SWCRX vs. PDEJX
Compare and contrast key facts about Schwab Target 2020 Fund (SWCRX) and Prudential Day One 2025 Fund (PDEJX).
SWCRX is managed by Charles Schwab. It was launched on Jun 30, 2005. PDEJX is managed by PGIM. It was launched on Dec 12, 2016.
Performance
SWCRX vs. PDEJX - Performance Comparison
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SWCRX vs. PDEJX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWCRX Schwab Target 2020 Fund | -0.93% | 12.23% | 8.32% | 12.83% | -14.76% | 7.86% | 11.47% | 16.16% | -4.46% | 12.63% |
PDEJX Prudential Day One 2025 Fund | 0.55% | 11.91% | 17.34% | 11.21% | -12.30% | 12.90% | 9.30% | 16.82% | -4.47% | 12.48% |
Returns By Period
In the year-to-date period, SWCRX achieves a -0.93% return, which is significantly lower than PDEJX's 0.55% return.
SWCRX
- 1D
- 1.27%
- 1M
- -3.25%
- YTD
- -0.93%
- 6M
- 0.50%
- 1Y
- 9.97%
- 3Y*
- 9.03%
- 5Y*
- 4.24%
- 10Y*
- 6.16%
PDEJX
- 1D
- 1.40%
- 1M
- -2.68%
- YTD
- 0.55%
- 6M
- 1.96%
- 1Y
- 10.58%
- 3Y*
- 12.21%
- 5Y*
- 7.10%
- 10Y*
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SWCRX vs. PDEJX - Expense Ratio Comparison
SWCRX has a 0.00% expense ratio, which is lower than PDEJX's 0.00% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWCRX vs. PDEJX — Risk / Return Rank
SWCRX
PDEJX
SWCRX vs. PDEJX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2020 Fund (SWCRX) and Prudential Day One 2025 Fund (PDEJX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWCRX | PDEJX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.34 | 1.45 | -0.12 |
Sortino ratioReturn per unit of downside risk | 1.93 | 2.07 | -0.14 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.31 | -0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.89 | 1.90 | -0.01 |
Martin ratioReturn relative to average drawdown | 8.04 | 9.24 | -1.19 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWCRX | PDEJX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.34 | 1.45 | -0.12 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.39 | 0.81 | -0.42 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.66 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.53 | 0.88 | -0.35 |
Correlation
The correlation between SWCRX and PDEJX is 0.93, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWCRX vs. PDEJX - Dividend Comparison
SWCRX's dividend yield for the trailing twelve months is around 10.45%, more than PDEJX's 5.60% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWCRX Schwab Target 2020 Fund | 10.45% | 10.36% | 9.04% | 7.12% | 6.14% | 7.58% | 3.91% | 5.67% | 6.04% | 5.72% | 5.65% | 5.69% |
PDEJX Prudential Day One 2025 Fund | 5.60% | 5.63% | 20.16% | 3.66% | 7.83% | 10.79% | 2.42% | 5.03% | 4.61% | 1.68% | 0.00% | 0.00% |
Drawdowns
SWCRX vs. PDEJX - Drawdown Comparison
The maximum SWCRX drawdown since its inception was -42.19%, which is greater than PDEJX's maximum drawdown of -20.45%. Use the drawdown chart below to compare losses from any high point for SWCRX and PDEJX.
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Drawdown Indicators
| SWCRX | PDEJX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -42.19% | -20.45% | -21.74% |
Max Drawdown (1Y)Largest decline over 1 year | -5.51% | -5.85% | +0.34% |
Max Drawdown (5Y)Largest decline over 5 years | -25.28% | -16.83% | -8.45% |
Max Drawdown (10Y)Largest decline over 10 years | -25.28% | — | — |
Current DrawdownCurrent decline from peak | -3.61% | -2.94% | -0.67% |
Average DrawdownAverage peak-to-trough decline | -5.85% | -2.90% | -2.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.29% | 1.20% | +0.09% |
Volatility
SWCRX vs. PDEJX - Volatility Comparison
Schwab Target 2020 Fund (SWCRX) and Prudential Day One 2025 Fund (PDEJX) have volatilities of 3.01% and 2.87%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWCRX | PDEJX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.01% | 2.87% | +0.14% |
Volatility (6M)Calculated over the trailing 6-month period | 4.54% | 4.33% | +0.21% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.67% | 7.52% | +0.15% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.93% | 8.87% | +2.06% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.41% | 8.86% | +0.55% |