SNSXX vs. DXYZ
SNSXX (Schwab U.S. Treasury Money Fund) is Money Market fund managed by Charles Schwab, while DXYZ (Destiny Tech100 Inc) is a stock. Over the past year, SNSXX returned 3.69% vs -18.83% for DXYZ. At a correlation of -0.03, they often move in opposite directions.
Performance
SNSXX vs. DXYZ - Performance Comparison
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Returns By Period
In the year-to-date period, SNSXX achieves a 1.40% return, which is significantly lower than DXYZ's 13.29% return.
SNSXX
- 1D
- 0.00%
- 1M
- 0.29%
- YTD
- 1.40%
- 6M
- 1.72%
- 1Y
- 3.69%
- 3Y*
- 2.32%
- 5Y*
- 1.38%
- 10Y*
- —
DXYZ
- 1D
- -11.55%
- 1M
- -36.45%
- YTD
- 13.29%
- 6M
- 24.60%
- 1Y
- -18.83%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
SNSXX vs. DXYZ - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
SNSXX Schwab U.S. Treasury Money Fund | 1.40% | 3.97% | 1.61% |
DXYZ Destiny Tech100 Inc | 13.29% | -47.96% | 613.45% |
Correlation
The correlation between SNSXX and DXYZ is -0.01, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.01 |
Correlation (All Time) Calculated using the full available price history since Mar 26, 2024 | -0.03 |
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Return for Risk
SNSXX vs. DXYZ — Risk / Return Rank
SNSXX
DXYZ
SNSXX vs. DXYZ - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab U.S. Treasury Money Fund (SNSXX) and Destiny Tech100 Inc (DXYZ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SNSXX | DXYZ | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +3.90 | ||
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | — | 1.05 | — |
| Calmar ratioReturn relative to maximum drawdown | — | -0.37 | — |
| Martin ratioReturn relative to average drawdown | — | -0.62 | — |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SNSXX | DXYZ | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 3.71 | -0.19 | +3.90 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 2.09 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 2.08 | 0.56 | +1.52 |
Drawdowns
SNSXX vs. DXYZ - Drawdown Comparison
The maximum SNSXX drawdown since its inception was 0.00%, smaller than the maximum DXYZ drawdown of -90.35%. Use the drawdown chart below to compare losses from any high point for SNSXX and DXYZ.
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Drawdown Indicators
| SNSXX | DXYZ | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | 0.00% | -90.35% | +90.35% |
Max Drawdown (1Y)Largest decline over 1 year | 0.00% | -51.29% | +51.29% |
Max Drawdown (3Y)Largest decline over 3 years | 0.00% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | 0.00% | — | — |
Current DrawdownCurrent decline from peak | 0.00% | -65.23% | +65.23% |
Average DrawdownAverage peak-to-trough decline | 0.00% | -68.38% | +68.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.00% | 32.66% | -32.66% |
Volatility
SNSXX vs. DXYZ - Volatility Comparison
The current volatility for Schwab U.S. Treasury Money Fund (SNSXX) is 0.29%, while Destiny Tech100 Inc (DXYZ) has a volatility of 58.87%. This indicates that SNSXX experiences smaller price fluctuations and is considered to be less risky than DXYZ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SNSXX | DXYZ | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.29% | 58.87% | -58.58% |
Volatility (6M)Calculated over the trailing 6-month period | 0.73% | 81.47% | -80.74% |
Volatility (1Y)Calculated over the trailing 1-year period | 1.06% | 98.45% | -97.39% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 0.68% | 164.90% | -164.22% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 0.68% | 164.90% | -164.22% |
Dividends
SNSXX vs. DXYZ - Dividend Comparison
SNSXX's dividend yield for the trailing twelve months is around 3.62%, while DXYZ has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 |
|---|---|---|---|
DXYZ Destiny Tech100 Inc | 0.00% | 0.00% | 0.00% |
SNSXX Schwab U.S. Treasury Money Fund | 3.62% | 3.88% | 1.59% |
Frequently Asked Questions
SNSXX and DXYZ have a correlation of -0.01, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
DXYZ has higher volatility (58.87%) compared to SNSXX (0.29%). In terms of maximum drawdown, SNSXX dropped 0.00% vs DXYZ's -90.35%.
SNSXX currently has the higher Sharpe Ratio (3.71 vs -0.19), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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