RITGX vs. PRCPX
Compare and contrast key facts about American Funds American High-Income Trust® Class R-6 (RITGX) and T. Rowe Price Credit Opportunities Fund (PRCPX).
RITGX is managed by American Funds. It was launched on Aug 4, 2008. PRCPX is a passively managed fund by T. Rowe Price that tracks the performance of the Bloomberg US High-Yield 2% Issuer Capped Bond Index. It was launched on Apr 29, 2014.
Performance
RITGX vs. PRCPX - Performance Comparison
Loading graphics...
RITGX vs. PRCPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RITGX American Funds American High-Income Trust® Class R-6 | -1.08% | 8.69% | 9.91% | 12.54% | -10.10% | 8.74% | 7.44% | 12.28% | -1.46% | 7.70% |
PRCPX T. Rowe Price Credit Opportunities Fund | -0.13% | 14.80% | 7.46% | 14.90% | -10.50% | 6.36% | 5.55% | 13.77% | -1.44% | 6.80% |
Returns By Period
In the year-to-date period, RITGX achieves a -1.08% return, which is significantly lower than PRCPX's -0.13% return. Both investments have delivered pretty close results over the past 10 years, with RITGX having a 6.51% annualized return and PRCPX not far ahead at 6.83%.
RITGX
- 1D
- 0.00%
- 1M
- -2.41%
- YTD
- -1.08%
- 6M
- 0.29%
- 1Y
- 6.25%
- 3Y*
- 8.89%
- 5Y*
- 4.84%
- 10Y*
- 6.51%
PRCPX
- 1D
- 0.13%
- 1M
- -1.62%
- YTD
- -0.13%
- 6M
- 3.02%
- 1Y
- 13.68%
- 3Y*
- 10.60%
- 5Y*
- 5.87%
- 10Y*
- 6.83%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
RITGX vs. PRCPX - Expense Ratio Comparison
RITGX has a 0.32% expense ratio, which is lower than PRCPX's 0.81% expense ratio.
Return for Risk
RITGX vs. PRCPX — Risk / Return Rank
RITGX
PRCPX
RITGX vs. PRCPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds American High-Income Trust® Class R-6 (RITGX) and T. Rowe Price Credit Opportunities Fund (PRCPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RITGX | PRCPX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.55 | 3.47 | -1.93 |
Sortino ratioReturn per unit of downside risk | 2.01 | 5.52 | -3.51 |
Omega ratioGain probability vs. loss probability | 1.37 | 1.93 | -0.56 |
Calmar ratioReturn relative to maximum drawdown | 1.86 | 4.53 | -2.67 |
Martin ratioReturn relative to average drawdown | 7.98 | 21.08 | -13.10 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| RITGX | PRCPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.55 | 3.47 | -1.93 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.98 | 1.23 | -0.25 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 1.18 | 1.26 | -0.07 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.18 | 0.88 | +0.30 |
Correlation
The correlation between RITGX and PRCPX is 0.82, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RITGX vs. PRCPX - Dividend Comparison
RITGX's dividend yield for the trailing twelve months is around 6.25%, less than PRCPX's 12.89% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RITGX American Funds American High-Income Trust® Class R-6 | 6.25% | 6.63% | 6.66% | 6.80% | 4.50% | 4.65% | 6.19% | 6.56% | 6.68% | 6.36% | 5.36% | 7.29% |
PRCPX T. Rowe Price Credit Opportunities Fund | 12.89% | 12.19% | 7.03% | 7.88% | 4.89% | 5.11% | 5.36% | 5.18% | 5.72% | 4.95% | 5.88% | 7.58% |
Drawdowns
RITGX vs. PRCPX - Drawdown Comparison
The maximum RITGX drawdown since its inception was -21.20%, smaller than the maximum PRCPX drawdown of -23.07%. Use the drawdown chart below to compare losses from any high point for RITGX and PRCPX.
Loading graphics...
Drawdown Indicators
| RITGX | PRCPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.20% | -23.07% | +1.87% |
Max Drawdown (1Y)Largest decline over 1 year | -3.38% | -3.03% | -0.35% |
Max Drawdown (5Y)Largest decline over 5 years | -13.75% | -14.34% | +0.59% |
Max Drawdown (10Y)Largest decline over 10 years | -21.20% | -23.07% | +1.87% |
Current DrawdownCurrent decline from peak | -2.41% | -1.74% | -0.67% |
Average DrawdownAverage peak-to-trough decline | -2.25% | -3.16% | +0.91% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.79% | 0.65% | +0.14% |
Volatility
RITGX vs. PRCPX - Volatility Comparison
American Funds American High-Income Trust® Class R-6 (RITGX) has a higher volatility of 1.16% compared to T. Rowe Price Credit Opportunities Fund (PRCPX) at 1.10%. This indicates that RITGX's price experiences larger fluctuations and is considered to be riskier than PRCPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| RITGX | PRCPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.16% | 1.10% | +0.06% |
Volatility (6M)Calculated over the trailing 6-month period | 2.31% | 2.52% | -0.21% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.31% | 4.11% | +0.20% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 4.99% | 4.79% | +0.20% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.51% | 5.45% | +0.06% |