RCKSX vs. FSUVX

Last updated Jun 24, 2026

RCKSX (Rock Oak Core Growth Fund) and FSUVX (Fidelity SAI U.S. Low Volatility Index Fund) are both Large Cap Blend Equities funds. Over the past 10 years, RCKSX returned 11.43%/yr vs 11.18%/yr for FSUVX. A 0.76 correlation means they provide meaningful diversification when combined. RCKSX charges 1.25%/yr vs 0.11%/yr for FSUVX.

Performance

RCKSX vs. FSUVX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Rock Oak Core Growth Fund (RCKSX) and Fidelity SAI U.S. Low Volatility Index Fund (FSUVX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, RCKSX achieves a 15.47% return, which is significantly higher than FSUVX's 3.46% return. Both investments have delivered pretty close results over the past 10 years, with RCKSX having a 11.43% annualized return and FSUVX not far behind at 11.18%.

RCKSX

• 1D: 0.00%
• 1M: 0.60%
• YTD: 15.47%
• 6M: 13.64%
• 1Y: 20.17%
• 3Y*: 19.37%
• 5Y*: 8.00%
• 10Y*: 11.43%

FSUVX

• 1D: -0.59%
• 1M: -2.76%
• YTD: 3.46%
• 6M: 2.97%
• 1Y: 10.40%
• 3Y*: 13.42%
• 5Y*: 9.18%
• 10Y*: 11.18%

*Multi-year figures are annualized to reflect compound growth (CAGR)

RCKSX vs. FSUVX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
RCKSX Rock Oak Core Growth Fund	15.47%	12.99%	15.12%	15.57%	-18.09%	9.96%	13.75%	19.05%	-2.14%	22.69%
FSUVX Fidelity SAI U.S. Low Volatility Index Fund	3.46%	11.03%	17.40%	14.80%	-10.93%	21.51%	9.86%	27.73%	1.35%	17.68%

Correlation

The correlation between RCKSX and FSUVX is 0.67, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.67
Correlation (3Y) Calculated over the trailing 3-year period	0.73
Correlation (5Y) Calculated over the trailing 5-year period	0.79
Correlation (10Y) Calculated over the trailing 10-year period	0.76
Correlation (All Time) Calculated using the full available price history since Jun 5, 2015	0.76

The correlation between RCKSX and FSUVX shifts across timeframes, from 0.67 (1 year) to 0.79 (5 years), reflecting how their relationship changes across market environments.

Return for Risk

RCKSX vs. FSUVX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RCKSX

RCKSX Risk / Return Rank: 63
RCKSX Sharpe Ratio Rank: 48
RCKSX Sortino Ratio Rank: 49
RCKSX Omega Ratio Rank: 39
RCKSX Calmar Ratio Rank: 95
RCKSX Martin Ratio Rank: 85

FSUVX

FSUVX Risk / Return Rank: 26
FSUVX Sharpe Ratio Rank: 27
FSUVX Sortino Ratio Rank: 26
FSUVX Omega Ratio Rank: 24
FSUVX Calmar Ratio Rank: 22
FSUVX Martin Ratio Rank: 31

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RCKSX vs. FSUVX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Rock Oak Core Growth Fund (RCKSX) and Fidelity SAI U.S. Low Volatility Index Fund (FSUVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	RCKSX	FSUVX	Difference
Sharpe ratio: Return per unit of total volatility	1.89	1.36	+0.52
Sortino ratio: Return per unit of downside risk	2.72	1.96	+0.76
Omega ratio: Gain probability vs. loss probability	1.31	1.24	+0.07
Calmar ratio: Return relative to maximum drawdown	5.35	1.61	+3.74
Martin ratio: Return relative to average drawdown	14.75	6.69	+8.06

RCKSX vs. FSUVX - Sharpe Ratio Comparison

The current RCKSX Sharpe Ratio is 1.89, which is higher than the FSUVX Sharpe Ratio of 1.36. The chart below compares the historical Sharpe Ratios of RCKSX and FSUVX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

RCKSX vs. FSUVX - Drawdown Comparison

The maximum RCKSX drawdown since its inception was -57.88%, which is greater than FSUVX's maximum drawdown of -32.41%. Use the drawdown chart below to compare losses from any high point for RCKSX and FSUVX.

Drawdown Indicators

	RCKSX	FSUVX	Difference
Max Drawdown Largest peak-to-trough decline	-57.88%	-32.41%	-25.47%
Max Drawdown (1Y) Largest decline over 1 year	-4.14%	-7.28%	+3.14%
Max Drawdown (3Y) Largest decline over 3 years	-18.22%	-11.55%	-6.67%
Max Drawdown (5Y) Largest decline over 5 years	-22.54%	-19.48%	-3.06%
Max Drawdown (10Y) Largest decline over 10 years	-33.10%	-32.41%	-0.69%
Current Drawdown Current decline from peak	-0.46%	-2.76%	+2.30%
Average Drawdown Average peak-to-trough decline	-9.48%	-3.27%	-6.21%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.50%	1.74%	-0.24%

Volatility

RCKSX vs. FSUVX - Volatility Comparison

Rock Oak Core Growth Fund (RCKSX) has a higher volatility of 3.29% compared to Fidelity SAI U.S. Low Volatility Index Fund (FSUVX) at 2.71%. This indicates that RCKSX's price experiences larger fluctuations and is considered to be riskier than FSUVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RCKSX	FSUVX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.29%	2.71%	+0.58%
Volatility (6M) Calculated over the trailing 6-month period	8.07%	6.54%	+1.53%
Volatility (1Y) Calculated over the trailing 1-year period	11.75%	8.59%	+3.16%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.64%	12.97%	+2.67%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.55%	15.19%	+2.36%

RCKSX vs. FSUVX - Expense Ratio Comparison

RCKSX has a 1.25% expense ratio, which is higher than FSUVX's 0.11% expense ratio.

Dividends

RCKSX vs. FSUVX - Dividend Comparison

RCKSX's dividend yield for the trailing twelve months is around 5.42%, more than FSUVX's 4.30% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FSUVX Fidelity SAI U.S. Low Volatility Index Fund	4.30%	4.45%	2.25%	1.74%	4.12%	3.52%	1.31%	3.80%	2.63%	2.94%	2.23%	1.17%
RCKSX Rock Oak Core Growth Fund	5.42%	6.26%	0.47%	0.71%	1.00%	4.31%	16.56%	3.18%	0.59%	5.91%	0.70%	3.21%

Frequently Asked Questions

Can I hold both RCKSX and FSUVX in my portfolio?

RCKSX and FSUVX have a correlation of 0.67, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, RCKSX or FSUVX?

RCKSX has higher volatility (3.29%) compared to FSUVX (2.71%). In terms of maximum drawdown, RCKSX dropped -57.88% vs FSUVX's -32.41%.

Which has better risk-adjusted returns?

RCKSX currently has the higher Sharpe Ratio (1.89 vs 1.36), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.