SWCRX vs. SWGRX
Compare and contrast key facts about Schwab Target 2020 Fund (SWCRX) and Schwab Target 2015 Fund (SWGRX).
SWCRX is managed by Charles Schwab. It was launched on Jun 30, 2005. SWGRX is managed by Charles Schwab. It was launched on Mar 11, 2008.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWCRX or SWGRX.
Correlation
The correlation between SWCRX and SWGRX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWCRX vs. SWGRX - Performance Comparison
Key characteristics
SWCRX:
0.58
SWGRX:
0.65
SWCRX:
0.72
SWGRX:
0.82
SWCRX:
1.13
SWGRX:
1.14
SWCRX:
0.30
SWGRX:
0.32
SWCRX:
1.71
SWGRX:
1.95
SWCRX:
2.79%
SWGRX:
2.51%
SWCRX:
8.32%
SWGRX:
7.60%
SWCRX:
-42.68%
SWGRX:
-34.85%
SWCRX:
-11.36%
SWGRX:
-10.39%
Returns By Period
In the year-to-date period, SWCRX achieves a 2.76% return, which is significantly higher than SWGRX's 2.25% return. Over the past 10 years, SWCRX has outperformed SWGRX with an annualized return of 1.29%, while SWGRX has yielded a comparatively lower 1.12% annualized return.
SWCRX
2.76%
1.01%
-3.21%
3.89%
0.88%
1.29%
SWGRX
2.25%
0.74%
-2.88%
4.22%
0.66%
1.12%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
SWCRX vs. SWGRX - Expense Ratio Comparison
SWCRX has a 0.00% expense ratio, which is lower than SWGRX's 0.00% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWCRX vs. SWGRX — Risk-Adjusted Performance Rank
SWCRX
SWGRX
SWCRX vs. SWGRX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2020 Fund (SWCRX) and Schwab Target 2015 Fund (SWGRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWCRX vs. SWGRX - Dividend Comparison
SWCRX's dividend yield for the trailing twelve months is around 3.27%, more than SWGRX's 3.16% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWCRX Schwab Target 2020 Fund | 3.27% | 3.36% | 2.95% | 2.53% | 2.28% | 1.96% | 2.58% | 2.72% | 2.32% | 1.84% | 1.99% | 2.19% |
SWGRX Schwab Target 2015 Fund | 3.16% | 3.23% | 2.90% | 2.58% | 2.24% | 1.96% | 2.62% | 2.77% | 2.26% | 1.94% | 1.82% | 2.25% |
Drawdowns
SWCRX vs. SWGRX - Drawdown Comparison
The maximum SWCRX drawdown since its inception was -42.68%, which is greater than SWGRX's maximum drawdown of -34.85%. Use the drawdown chart below to compare losses from any high point for SWCRX and SWGRX. For additional features, visit the drawdowns tool.
Volatility
SWCRX vs. SWGRX - Volatility Comparison
The current volatility for Schwab Target 2020 Fund (SWCRX) is 1.40%, while Schwab Target 2015 Fund (SWGRX) has a volatility of 1.48%. This indicates that SWCRX experiences smaller price fluctuations and is considered to be less risky than SWGRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.