SCHI vs. VTC
Compare and contrast key facts about Schwab 5-10 Year Corporate Bond ETF (SCHI) and Vanguard Total Corporate Bond ETF (VTC).
SCHI and VTC are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. SCHI is a passively managed fund by Charles Schwab that tracks the performance of the Bloomberg US Aggregate Credit - Corporate (5-10 Y). It was launched on Oct 10, 2019. VTC is a passively managed fund by Vanguard that tracks the performance of the Bloomberg Barclays U.S. Corporate Bond Index. It was launched on Nov 7, 2017. Both SCHI and VTC are passive ETFs, meaning that they are not actively managed but aim to replicate the performance of the underlying index as closely as possible.
Performance
SCHI vs. VTC - Performance Comparison
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SCHI vs. VTC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
SCHI Schwab 5-10 Year Corporate Bond ETF | -0.37% | 9.47% | 3.32% | 8.97% | -14.06% | -1.85% | 9.74% | 1.00% |
VTC Vanguard Total Corporate Bond ETF | -0.20% | 7.58% | 2.15% | 8.58% | -15.68% | -1.41% | 9.30% | 1.41% |
Returns By Period
In the year-to-date period, SCHI achieves a -0.37% return, which is significantly lower than VTC's -0.20% return.
SCHI
- 1D
- 0.06%
- 1M
- -1.55%
- YTD
- -0.37%
- 6M
- 0.42%
- 1Y
- 5.93%
- 3Y*
- 5.63%
- 5Y*
- 1.47%
- 10Y*
- —
VTC
- 1D
- 0.06%
- 1M
- -1.43%
- YTD
- -0.20%
- 6M
- 0.11%
- 1Y
- 4.76%
- 3Y*
- 4.67%
- 5Y*
- 0.64%
- 10Y*
- —
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SCHI vs. VTC - Expense Ratio Comparison
SCHI has a 0.05% expense ratio, which is higher than VTC's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SCHI vs. VTC — Risk / Return Rank
SCHI
VTC
SCHI vs. VTC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab 5-10 Year Corporate Bond ETF (SCHI) and Vanguard Total Corporate Bond ETF (VTC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SCHI | VTC | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.23 | 0.88 | +0.35 |
Sortino ratioReturn per unit of downside risk | 1.71 | 1.23 | +0.48 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.17 | +0.06 |
Calmar ratioReturn relative to maximum drawdown | 2.06 | 1.75 | +0.31 |
Martin ratioReturn relative to average drawdown | 7.27 | 5.23 | +2.03 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SCHI | VTC | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.23 | 0.88 | +0.35 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.22 | 0.09 | +0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.29 | 0.31 | -0.02 |
Correlation
The correlation between SCHI and VTC is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SCHI vs. VTC - Dividend Comparison
SCHI's dividend yield for the trailing twelve months is around 5.06%, more than VTC's 4.94% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SCHI Schwab 5-10 Year Corporate Bond ETF | 5.06% | 4.99% | 5.11% | 4.27% | 3.10% | 1.93% | 2.31% | 0.53% | 0.00% | 0.00% |
VTC Vanguard Total Corporate Bond ETF | 4.94% | 4.76% | 4.50% | 3.80% | 3.13% | 2.36% | 2.69% | 3.34% | 3.53% | 0.55% |
Drawdowns
SCHI vs. VTC - Drawdown Comparison
The maximum SCHI drawdown since its inception was -20.67%, smaller than the maximum VTC drawdown of -22.05%. Use the drawdown chart below to compare losses from any high point for SCHI and VTC.
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Drawdown Indicators
| SCHI | VTC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.67% | -22.05% | +1.38% |
Max Drawdown (1Y)Largest decline over 1 year | -3.01% | -2.89% | -0.12% |
Max Drawdown (5Y)Largest decline over 5 years | -20.67% | -22.05% | +1.38% |
Current DrawdownCurrent decline from peak | -1.92% | -1.77% | -0.15% |
Average DrawdownAverage peak-to-trough decline | -5.83% | -5.94% | +0.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.85% | 0.96% | -0.11% |
Volatility
SCHI vs. VTC - Volatility Comparison
Schwab 5-10 Year Corporate Bond ETF (SCHI) and Vanguard Total Corporate Bond ETF (VTC) have volatilities of 2.13% and 2.19%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SCHI | VTC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.13% | 2.19% | -0.06% |
Volatility (6M)Calculated over the trailing 6-month period | 2.91% | 3.02% | -0.11% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.86% | 5.44% | -0.58% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.64% | 7.08% | -0.44% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.46% | 7.74% | -0.28% |