y*
- 15.07%
VTAPX
- 1D
- 0.00%
- 1M
- 0.04%
- YTD
- 2.05%
- 6M
- 2.04%
- 1Y
- 4.69%
- 3Y*
- 5.23%
- 5Y*
- 3.38%
- 10Y*
- 3.13%
SWTSX vs. VTAPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWTSX Schwab Total Stock Market Index Fund | 12.02% | 17.04% | 23.84% | 26.05% | -19.54% | 25.65% | 20.71% | 30.90% | -5.35% | 21.08% |
VTAPX Vanguard Short-Term Inflation-Protected Securities Index Fund Admiral Shares | 2.05% | 6.03% | 4.73% | 4.59% | -2.84% | 5.26% | 4.97% | 4.85% | 0.53% | 0.82% |
Correlation
The correlation between SWTSX and VTAPX is -0.01, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.01 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.10 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.15 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.09 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2013 | 0.06 |
The correlation between SWTSX and VTAPX shifts across timeframes, from -0.01 (1 year) to 0.15 (5 years), reflecting how their relationship changes across market environments.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
SWTSX vs. VTAPX — Risk / Return Rank
SWTSX
VTAPX
SWTSX vs. VTAPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Total Stock Market Index Fund (SWTSX) and Vanguard Short-Term Inflation-Protected Securities Index Fund Admiral Shares (VTAPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWTSX | VTAPX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.58 | ||
| Sortino ratioReturn per unit of downside risk | -1.69 | ||
| Omega ratioGain probability vs. loss probability | 1.44 | 1.65 | -0.21 |
| Calmar ratioReturn relative to maximum drawdown | 3.38 | 6.45 | -3.06 |
| Martin ratioReturn relative to average drawdown | 15.52 | 25.59 | -10.07 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| SWTSX | VTAPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.45 | 3.03 | -0.58 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.75 | 1.27 | -0.52 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.81 | 1.41 | -0.59 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.44 | 1.07 | -0.63 |
Drawdowns
SWTSX vs. VTAPX - Drawdown Comparison
The maximum SWTSX drawdown since its inception was -54.60%, which is greater than VTAPX's maximum drawdown of -5.33%. Use the drawdown chart below to compare losses from any high point for SWTSX and VTAPX.
Loading charts...
Drawdown Indicators
| SWTSX | VTAPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.60% | -5.33% | -49.27% |
Max Drawdown (1Y)Largest decline over 1 year | -8.88% | -0.72% | -8.16% |
Max Drawdown (3Y)Largest decline over 3 years | -19.43% | -0.92% | -18.51% |
Max Drawdown (5Y)Largest decline over 5 years | -25.40% | -5.33% | -20.07% |
Max Drawdown (10Y)Largest decline over 10 years | -35.01% | -5.33% | -29.68% |
Current DrawdownCurrent decline from peak | 0.00% | -0.04% | +0.04% |
Average DrawdownAverage peak-to-trough decline | -10.57% | -1.03% | -9.54% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.93% | 0.18% | +1.75% |
Volatility
SWTSX vs. VTAPX - Volatility Comparison
Schwab Total Stock Market Index Fund (SWTSX) has a higher volatility of 2.96% compared to Vanguard Short-Term Inflation-Protected Securities Index Fund Admiral Shares (VTAPX) at 0.57%. This indicates that SWTSX's price experiences larger fluctuations and is considered to be riskier than VTAPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| SWTSX | VTAPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.96% | 0.57% | +2.39% |
Volatility (6M)Calculated over the trailing 6-month period | 9.21% | 1.11% | +8.10% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.26% | 1.52% | +10.74% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.44% | 2.67% | +14.77% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.61% | 2.23% | +16.38% |
SWTSX vs. VTAPX - Expense Ratio Comparison
SWTSX has a 0.03% expense ratio, which is lower than VTAPX's 0.06% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
SWTSX vs. VTAPX - Dividend Comparison
SWTSX's dividend yield for the trailing twelve months is around 0.98%, less than VTAPX's 3.55% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWTSX Schwab Total Stock Market Index Fund | 0.98% | 1.10% | 1.24% | 1.41% | 1.62% | 1.46% | 1.63% | 1.92% | 2.58% | 1.83% | 2.32% | 2.79% |
VTAPX Vanguard Short-Term Inflation-Protected Securities Index Fund Admiral Shares | 3.55% | 3.78% | 2.68% | 2.84% | 6.82% | 4.67% | 1.19% | 1.94% | 2.45% | 1.52% | 0.76% | 0.00% |
Frequently Asked Questions
SWTSX and VTAPX have a correlation of -0.01, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SWTSX has higher volatility (2.96%) compared to VTAPX (0.57%). In terms of maximum drawdown, SWTSX dropped -54.60% vs VTAPX's -5.33%.
VTAPX currently has the higher Sharpe Ratio (3.03 vs 2.45), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for SWTSX and VTAPX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer