SSBWX vs. SSAIX
SSBWX (State Street Target Retirement 2030 Fund) and SSAIX (State Street International Stock Selection Fund) are both mutual funds - SSBWX is a Target Retirement Date fund managed by State Street, while SSAIX is a Foreign Large Cap Equities fund managed by State Street. Over the past 10 years, SSBWX returned 8.63%/yr vs 8.60%/yr for SSAIX. Their 0.79 correlation means they have sometimes moved together and sometimes differently. SSBWX charges 0.15%/yr vs 1.00%/yr for SSAIX.
Performance
SSBWX vs. SSAIX - Performance Comparison
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Returns By Period
In the year-to-date period, SSBWX achieves a 6.95% return, which is significantly lower than SSAIX's 13.55% return. Both investments have delivered pretty close results over the past 10 years, with SSBWX having a 8.63% annualized return and SSAIX not far behind at 8.60%.
SSBWX
- 1D
- 0.20%
- 1M
- -0.27%
- 6M
- 4.63%
- YTD
- 6.95%
- 1Y
- 14.79%
- 3Y*
- 12.23%
- 5Y*
- 5.90%
- 10Y*
- 8.63%
- ALL TIME*
- 7.94%
SSAIX
- 1D
- -0.61%
- 1M
- 2.14%
- 6M
- 6.62%
- YTD
- 13.55%
- 1Y
- 22.26%
- 3Y*
- 18.53%
- 5Y*
- 10.43%
- 10Y*
- 8.60%
- ALL TIME*
- 5.16%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
SSBWX vs. SSAIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SSBWX State Street Target Retirement 2030 Fund | 6.95% | 15.92% | 9.76% | 15.66% | -17.17% | 10.75% | 17.27% | 22.52% | -6.23% | 16.05% |
SSAIX State Street International Stock Selection Fund | 13.55% | 31.50% | 7.90% | 17.53% | -13.60% | 12.77% | 2.88% | 16.78% | -17.69% | 22.21% |
Correlation
The correlation between SSBWX and SSAIX is 0.67, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.67 |
Correlation (3Y) Balances recent behavior with more history. | 0.69 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.76 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.77 |
Correlation (All Time) Calculated using the full available price history since Oct 1, 2014 | 0.79 |
The correlation between SSBWX and SSAIX shifts across timeframes, from 0.67 (1 year) to 0.79 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
SSBWX vs. SSAIX — Risk / Return Rank
SSBWX
SSAIX
SSBWX vs. SSAIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for State Street Target Retirement 2030 Fund (SSBWX) and State Street International Stock Selection Fund (SSAIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SSBWX | SSAIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.32 | ||
| Sortino ratioReturn per unit of downside risk | +0.65 | ||
| Omega ratioGain probability vs. loss probability | 1.34 | 1.30 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 2.32 | 2.47 | -0.15 |
| Martin ratioReturn relative to average drawdown | 9.81 | 6.93 | +2.89 |
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Drawdowns
SSBWX vs. SSAIX - Drawdown Comparison
The maximum SSBWX drawdown since its inception was -23.73%, smaller than the maximum SSAIX drawdown of -61.30%. Use the drawdown chart below to compare losses from any high point for SSBWX and SSAIX.
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Drawdown Indicators
| SSBWX | SSAIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.73% | -61.30% | +37.57% |
Max Drawdown (1Y)Largest decline over 1 year | -6.20% | -10.98% | +4.78% |
Max Drawdown (3Y)Largest decline over 3 years | -9.73% | -13.00% | +3.27% |
Max Drawdown (5Y)Largest decline over 5 years | -23.73% | -29.25% | +5.52% |
Max Drawdown (10Y)Largest decline over 10 years | -23.73% | -41.34% | +17.61% |
Current DrawdownCurrent decline from peak | -0.93% | -0.61% | -0.32% |
Average DrawdownAverage peak-to-trough decline | -4.12% | -15.74% | +11.62% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.46% | 3.61% | -2.15% |
Volatility
SSBWX vs. SSAIX - Volatility Comparison
The current volatility for State Street Target Retirement 2030 Fund (SSBWX) is 2.21%, while State Street International Stock Selection Fund (SSAIX) has a volatility of 4.54%. This indicates that SSBWX experiences smaller price fluctuations and is considered to be less risky than SSAIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SSBWX | SSAIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.21% | 4.54% | -2.33% |
Volatility (6M)Calculated over the trailing 6-month period | 6.75% | 12.55% | -5.80% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.09% | 18.61% | -10.52% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.73% | 16.90% | -6.17% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.28% | 16.76% | -5.48% |
SSBWX vs. SSAIX - Expense Ratio Comparison
SSBWX has a 0.15% expense ratio, which is lower than SSAIX's 1.00% expense ratio.
Dividends
SSBWX vs. SSAIX - Dividend Comparison
SSBWX's dividend yield for the trailing twelve months is around 6.46%, while SSAIX has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SSAIX State Street International Stock Selection Fund | 0.00% | 0.00% | 3.64% | 5.68% | 3.47% | 4.55% | 1.88% | 3.34% | 5.99% | 3.63% | 2.74% | 2.55% |
SSBWX State Street Target Retirement 2030 Fund | 6.46% | 6.91% | 6.16% | 4.11% | 5.78% | 6.18% | 4.92% | 6.65% | 5.24% | 0.46% | 1.75% | 2.11% |
Frequently Asked Questions
SSBWX and SSAIX have a correlation of 0.67, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SSAIX has higher volatility (4.54%) compared to SSBWX (2.21%). In terms of maximum drawdown, SSBWX dropped -23.73% vs SSAIX's -61.30%.
SSBWX currently has the higher Sharpe Ratio (1.78 vs 1.46), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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