SWTSX vs. FNPFX
Compare and contrast key facts about Schwab Total Stock Market Index Fund (SWTSX) and American Funds New Perspective Fund Class F-3 (FNPFX).
SWTSX is managed by Charles Schwab. It was launched on Jun 1, 1999. FNPFX is managed by American Funds. It was launched on Mar 13, 1973.
Performance
SWTSX vs. FNPFX - Performance Comparison
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SWTSX vs. FNPFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWTSX Schwab Total Stock Market Index Fund | -6.77% | 17.04% | 23.84% | 26.05% | -19.54% | 25.65% | 20.71% | 30.90% | -5.35% | 18.75% |
FNPFX American Funds New Perspective Fund Class F-3 | -8.09% | 21.73% | 17.10% | 25.08% | -25.70% | 18.01% | 33.87% | 30.48% | -5.71% | 23.61% |
Returns By Period
In the year-to-date period, SWTSX achieves a -6.77% return, which is significantly higher than FNPFX's -8.09% return.
SWTSX
- 1D
- -0.46%
- 1M
- -7.67%
- YTD
- -6.77%
- 6M
- -4.59%
- 1Y
- 14.70%
- 3Y*
- 16.68%
- 5Y*
- 10.10%
- 10Y*
- 13.21%
FNPFX
- 1D
- -0.18%
- 1M
- -10.47%
- YTD
- -8.09%
- 6M
- -5.71%
- 1Y
- 14.01%
- 3Y*
- 14.09%
- 5Y*
- 7.04%
- 10Y*
- —
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SWTSX vs. FNPFX - Expense Ratio Comparison
SWTSX has a 0.03% expense ratio, which is lower than FNPFX's 0.41% expense ratio.
Return for Risk
SWTSX vs. FNPFX — Risk / Return Rank
SWTSX
FNPFX
SWTSX vs. FNPFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Total Stock Market Index Fund (SWTSX) and American Funds New Perspective Fund Class F-3 (FNPFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWTSX | FNPFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.83 | 0.81 | +0.01 |
Sortino ratioReturn per unit of downside risk | 1.28 | 1.26 | +0.02 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.17 | +0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.04 | 0.97 | +0.07 |
Martin ratioReturn relative to average drawdown | 5.04 | 4.04 | +1.01 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWTSX | FNPFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.83 | 0.81 | +0.01 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.58 | 0.41 | +0.17 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.40 | 0.69 | -0.29 |
Correlation
The correlation between SWTSX and FNPFX is 0.92, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWTSX vs. FNPFX - Dividend Comparison
SWTSX's dividend yield for the trailing twelve months is around 1.18%, less than FNPFX's 7.48% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWTSX Schwab Total Stock Market Index Fund | 1.18% | 1.10% | 1.24% | 1.41% | 1.62% | 1.46% | 1.63% | 1.92% | 2.58% | 1.83% | 2.32% | 2.79% |
FNPFX American Funds New Perspective Fund Class F-3 | 7.48% | 6.88% | 5.46% | 5.68% | 4.53% | 7.32% | 4.41% | 3.98% | 7.95% | 5.82% | 0.00% | 0.00% |
Drawdowns
SWTSX vs. FNPFX - Drawdown Comparison
The maximum SWTSX drawdown since its inception was -54.60%, which is greater than FNPFX's maximum drawdown of -34.25%. Use the drawdown chart below to compare losses from any high point for SWTSX and FNPFX.
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Drawdown Indicators
| SWTSX | FNPFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.60% | -34.25% | -20.35% |
Max Drawdown (1Y)Largest decline over 1 year | -12.42% | -11.74% | -0.68% |
Max Drawdown (5Y)Largest decline over 5 years | -25.40% | -34.25% | +8.85% |
Max Drawdown (10Y)Largest decline over 10 years | -35.01% | — | — |
Current DrawdownCurrent decline from peak | -8.88% | -11.43% | +2.55% |
Average DrawdownAverage peak-to-trough decline | -10.63% | -6.80% | -3.83% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.56% | 2.82% | -0.26% |
Volatility
SWTSX vs. FNPFX - Volatility Comparison
The current volatility for Schwab Total Stock Market Index Fund (SWTSX) is 4.45%, while American Funds New Perspective Fund Class F-3 (FNPFX) has a volatility of 5.12%. This indicates that SWTSX experiences smaller price fluctuations and is considered to be less risky than FNPFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWTSX | FNPFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.45% | 5.12% | -0.67% |
Volatility (6M)Calculated over the trailing 6-month period | 9.42% | 9.84% | -0.42% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.52% | 16.78% | +1.74% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.41% | 17.10% | +0.31% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.57% | 18.18% | +0.39% |