SWTSX vs. VFFSX
Compare and contrast key facts about Schwab Total Stock Market Index Fund (SWTSX) and Vanguard 500 Index Fund Institutional Select Shares (VFFSX).
SWTSX is managed by Charles Schwab. It was launched on Jun 1, 1999. VFFSX is managed by Vanguard.
Performance
SWTSX vs. VFFSX - Performance Comparison
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SWTSX vs. VFFSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWTSX Schwab Total Stock Market Index Fund | -6.77% | 17.04% | 23.84% | 26.05% | -19.54% | 25.65% | 20.71% | 30.90% | -5.35% | 20.08% |
VFFSX Vanguard 500 Index Fund Institutional Select Shares | -7.06% | 17.87% | 25.00% | 26.28% | -18.14% | 29.24% | 18.35% | 31.88% | -4.42% | 20.80% |
Returns By Period
The year-to-date returns for both stocks are quite close, with SWTSX having a -6.77% return and VFFSX slightly lower at -7.06%.
SWTSX
- 1D
- -0.46%
- 1M
- -7.67%
- YTD
- -6.77%
- 6M
- -4.59%
- 1Y
- 14.70%
- 3Y*
- 16.68%
- 5Y*
- 10.10%
- 10Y*
- 13.21%
VFFSX
- 1D
- -0.39%
- 1M
- -7.68%
- YTD
- -7.06%
- 6M
- -4.59%
- 1Y
- 14.44%
- 3Y*
- 17.17%
- 5Y*
- 11.40%
- 10Y*
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SWTSX vs. VFFSX - Expense Ratio Comparison
SWTSX has a 0.03% expense ratio, which is higher than VFFSX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWTSX vs. VFFSX — Risk / Return Rank
SWTSX
VFFSX
SWTSX vs. VFFSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Total Stock Market Index Fund (SWTSX) and Vanguard 500 Index Fund Institutional Select Shares (VFFSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWTSX | VFFSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.83 | 0.84 | -0.01 |
Sortino ratioReturn per unit of downside risk | 1.28 | 1.30 | -0.01 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.20 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 1.04 | 1.06 | -0.02 |
Martin ratioReturn relative to average drawdown | 5.04 | 5.14 | -0.10 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWTSX | VFFSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.83 | 0.84 | -0.01 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.58 | 0.68 | -0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.40 | 0.75 | -0.35 |
Correlation
The correlation between SWTSX and VFFSX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWTSX vs. VFFSX - Dividend Comparison
SWTSX's dividend yield for the trailing twelve months is around 1.18%, less than VFFSX's 1.24% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWTSX Schwab Total Stock Market Index Fund | 1.18% | 1.10% | 1.24% | 1.41% | 1.62% | 1.46% | 1.63% | 1.92% | 2.58% | 1.83% | 2.32% | 2.79% |
VFFSX Vanguard 500 Index Fund Institutional Select Shares | 1.24% | 1.14% | 1.24% | 1.46% | 1.70% | 1.61% | 1.56% | 2.15% | 2.09% | 1.81% | 0.00% | 0.00% |
Drawdowns
SWTSX vs. VFFSX - Drawdown Comparison
The maximum SWTSX drawdown since its inception was -54.60%, which is greater than VFFSX's maximum drawdown of -33.82%. Use the drawdown chart below to compare losses from any high point for SWTSX and VFFSX.
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Drawdown Indicators
| SWTSX | VFFSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.60% | -33.82% | -20.78% |
Max Drawdown (1Y)Largest decline over 1 year | -12.42% | -12.12% | -0.30% |
Max Drawdown (5Y)Largest decline over 5 years | -25.40% | -24.51% | -0.89% |
Max Drawdown (10Y)Largest decline over 10 years | -35.01% | — | — |
Current DrawdownCurrent decline from peak | -8.88% | -8.90% | +0.02% |
Average DrawdownAverage peak-to-trough decline | -10.63% | -4.57% | -6.06% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.56% | 2.49% | +0.07% |
Volatility
SWTSX vs. VFFSX - Volatility Comparison
Schwab Total Stock Market Index Fund (SWTSX) and Vanguard 500 Index Fund Institutional Select Shares (VFFSX) have volatilities of 4.45% and 4.24%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWTSX | VFFSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.45% | 4.24% | +0.21% |
Volatility (6M)Calculated over the trailing 6-month period | 9.42% | 9.08% | +0.34% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.52% | 18.13% | +0.39% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.41% | 16.86% | +0.55% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.57% | 18.50% | +0.07% |