PVQNX vs. URSIX
PVQNX (PIMCO RealPath Blend 2045 Fund) and URSIX (USAA Target Retirement 2060 Fund) are both Target Retirement Date funds. Over the past 10 years, PVQNX returned 10.59%/yr vs 10.23%/yr for URSIX. Their 0.97 correlation means they have historically moved very closely together. PVQNX charges 0.06%/yr vs 0.10%/yr for URSIX.
Performance
PVQNX vs. URSIX - Performance Comparison
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Returns By Period
In the year-to-date period, PVQNX achieves a 9.61% return, which is significantly lower than URSIX's 13.54% return. Both investments have delivered pretty close results over the past 10 years, with PVQNX having a 10.59% annualized return and URSIX not far behind at 10.23%.
PVQNX
- 1D
- 1.61%
- 1M
- -0.41%
- 6M
- 6.71%
- YTD
- 9.61%
- 1Y
- 20.41%
- 3Y*
- 15.33%
- 5Y*
- 8.85%
- 10Y*
- 10.59%
- ALL TIME*
- 9.49%
URSIX
- 1D
- 1.42%
- 1M
- 0.56%
- 6M
- 9.91%
- YTD
- 13.54%
- 1Y
- 25.18%
- 3Y*
- 16.85%
- 5Y*
- 9.74%
- 10Y*
- 10.23%
- ALL TIME*
- 8.97%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
PVQNX vs. URSIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PVQNX PIMCO RealPath Blend 2045 Fund | 9.61% | 19.82% | 13.19% | 19.01% | -17.27% | 17.71% | 13.93% | 24.43% | -7.44% | 19.64% |
URSIX USAA Target Retirement 2060 Fund | 13.54% | 19.62% | 13.05% | 18.22% | -15.78% | 17.70% | 10.17% | 20.09% | -9.17% | 19.52% |
Correlation
The correlation between PVQNX and URSIX is 0.98 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.98 |
Correlation (3Y) Balances recent behavior with more history. | 0.96 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.97 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.97 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 2015 | 0.97 |
The correlation between PVQNX and URSIX has been stable across timeframes, ranging from 0.96 to 0.98 - a consistent structural relationship.
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Return for Risk
PVQNX vs. URSIX — Risk / Return Rank
PVQNX
URSIX
PVQNX vs. URSIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PIMCO RealPath Blend 2045 Fund (PVQNX) and USAA Target Retirement 2060 Fund (URSIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PVQNX | URSIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.22 | ||
| Sortino ratioReturn per unit of downside risk | -0.33 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.34 | -0.04 |
| Calmar ratioReturn relative to maximum drawdown | 2.30 | 2.81 | -0.52 |
| Martin ratioReturn relative to average drawdown | 9.64 | 12.09 | -2.45 |
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Drawdowns
PVQNX vs. URSIX - Drawdown Comparison
The maximum PVQNX drawdown since its inception was -30.68%, roughly equal to the maximum URSIX drawdown of -30.33%. Use the drawdown chart below to compare losses from any high point for PVQNX and URSIX.
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Drawdown Indicators
| PVQNX | URSIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -30.68% | -30.33% | -0.35% |
Max Drawdown (1Y)Largest decline over 1 year | -8.24% | -8.32% | +0.08% |
Max Drawdown (3Y)Largest decline over 3 years | -13.61% | -14.35% | +0.74% |
Max Drawdown (5Y)Largest decline over 5 years | -25.30% | -23.85% | -1.45% |
Max Drawdown (10Y)Largest decline over 10 years | -30.68% | -30.33% | -0.35% |
Current DrawdownCurrent decline from peak | -1.81% | -0.28% | -1.53% |
Average DrawdownAverage peak-to-trough decline | -4.57% | -4.40% | -0.17% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.96% | 1.93% | +0.03% |
Volatility
PVQNX vs. URSIX - Volatility Comparison
PIMCO RealPath Blend 2045 Fund (PVQNX) has a higher volatility of 3.32% compared to USAA Target Retirement 2060 Fund (URSIX) at 3.06%. This indicates that PVQNX's price experiences larger fluctuations and is considered to be riskier than URSIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PVQNX | URSIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.32% | 3.06% | +0.26% |
Volatility (6M)Calculated over the trailing 6-month period | 9.50% | 10.34% | -0.84% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.40% | 12.45% | -1.05% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.69% | 14.21% | -0.52% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.25% | 14.52% | -0.27% |
PVQNX vs. URSIX - Expense Ratio Comparison
PVQNX has a 0.06% expense ratio, which is lower than URSIX's 0.10% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
PVQNX vs. URSIX - Dividend Comparison
PVQNX's dividend yield for the trailing twelve months is around 4.79%, less than URSIX's 4.93% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PVQNX PIMCO RealPath Blend 2045 Fund | 4.79% | 4.23% | 4.22% | 2.37% | 2.62% | 5.08% | 1.41% | 3.82% | 6.65% | 2.10% | 2.43% | 2.18% |
URSIX USAA Target Retirement 2060 Fund | 4.93% | 5.60% | 2.55% | 2.89% | 10.97% | 7.07% | 4.79% | 5.88% | 4.77% | 3.82% | 3.01% | 1.73% |
Frequently Asked Questions
With a correlation of 0.98, PVQNX and URSIX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
PVQNX has higher volatility (3.32%) compared to URSIX (3.06%). In terms of maximum drawdown, PVQNX dropped -30.68% vs URSIX's -30.33%.
URSIX currently has the higher Sharpe Ratio (1.88 vs 1.66), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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