RKT vs. LDI

Last updated Apr 1, 2026

Compare and contrast key facts about Rocket Companies, Inc. (RKT) and loanDepot, Inc. (LDI).

Performance

RKT vs. LDI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Rocket Companies, Inc. (RKT) and loanDepot, Inc. (LDI). The values are adjusted to include any dividend payments, if applicable.

RKT vs. LDI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
RKT Rocket Companies, Inc.	-26.39%	81.69%	-22.24%	106.86%	-46.18%	-29.14%
LDI loanDepot, Inc.	-31.40%	1.47%	-42.05%	113.33%	-64.95%	-76.72%

Fundamentals

Market Cap RKT : $188.44B LDI : $317.73M
EPS RKT : -$0.04 LDI : -$0.29
PS Ratio RKT : 8.19 LDI : 0.25
PB Ratio RKT : 8.23 LDI : 0.82
Total Revenue (TTM) RKT : $8.99B LDI : $1.19B
Gross Profit (TTM) RKT : $4.84B LDI : $683.55M
EBITDA (TTM) RKT : $268.70M LDI : -$116.60M

Returns By Period

In the year-to-date period, RKT achieves a -26.39% return, which is significantly higher than LDI's -31.40% return.

RKT

• 1D: 5.63%
• 1M: -21.66%
• YTD: -26.39%
• 6M: -26.47%
• 1Y: 18.06%
• 3Y*: 18.45%
• 5Y*: -6.39%
• 10Y*: —

LDI

• 1D: 5.19%
• 1M: -31.40%
• YTD: -31.40%
• 6M: -53.75%
• 1Y: 19.33%
• 3Y*: -4.10%
• 5Y*: -40.11%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

RKT vs. LDI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RKT

RKT Risk / Return Rank: 50
RKT Sharpe Ratio Rank: 54
RKT Sortino Ratio Rank: 53
RKT Omega Ratio Rank: 50
RKT Calmar Ratio Rank: 48
RKT Martin Ratio Rank: 48

LDI

LDI Risk / Return Rank: 51
LDI Sharpe Ratio Rank: 49
LDI Sortino Ratio Rank: 59
LDI Omega Ratio Rank: 53
LDI Calmar Ratio Rank: 48
LDI Martin Ratio Rank: 48

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RKT vs. LDI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Rocket Companies, Inc. (RKT) and loanDepot, Inc. (LDI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	RKT	LDI	Difference
Sharpe ratio Return per unit of total volatility	0.30	0.21	+0.10
Sortino ratio Return per unit of downside risk	0.87	1.12	-0.24
Omega ratio Gain probability vs. loss probability	1.10	1.12	-0.02
Calmar ratio Return relative to maximum drawdown	0.22	0.27	-0.05
Martin ratio Return relative to average drawdown	0.53	0.54	-0.01
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

RKT vs. LDI - Sharpe Ratio Comparison

The current RKT Sharpe Ratio is 0.30, which is higher than the LDI Sharpe Ratio of 0.21. The chart below compares the historical Sharpe Ratios of RKT and LDI, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	RKT	LDI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.30	0.21	+0.10
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.12	-0.52	+0.40
Sharpe Ratio (All Time) Calculated using the full available price history	-0.06	-0.50	+0.44

Correlation

The correlation between RKT and LDI is 0.47, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

RKT vs. LDI - Dividend Comparison

Neither RKT nor LDI has paid dividends to shareholders.

	TTM	2025	2024	2023	2022	2021
RKT Rocket Companies, Inc.	0.00%	4.13%	0.00%	0.00%	14.43%	7.93%
LDI loanDepot, Inc.	0.00%	0.00%	0.00%	0.00%	4.85%	17.75%

Drawdowns

RKT vs. LDI - Drawdown Comparison

The maximum RKT drawdown since its inception was -83.00%, smaller than the maximum LDI drawdown of -96.47%. Use the drawdown chart below to compare losses from any high point for RKT and LDI.

Drawdown Indicators

	RKT	LDI	Difference
Max Drawdown Largest peak-to-trough decline	-83.00%	-96.47%	+13.47%
Max Drawdown (1Y) Largest decline over 1 year	-42.45%	-70.83%	+28.38%
Max Drawdown (5Y) Largest decline over 5 years	-70.58%	-95.00%	+24.42%
Current Drawdown Current decline from peak	-59.23%	-95.09%	+35.86%
Average Drawdown Average peak-to-trough decline	-60.23%	-86.91%	+26.68%
Ulcer Index Depth and duration of drawdowns from previous peaks	17.58%	35.71%	-18.13%

Volatility

RKT vs. LDI - Volatility Comparison

Rocket Companies, Inc. (RKT) has a higher volatility of 16.36% compared to loanDepot, Inc. (LDI) at 15.01%. This indicates that RKT's price experiences larger fluctuations and is considered to be riskier than LDI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RKT	LDI	Difference
Volatility (1M) Calculated over the trailing 1-month period	16.36%	15.01%	+1.35%
Volatility (6M) Calculated over the trailing 6-month period	40.83%	54.71%	-13.88%
Volatility (1Y) Calculated over the trailing 1-year period	60.91%	94.68%	-33.77%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	53.63%	77.14%	-23.51%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	64.53%	80.32%	-15.79%

Financials

RKT vs. LDI - Profitability Comparison

The chart below illustrates the profitability comparison between Rocket Companies, Inc. and loanDepot, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

RKT - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Rocket Companies, Inc. reported a gross profit of 825.83M and revenue of 4.65B. Therefore, the gross margin over that period was 17.8%.

LDI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, loanDepot, Inc. reported a gross profit of 0.00 and revenue of 260.34M. Therefore, the gross margin over that period was 0.0%.

RKT - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Rocket Companies, Inc. reported an operating income of -105.52M and revenue of 4.65B, resulting in an operating margin of -2.3%.

LDI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, loanDepot, Inc. reported an operating income of 0.00 and revenue of 260.34M, resulting in an operating margin of 0.0%.

RKT - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Rocket Companies, Inc. reported a net income of -57.98M and revenue of 4.65B, resulting in a net margin of -1.3%.

LDI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, loanDepot, Inc. reported a net income of -22.48M and revenue of 260.34M, resulting in a net margin of -8.6%.