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SBILIFE.NS vs. ^BSE500
Performance
Return for Risk
Drawdowns
Volatility

Performance

SBILIFE.NS vs. ^BSE500 - Performance Comparison

The chart below illustrates the hypothetical performance of a ₹10,000 investment in SBI Life Insurance Company Limited (SBILIFE.NS) and S&P BSE-500 (^BSE500). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, SBILIFE.NS achieves a -13.15% return, which is significantly lower than ^BSE500's -6.06% return.


SBILIFE.NS

1D
-1.08%
1M
-5.06%
YTD
-13.15%
6M
-12.67%
1Y
-0.42%
3Y*
13.43%
5Y*
12.49%
10Y*

^BSE500

1D
0.19%
1M
-2.86%
YTD
-6.06%
6M
-5.93%
1Y
-2.25%
3Y*
11.76%
5Y*
10.53%
10Y*
12.53%
*Multi-year figures are annualized to reflect compound growth (CAGR)

SBILIFE.NS vs. ^BSE500 - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
SBILIFE.NS
SBI Life Insurance Company Limited
-13.15%46.63%-2.77%16.62%3.14%32.64%-5.96%61.38%-13.77%-1.72%
^BSE500
S&P BSE-500
-6.06%6.41%14.55%24.85%3.34%30.11%16.80%7.75%-3.08%9.39%

Correlation

The correlation between SBILIFE.NS and ^BSE500 is 0.50, which is low. Their price movements are largely independent, making them effective diversification partners.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.50

Correlation (3Y)
Calculated over the trailing 3-year period

0.48

Correlation (5Y)
Calculated over the trailing 5-year period

0.51

Correlation (All Time)
Calculated using the full available price history since Oct 4, 2017

0.43

The correlation between SBILIFE.NS and ^BSE500 has been stable across timeframes, ranging from 0.43 to 0.51 - a consistent structural relationship.

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Return for Risk

SBILIFE.NS vs. ^BSE500 — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SBILIFE.NS
SBILIFE.NS Risk / Return Rank: 3737
Overall Rank
SBILIFE.NS Sharpe Ratio Rank: 4040
Sharpe Ratio Rank
SBILIFE.NS Sortino Ratio Rank: 3333
Sortino Ratio Rank
SBILIFE.NS Omega Ratio Rank: 3333
Omega Ratio Rank
SBILIFE.NS Calmar Ratio Rank: 4040
Calmar Ratio Rank
SBILIFE.NS Martin Ratio Rank: 3939
Martin Ratio Rank

^BSE500
^BSE500 Risk / Return Rank: 77
Overall Rank
^BSE500 Sharpe Ratio Rank: 77
Sharpe Ratio Rank
^BSE500 Sortino Ratio Rank: 77
Sortino Ratio Rank
^BSE500 Omega Ratio Rank: 77
Omega Ratio Rank
^BSE500 Calmar Ratio Rank: 99
Calmar Ratio Rank
^BSE500 Martin Ratio Rank: 77
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SBILIFE.NS vs. ^BSE500 - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for SBI Life Insurance Company Limited (SBILIFE.NS) and S&P BSE-500 (^BSE500). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


SBILIFE.NS^BSE500Difference
Sharpe ratioReturn per unit of total volatility

+0.10

Sortino ratioReturn per unit of downside risk

+0.18

Omega ratioGain probability vs. loss probability

1.01

0.99

+0.02

Calmar ratioReturn relative to maximum drawdown

-0.03

-0.12

+0.09

Martin ratioReturn relative to average drawdown

-0.08

-0.38

+0.31

SBILIFE.NS vs. ^BSE500 - Sharpe Ratio Comparison

The current SBILIFE.NS Sharpe Ratio is -0.03, which is higher than the ^BSE500 Sharpe Ratio of -0.13. The chart below compares the historical Sharpe Ratios of SBILIFE.NS and ^BSE500, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Sharpe Ratios by Period


SBILIFE.NS^BSE500Difference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

-0.03

-0.13

+0.10

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.55

0.75

-0.19

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.79

Sharpe Ratio (All Time)

Calculated using the full available price history

0.43

0.71

-0.27

Drawdowns

SBILIFE.NS vs. ^BSE500 - Drawdown Comparison

The maximum SBILIFE.NS drawdown since its inception was -46.84%, which is greater than ^BSE500's maximum drawdown of -38.39%. Use the drawdown chart below to compare losses from any high point for SBILIFE.NS and ^BSE500.


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Drawdown Indicators


SBILIFE.NS^BSE500Difference

Max Drawdown

Largest peak-to-trough decline

-46.84%

-38.39%

-8.45%

Max Drawdown (1Y)

Largest decline over 1 year

-16.22%

-14.86%

-1.36%

Max Drawdown (3Y)

Largest decline over 3 years

-28.08%

-18.96%

-9.12%

Max Drawdown (5Y)

Largest decline over 5 years

-28.08%

-18.96%

-9.12%

Max Drawdown (10Y)

Largest decline over 10 years

-38.39%

Current Drawdown

Current decline from peak

-16.22%

-8.92%

-7.30%

Average Drawdown

Average peak-to-trough decline

-9.97%

-5.95%

-4.02%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.13%

4.53%

+1.60%

Volatility

SBILIFE.NS vs. ^BSE500 - Volatility Comparison

SBI Life Insurance Company Limited (SBILIFE.NS) has a higher volatility of 4.99% compared to S&P BSE-500 (^BSE500) at 4.00%. This indicates that SBILIFE.NS's price experiences larger fluctuations and is considered to be riskier than ^BSE500 based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


SBILIFE.NS^BSE500Difference

Volatility (1M)

Calculated over the trailing 1-month period

4.99%

4.00%

+0.99%

Volatility (6M)

Calculated over the trailing 6-month period

15.85%

12.17%

+3.68%

Volatility (1Y)

Calculated over the trailing 1-year period

19.26%

13.77%

+5.49%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

22.92%

14.33%

+8.59%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

26.72%

16.19%

+10.53%

Frequently Asked Questions


SBILIFE.NS and ^BSE500 have a correlation of 0.50, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

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