PVQNX vs. PPLIX
PVQNX (PIMCO RealPath Blend 2045 Fund) and PPLIX (Principal LifeTime 2050 Fund) are both Target Retirement Date funds. Over the past 10 years, PVQNX returned 10.59%/yr vs 11.26%/yr for PPLIX. Their 0.97 correlation means they have historically moved very closely together. PVQNX charges 0.06%/yr vs 0.01%/yr for PPLIX.
Performance
PVQNX vs. PPLIX - Performance Comparison
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Returns By Period
In the year-to-date period, PVQNX achieves a 9.61% return, which is significantly higher than PPLIX's 8.51% return. Over the past 10 years, PVQNX has underperformed PPLIX with an annualized return of 10.59%, while PPLIX has yielded a comparatively higher 11.26% annualized return.
PVQNX
- 1D
- 1.61%
- 1M
- -0.41%
- 6M
- 6.71%
- YTD
- 9.61%
- 1Y
- 20.41%
- 3Y*
- 15.33%
- 5Y*
- 8.85%
- 10Y*
- 10.59%
- ALL TIME*
- 9.49%
PPLIX
- 1D
- 1.66%
- 1M
- 0.41%
- 6M
- 5.71%
- YTD
- 8.51%
- 1Y
- 17.70%
- 3Y*
- 16.52%
- 5Y*
- 8.96%
- 10Y*
- 11.26%
- ALL TIME*
- 7.57%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
PVQNX vs. PPLIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PVQNX PIMCO RealPath Blend 2045 Fund | 9.61% | 19.82% | 13.19% | 19.01% | -17.27% | 17.71% | 13.93% | 24.43% | -7.44% | 19.64% |
PPLIX Principal LifeTime 2050 Fund | 8.51% | 17.55% | 19.12% | 20.36% | -18.78% | 17.04% | 16.56% | 26.67% | -8.74% | 22.12% |
Correlation
The correlation between PVQNX and PPLIX is 0.98 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.98 |
Correlation (3Y) Balances recent behavior with more history. | 0.96 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.97 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.97 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 2015 | 0.97 |
The correlation between PVQNX and PPLIX has been stable across timeframes, ranging from 0.96 to 0.98 - a consistent structural relationship.
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Return for Risk
PVQNX vs. PPLIX — Risk / Return Rank
PVQNX
PPLIX
PVQNX vs. PPLIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PIMCO RealPath Blend 2045 Fund (PVQNX) and Principal LifeTime 2050 Fund (PPLIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PVQNX | PPLIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.41 | ||
| Sortino ratioReturn per unit of downside risk | +0.52 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.23 | +0.08 |
| Calmar ratioReturn relative to maximum drawdown | 2.30 | 1.83 | +0.47 |
| Martin ratioReturn relative to average drawdown | 9.64 | 7.85 | +1.79 |
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Drawdowns
PVQNX vs. PPLIX - Drawdown Comparison
The maximum PVQNX drawdown since its inception was -30.68%, smaller than the maximum PPLIX drawdown of -55.61%. Use the drawdown chart below to compare losses from any high point for PVQNX and PPLIX.
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Drawdown Indicators
| PVQNX | PPLIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -30.68% | -55.61% | +24.93% |
Max Drawdown (1Y)Largest decline over 1 year | -8.24% | -8.57% | +0.33% |
Max Drawdown (3Y)Largest decline over 3 years | -13.61% | -15.59% | +1.98% |
Max Drawdown (5Y)Largest decline over 5 years | -25.30% | -26.85% | +1.55% |
Max Drawdown (10Y)Largest decline over 10 years | -30.68% | -32.67% | +1.99% |
Current DrawdownCurrent decline from peak | -1.81% | -0.86% | -0.95% |
Average DrawdownAverage peak-to-trough decline | -4.57% | -8.26% | +3.69% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.96% | 2.00% | -0.04% |
Volatility
PVQNX vs. PPLIX - Volatility Comparison
PIMCO RealPath Blend 2045 Fund (PVQNX) and Principal LifeTime 2050 Fund (PPLIX) have volatilities of 3.32% and 3.39%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PVQNX | PPLIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.32% | 3.39% | -0.07% |
Volatility (6M)Calculated over the trailing 6-month period | 9.50% | 10.35% | -0.85% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.40% | 12.57% | -1.17% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.69% | 15.60% | -1.91% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.25% | 15.55% | -1.30% |
PVQNX vs. PPLIX - Expense Ratio Comparison
PVQNX has a 0.06% expense ratio, which is higher than PPLIX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
PVQNX vs. PPLIX - Dividend Comparison
PVQNX's dividend yield for the trailing twelve months is around 4.79%, less than PPLIX's 9.17% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PPLIX Principal LifeTime 2050 Fund | 9.17% | 9.95% | 11.56% | 4.41% | 9.40% | 8.04% | 5.23% | 7.16% | 8.64% | 5.12% | 4.82% | 6.07% |
PVQNX PIMCO RealPath Blend 2045 Fund | 4.79% | 4.23% | 4.22% | 2.37% | 2.62% | 5.08% | 1.41% | 3.82% | 6.65% | 2.10% | 2.43% | 2.18% |
Frequently Asked Questions
With a correlation of 0.98, PVQNX and PPLIX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
PPLIX has higher volatility (3.39%) compared to PVQNX (3.32%). In terms of maximum drawdown, PVQNX dropped -30.68% vs PPLIX's -55.61%.
PVQNX currently has the higher Sharpe Ratio (1.66 vs 1.25), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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