PTUIX vs. FEDUX

Last updated Apr 1, 2026

Compare and contrast key facts about PIMCO Total Return Fund IV (PTUIX) and Fidelity Education Income Fund (FEDUX).

PTUIX is managed by PIMCO. It was launched on May 26, 2011. FEDUX is managed by Fidelity. It was launched on Mar 16, 2021.

Performance

PTUIX vs. FEDUX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in PIMCO Total Return Fund IV (PTUIX) and Fidelity Education Income Fund (FEDUX). The values are adjusted to include any dividend payments, if applicable.

PTUIX vs. FEDUX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
PTUIX PIMCO Total Return Fund IV	-1.04%	8.16%	2.19%	5.90%	-13.84%	0.54%
FEDUX Fidelity Education Income Fund	-0.29%	6.40%	-0.29%	1.62%	-8.38%	-1.27%

Returns By Period

In the year-to-date period, PTUIX achieves a -1.04% return, which is significantly lower than FEDUX's -0.29% return.

PTUIX

• 1D: 0.53%
• 1M: -2.86%
• YTD: -1.04%
• 6M: 0.40%
• 1Y: 3.73%
• 3Y*: 3.92%
• 5Y*: 0.33%
• 10Y*: 1.97%

FEDUX

• 1D: 0.22%
• 1M: -1.40%
• YTD: -0.29%
• 6M: 0.82%
• 1Y: 3.87%
• 3Y*: 2.10%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

PTUIX vs. FEDUX - Expense Ratio Comparison

PTUIX has a 0.50% expense ratio, which is higher than FEDUX's 0.00% expense ratio.

PTUIX

PIMCO Total Return Fund IV

FEDUX

Fidelity Education Income Fund

Return for Risk

PTUIX vs. FEDUX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PTUIX

PTUIX Risk / Return Rank: 46
PTUIX Sharpe Ratio Rank: 48
PTUIX Sortino Ratio Rank: 44
PTUIX Omega Ratio Rank: 34
PTUIX Calmar Ratio Rank: 60
PTUIX Martin Ratio Rank: 42

FEDUX

FEDUX Risk / Return Rank: 88
FEDUX Sharpe Ratio Rank: 85
FEDUX Sortino Ratio Rank: 91
FEDUX Omega Ratio Rank: 82
FEDUX Calmar Ratio Rank: 91
FEDUX Martin Ratio Rank: 89

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PTUIX vs. FEDUX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for PIMCO Total Return Fund IV (PTUIX) and Fidelity Education Income Fund (FEDUX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PTUIX	FEDUX	Difference
Sharpe ratio Return per unit of total volatility	0.93	1.64	-0.71
Sortino ratio Return per unit of downside risk	1.32	2.65	-1.34
Omega ratio Gain probability vs. loss probability	1.17	1.33	-0.16
Calmar ratio Return relative to maximum drawdown	1.41	2.68	-1.27
Martin ratio Return relative to average drawdown	4.28	9.90	-5.62
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PTUIX vs. FEDUX - Sharpe Ratio Comparison

The current PTUIX Sharpe Ratio is 0.93, which is lower than the FEDUX Sharpe Ratio of 1.64. The chart below compares the historical Sharpe Ratios of PTUIX and FEDUX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	PTUIX	FEDUX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.93	1.64	-0.71
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.06	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.39	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.56	-0.19	+0.75

Correlation

The correlation between PTUIX and FEDUX is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

PTUIX vs. FEDUX - Dividend Comparison

PTUIX's dividend yield for the trailing twelve months is around 3.79%, less than FEDUX's 4.04% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PTUIX PIMCO Total Return Fund IV	3.79%	4.09%	4.21%	2.78%	2.74%	1.84%	2.24%	2.78%	2.53%	1.75%	2.96%	3.60%
FEDUX Fidelity Education Income Fund	4.04%	4.43%	0.36%	0.71%	0.00%	0.13%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

PTUIX vs. FEDUX - Drawdown Comparison

The maximum PTUIX drawdown since its inception was -19.19%, which is greater than FEDUX's maximum drawdown of -12.00%. Use the drawdown chart below to compare losses from any high point for PTUIX and FEDUX.

Drawdown Indicators

	PTUIX	FEDUX	Difference
Max Drawdown Largest peak-to-trough decline	-19.19%	-12.00%	-7.19%
Max Drawdown (1Y) Largest decline over 1 year	-3.37%	-1.72%	-1.65%
Max Drawdown (5Y) Largest decline over 5 years	-19.19%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-19.19%	—	—
Current Drawdown Current decline from peak	-2.86%	-3.07%	+0.21%
Average Drawdown Average peak-to-trough decline	-3.56%	-6.61%	+3.05%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.11%	0.47%	+0.64%

Volatility

PTUIX vs. FEDUX - Volatility Comparison

PIMCO Total Return Fund IV (PTUIX) has a higher volatility of 1.79% compared to Fidelity Education Income Fund (FEDUX) at 0.80%. This indicates that PTUIX's price experiences larger fluctuations and is considered to be riskier than FEDUX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PTUIX	FEDUX	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.79%	0.80%	+0.99%
Volatility (6M) Calculated over the trailing 6-month period	2.78%	1.67%	+1.11%
Volatility (1Y) Calculated over the trailing 1-year period	4.66%	2.69%	+1.97%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	6.00%	3.14%	+2.86%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	5.11%	3.14%	+1.97%