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RITGX vs. MSTY
Performance
Return for Risk
Drawdowns
Volatility
Dividends

RITGX vs. MSTY

Last updated Jun 20, 2026

RITGX (American Funds American High-Income Trust® Class R-6) and MSTY (YieldMax™ MSTR Option Income Strategy ETF) are both funds - RITGX is a High Yield Bonds fund managed by American Funds, while MSTY is a Derivative Income fund actively managed by YieldMax. Over the past year, RITGX returned 8.09% vs -64.25% for MSTY. At a 0.33 correlation, their price movements are largely independent. RITGX charges 0.32%/yr vs 0.99%/yr for MSTY.

Performance

RITGX vs. MSTY - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Funds American High-Income Trust® Class R-6 (RITGX) and YieldMax™ MSTR Option Income Strategy ETF (MSTY). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, RITGX achieves a 2.04% return, which is significantly higher than MSTY's -22.84% return.

RITGX

1D
0.00%
1M
0.95%
YTD
2.04%
6M
2.73%
1Y
8.09%
3Y*
9.68%
5Y*
4.86%
10Y*
6.31%

MSTY

1D
-3.45%
1M
-29.31%
YTD
-22.84%
6M
-27.46%
1Y
-64.25%
3Y*
—
5Y*
—
10Y*
—
*Multi-year figures are annualized to reflect compound growth (CAGR)

RITGX vs. MSTY - Yearly Performance Comparison

2026 (YTD)20252024
RITGX
American Funds American High-Income Trust® Class R-6		2.04%8.69%9.85%
MSTY
YieldMax™ MSTR Option Income Strategy ETF		-22.84%-42.71%212.16%

Correlation

The correlation between RITGX and MSTY is 0.41, which is low. Their price movements are largely independent, making them effective diversification partners.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.41

Correlation (All Time)
Calculated using the full available price history since Feb 22, 2024

0.33

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

American Funds American High-Income Trust® Class R-6

YieldMax™ MSTR Option Income Strategy ETF

Often compared with RITGX:
RITGX vs. SPHYRITGX vs. VFIAXRITGX vs. AHITXRITGX vs. VASGXRITGX vs. ARTFXRITGX vs. VIPIXRITGX vs. SPY
Often compared with MSTY:
MSTY vs. MSTRMSTY vs. ULTYMSTY vs. NVDYMSTY vs. BTC-USDMSTY vs. MSTE.TOMSTY vs. BTCIMSTY vs. PLTY

Return for Risk

RITGX vs. MSTY — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
RITGX
RITGX Risk / Return Rank: 8484
Overall Rank
RITGX Sharpe Ratio Rank: 7878
Sharpe Ratio Rank
RITGX Sortino Ratio Rank: 9090
Sortino Ratio Rank
RITGX Omega Ratio Rank: 8484
Omega Ratio Rank
RITGX Calmar Ratio Rank: 8080
Calmar Ratio Rank
RITGX Martin Ratio Rank: 8787
Martin Ratio Rank
MSTY
MSTY Risk / Return Rank: 11
Overall Rank
MSTY Sharpe Ratio Rank: 11
Sharpe Ratio Rank
MSTY Sortino Ratio Rank: 11
Sortino Ratio Rank
MSTY Omega Ratio Rank: 11
Omega Ratio Rank
MSTY Calmar Ratio Rank: 11
Calmar Ratio Rank
MSTY Martin Ratio Rank: 22
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RITGX vs. MSTY - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for American Funds American High-Income Trust® Class R-6 (RITGX) and YieldMax™ MSTR Option Income Strategy ETF (MSTY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

RITGXMSTYDifference
Sharpe ratioReturn per unit of total volatility
2.32
-1.04

+3.36

Sortino ratioReturn per unit of downside risk
4.03
-1.83

+5.86

Omega ratioGain probability vs. loss probability

1.51

0.80

+0.72

Calmar ratioReturn relative to maximum drawdown

3.37

-0.90

+4.27

Martin ratioReturn relative to average drawdown

15.02

-1.31

+16.33

RITGX vs. MSTY - Sharpe Ratio Comparison

The current RITGX Sharpe Ratio is 2.32, which is higher than the MSTY Sharpe Ratio of -1.04. The chart below compares the historical Sharpe Ratios of RITGX and MSTY, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Drawdowns

RITGX vs. MSTY - Drawdown Comparison

The maximum RITGX drawdown since its inception was -21.20%, smaller than the maximum MSTY drawdown of -71.79%. Use the drawdown chart below to compare losses from any high point for RITGX and MSTY.

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Drawdown Indicators

RITGXMSTYDifference

Max Drawdown

Largest peak-to-trough decline

-21.20%

-71.79%

+50.59%

Max Drawdown (1Y)

Largest decline over 1 year

-2.41%

-71.79%

+69.38%

Max Drawdown (3Y)

Largest decline over 3 years

-3.92%

—

—

Max Drawdown (5Y)

Largest decline over 5 years

-13.75%

—

—

Max Drawdown (10Y)

Largest decline over 10 years

-21.20%

—

—

Current Drawdown

Current decline from peak

-0.30%

-69.67%

+69.37%

Average Drawdown

Average peak-to-trough decline

-2.22%

-26.82%

+24.60%

Ulcer Index

Depth and duration of drawdowns from previous peaks

0.54%

48.95%

-48.41%

Volatility

RITGX vs. MSTY - Volatility Comparison

The current volatility for American Funds American High-Income Trust® Class R-6 (RITGX) is 1.05%, while YieldMax™ MSTR Option Income Strategy ETF (MSTY) has a volatility of 19.32%. This indicates that RITGX experiences smaller price fluctuations and is considered to be less risky than MSTY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

RITGXMSTYDifference

Volatility (1M)

Calculated over the trailing 1-month period

1.05%

19.32%

-18.27%

Volatility (6M)

Calculated over the trailing 6-month period

2.70%

49.58%

-46.88%

Volatility (1Y)

Calculated over the trailing 1-year period

3.51%

61.87%

-58.36%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

5.04%

71.86%

-66.82%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

5.52%

71.86%

-66.34%

RITGX vs. MSTY - Expense Ratio Comparison

RITGX has a 0.32% expense ratio, which is lower than MSTY's 0.99% expense ratio.

Dividends

RITGX vs. MSTY - Dividend Comparison

RITGX's dividend yield for the trailing twelve months is around 6.66%, less than MSTY's 267.66% yield.

PositionTTM20252024202320222021202020192018201720162015
MSTY
YieldMax™ MSTR Option Income Strategy ETF		267.66%294.61%104.56%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
RITGX
American Funds American High-Income Trust® Class R-6		6.66%6.63%6.66%6.80%4.50%4.65%6.19%6.56%6.68%6.36%5.36%7.29%

Frequently Asked Questions

RITGX and MSTY have a correlation of 0.41, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

MSTY has higher volatility (19.32%) compared to RITGX (1.05%). In terms of maximum drawdown, RITGX dropped -21.20% vs MSTY's -71.79%.

RITGX currently has the higher Sharpe Ratio (2.32 vs -1.04), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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