RY.TO vs. DOL.TO
RY.TO (Royal Bank of Canada) and DOL.TO (Dollarama Inc.) are both stocks. RY.TO operates in Banks - Diversified (Financial Services), while DOL.TO operates in Discount Stores (Consumer Defensive). Over the past 10 years, RY.TO returned 18.12%/yr vs 20.60%/yr for DOL.TO. At a 0.23 correlation, their price movements are largely independent.
Performance
RY.TO vs. DOL.TO - Performance Comparison
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Returns By Period
In the year-to-date period, RY.TO achieves a 20.87% return, which is significantly higher than DOL.TO's -6.81% return. Over the past 10 years, RY.TO has underperformed DOL.TO with an annualized return of 18.12%, while DOL.TO has yielded a comparatively higher 20.60% annualized return.
RY.TO
- 1D
- 0.36%
- 1M
- 10.50%
- YTD
- 20.87%
- 6M
- 23.89%
- 1Y
- 65.59%
- 3Y*
- 35.54%
- 5Y*
- 21.56%
- 10Y*
- 18.12%
DOL.TO
- 1D
- -2.46%
- 1M
- 12.30%
- YTD
- -6.81%
- 6M
- -5.47%
- 1Y
- -1.21%
- 3Y*
- 31.52%
- 5Y*
- 28.29%
- 10Y*
- 20.60%
RY.TO vs. DOL.TO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RY.TO Royal Bank of Canada | 20.87% | 39.60% | 34.37% | 9.80% | -1.52% | 33.09% | 6.52% | 14.33% | -5.50% | 17.12% |
DOL.TO Dollarama Inc. | -6.81% | 46.59% | 47.34% | 20.96% | 25.45% | 22.47% | 16.69% | 38.01% | -37.58% | 61.41% |
Correlation
The correlation between RY.TO and DOL.TO is 0.24, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.24 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.28 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.25 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.25 |
Correlation (All Time) Calculated using the full available price history since Oct 16, 2009 | 0.23 |
Fundamentals
RY.TO:
CA$389.54B
DOL.TO:
CA$52.20B
RY.TO:
CA$15.77
DOL.TO:
CA$4.86
RY.TO:
17.69
DOL.TO:
39.32
RY.TO:
2.60
DOL.TO:
1.83
RY.TO:
3.25
DOL.TO:
6.94
RY.TO:
3.01
DOL.TO:
38.10
RY.TO:
CA$120.33B
DOL.TO:
CA$7.58B
RY.TO:
CA$65.64B
DOL.TO:
CA$3.09B
RY.TO:
CA$14.74B
DOL.TO:
CA$2.23B
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Return for Risk
RY.TO vs. DOL.TO — Risk / Return Rank
RY.TO
DOL.TO
RY.TO vs. DOL.TO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Royal Bank of Canada (RY.TO) and Dollarama Inc. (DOL.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RY.TO | DOL.TO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +4.71 | ||
| Sortino ratioReturn per unit of downside risk | +6.53 | ||
| Omega ratioGain probability vs. loss probability | 1.85 | 1.01 | +0.84 |
| Calmar ratioReturn relative to maximum drawdown | 7.91 | -0.07 | +7.98 |
| Martin ratioReturn relative to average drawdown | 29.39 | -0.15 | +29.54 |
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Drawdowns
RY.TO vs. DOL.TO - Drawdown Comparison
The maximum RY.TO drawdown since its inception was -54.03%, which is greater than DOL.TO's maximum drawdown of -44.98%. Use the drawdown chart below to compare losses from any high point for RY.TO and DOL.TO.
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Drawdown Indicators
| RY.TO | DOL.TO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.03% | -44.98% | -9.05% |
Max Drawdown (1Y)Largest decline over 1 year | -8.12% | -19.07% | +10.95% |
Max Drawdown (3Y)Largest decline over 3 years | -16.00% | -19.07% | +3.07% |
Max Drawdown (5Y)Largest decline over 5 years | -21.21% | -19.07% | -2.14% |
Max Drawdown (10Y)Largest decline over 10 years | -33.84% | -44.98% | +11.14% |
Current DrawdownCurrent decline from peak | 0.00% | -7.27% | +7.27% |
Average DrawdownAverage peak-to-trough decline | -6.72% | -6.43% | -0.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.18% | 8.61% | -6.43% |
Volatility
RY.TO vs. DOL.TO - Volatility Comparison
The current volatility for Royal Bank of Canada (RY.TO) is 4.23%, while Dollarama Inc. (DOL.TO) has a volatility of 11.02%. This indicates that RY.TO experiences smaller price fluctuations and is considered to be less risky than DOL.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RY.TO | DOL.TO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.23% | 11.02% | -6.79% |
Volatility (6M)Calculated over the trailing 6-month period | 10.44% | 20.17% | -9.73% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.82% | 23.04% | -9.22% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.93% | 21.82% | -6.89% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.26% | 24.39% | -7.13% |
Dividends
RY.TO vs. DOL.TO - Dividend Comparison
RY.TO's dividend yield for the trailing twelve months is around 2.28%, more than DOL.TO's 0.23% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
DOL.TO Dollarama Inc. | 0.23% | 0.20% | 0.25% | 0.28% | 0.27% | 0.31% | 0.34% | 0.39% | 0.95% | 0.82% | 1.19% | 1.31% |
RY.TO Royal Bank of Canada | 2.28% | 2.58% | 3.23% | 3.99% | 3.90% | 3.22% | 4.10% | 3.96% | 4.03% | 3.39% | 3.57% | 4.15% |
Financials
RY.TO vs. DOL.TO - Financials Comparison
This section allows you to compare key financial metrics between Royal Bank of Canada and Dollarama Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
RY.TO vs. DOL.TO - Profitability Comparison
RY.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Royal Bank of Canada reported a gross profit of 16.52B and revenue of 33.95B. Therefore, the gross margin over that period was 48.7%.
DOL.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Dollarama Inc. reported a gross profit of 686.75M and revenue of 1.85B. Therefore, the gross margin over that period was 37.2%.
RY.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Royal Bank of Canada reported an operating income of 7.10B and revenue of 33.95B, resulting in an operating margin of 20.9%.
DOL.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Dollarama Inc. reported an operating income of 382.72M and revenue of 1.85B, resulting in an operating margin of 20.7%.
RY.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Royal Bank of Canada reported a net income of 5.51B and revenue of 33.95B, resulting in a net margin of 16.2%.
DOL.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Dollarama Inc. reported a net income of 302.27M and revenue of 1.85B, resulting in a net margin of 16.4%.
Frequently Asked Questions
RY.TO and DOL.TO have a correlation of 0.24, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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