SWJRX vs. MAANX
Compare and contrast key facts about Schwab Monthly Income Fund - Moderate Payout (SWJRX) and Mutual of America Aggressive Allocation Fund (MAANX).
SWJRX is managed by Charles Schwab. It was launched on Mar 27, 2008. MAANX is managed by Mutual of America. It was launched on Nov 29, 2021.
Performance
SWJRX vs. MAANX - Performance Comparison
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SWJRX vs. MAANX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
SWJRX Schwab Monthly Income Fund - Moderate Payout | 3.09% | 12.17% | 3.83% | 8.79% | -12.81% | 9.23% | 5.13% |
MAANX Mutual of America Aggressive Allocation Fund | -3.18% | 16.23% | 12.16% | 12.48% | -15.74% | 14.83% | 860.00% |
Returns By Period
In the year-to-date period, SWJRX achieves a 3.09% return, which is significantly higher than MAANX's -3.18% return.
SWJRX
- 1D
- 0.37%
- 1M
- -4.10%
- YTD
- 3.09%
- 6M
- 5.56%
- 1Y
- 11.26%
- 3Y*
- 8.50%
- 5Y*
- 4.04%
- 10Y*
- 5.07%
MAANX
- 1D
- -1.43%
- 1M
- -7.93%
- YTD
- -3.18%
- 6M
- -0.71%
- 1Y
- 14.13%
- 3Y*
- 10.62%
- 5Y*
- 5.29%
- 10Y*
- —
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SWJRX vs. MAANX - Expense Ratio Comparison
SWJRX has a 0.00% expense ratio, which is lower than MAANX's 0.05% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWJRX vs. MAANX — Risk / Return Rank
SWJRX
MAANX
SWJRX vs. MAANX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Monthly Income Fund - Moderate Payout (SWJRX) and Mutual of America Aggressive Allocation Fund (MAANX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWJRX | MAANX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.58 | 1.03 | +0.55 |
Sortino ratioReturn per unit of downside risk | 2.17 | 1.57 | +0.61 |
Omega ratioGain probability vs. loss probability | 1.32 | 1.23 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.84 | 0.68 | +1.15 |
Martin ratioReturn relative to average drawdown | 8.43 | 3.22 | +5.21 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWJRX | MAANX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.58 | 1.03 | +0.55 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.47 | 0.37 | +0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.59 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 0.15 | +0.43 |
Correlation
The correlation between SWJRX and MAANX is 0.71, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWJRX vs. MAANX - Dividend Comparison
SWJRX's dividend yield for the trailing twelve months is around 4.31%, less than MAANX's 11.04% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWJRX Schwab Monthly Income Fund - Moderate Payout | 4.31% | 4.78% | 4.94% | 4.80% | 8.67% | 3.62% | 2.49% | 5.36% | 3.47% | 2.93% | 6.05% | 6.80% |
MAANX Mutual of America Aggressive Allocation Fund | 11.04% | 10.68% | 7.81% | 4.21% | 12.49% | 7.60% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
SWJRX vs. MAANX - Drawdown Comparison
The maximum SWJRX drawdown since its inception was -25.61%, smaller than the maximum MAANX drawdown of -29.21%. Use the drawdown chart below to compare losses from any high point for SWJRX and MAANX.
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Drawdown Indicators
| SWJRX | MAANX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -25.61% | -29.21% | +3.60% |
Max Drawdown (1Y)Largest decline over 1 year | -6.32% | -10.72% | +4.40% |
Max Drawdown (5Y)Largest decline over 5 years | -20.87% | -22.63% | +1.76% |
Max Drawdown (10Y)Largest decline over 10 years | -20.87% | — | — |
Current DrawdownCurrent decline from peak | -4.10% | -8.10% | +4.00% |
Average DrawdownAverage peak-to-trough decline | -3.91% | -5.72% | +1.81% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.38% | 2.78% | -1.40% |
Volatility
SWJRX vs. MAANX - Volatility Comparison
The current volatility for Schwab Monthly Income Fund - Moderate Payout (SWJRX) is 2.33%, while Mutual of America Aggressive Allocation Fund (MAANX) has a volatility of 3.41%. This indicates that SWJRX experiences smaller price fluctuations and is considered to be less risky than MAANX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWJRX | MAANX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.33% | 3.41% | -1.08% |
Volatility (6M)Calculated over the trailing 6-month period | 4.09% | 8.14% | -4.05% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.32% | 15.51% | -8.19% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.71% | 16.31% | -7.60% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.57% | 385.95% | -377.38% |