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Wintrust Financial Corporation (WTFC)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US97650W1080

CUSIP

97650W108

Sector

Financial Services

IPO Date

Apr 16, 1998

Highlights

Market Cap

$6.86B

EPS (TTM)

$10.31

PE Ratio

9.94

PEG Ratio

4.57

Total Revenue (TTM)

$2.51B

Gross Profit (TTM)

$2.13B

EBITDA (TTM)

$244.71M

Year Range

$89.10 - $141.49

Target Price

$139.92

Short %

3.33%

Short Ratio

4.07

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
WTFC vs. ONB WTFC vs. PNFP WTFC vs. PNC WTFC vs. NXST WTFC vs. SPY WTFC vs. JPM
Popular comparisons:
WTFC vs. ONB WTFC vs. PNFP WTFC vs. PNC WTFC vs. NXST WTFC vs. SPY WTFC vs. JPM

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Wintrust Financial Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


400.00%600.00%800.00%1,000.00%1,200.00%1,400.00%NovemberDecember2025FebruaryMarchApril
993.39%
376.70%
WTFC (Wintrust Financial Corporation)
Benchmark (^GSPC)

Returns By Period

Wintrust Financial Corporation had a return of -17.48% year-to-date (YTD) and 9.35% in the last 12 months. Over the past 10 years, Wintrust Financial Corporation had an annualized return of 9.28%, which was very close to the S&P 500 benchmark's annualized return of 9.70%.


WTFC

YTD

-17.48%

1M

-10.00%

6M

-10.50%

1Y

9.35%

5Y*

27.29%

10Y*

9.28%

^GSPC (Benchmark)

YTD

-10.18%

1M

-6.92%

6M

-9.92%

1Y

5.42%

5Y*

12.98%

10Y*

9.70%

*Annualized

Monthly Returns

The table below presents the monthly returns of WTFC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20254.89%-4.48%-9.65%-8.85%-17.48%
20244.56%-0.16%8.34%-7.42%2.50%-0.05%9.78%1.02%-0.25%6.78%19.50%-9.64%36.83%
20238.22%1.14%-20.82%-6.28%-6.42%14.24%16.17%-7.56%-2.72%-1.07%15.28%8.26%12.00%
20227.98%1.64%-6.47%-6.04%0.48%-8.28%7.35%-1.58%-3.31%14.80%-1.99%-7.56%-5.54%
2021-1.47%22.94%2.91%1.72%4.72%-5.96%-5.59%5.27%7.39%10.12%-0.76%3.76%51.10%
2020-10.75%-15.23%-38.48%27.51%1.85%2.97%-1.88%2.36%-7.97%22.92%11.27%12.11%-11.77%
20196.99%3.92%-8.61%13.17%-10.81%8.00%-2.21%-11.84%2.86%-1.25%6.80%4.40%8.16%
20184.29%-1.39%1.82%3.95%3.19%-5.49%0.78%1.15%-4.08%-10.36%1.84%-14.04%-18.55%
2017-1.34%3.13%-6.21%2.52%-2.78%11.17%-1.48%-3.14%7.55%3.81%3.33%-1.77%14.36%
2016-13.25%1.28%4.33%17.32%2.65%-4.26%3.53%5.50%-0.02%-2.92%22.31%10.22%51.05%
2015-7.04%8.59%1.25%2.22%3.02%6.55%1.01%-5.22%4.76%-5.50%4.45%-7.81%4.68%
2014-4.97%5.84%5.14%-7.89%-2.55%5.55%0.72%0.74%-4.08%3.69%-3.31%4.63%2.30%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of WTFC is 64, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of WTFC is 6464
Overall Rank
The Sharpe Ratio Rank of WTFC is 6666
Sharpe Ratio Rank
The Sortino Ratio Rank of WTFC is 5959
Sortino Ratio Rank
The Omega Ratio Rank of WTFC is 5959
Omega Ratio Rank
The Calmar Ratio Rank of WTFC is 6969
Calmar Ratio Rank
The Martin Ratio Rank of WTFC is 6767
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Wintrust Financial Corporation (WTFC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for WTFC, currently valued at 0.30, compared to the broader market-2.00-1.000.001.002.003.00
WTFC: 0.30
^GSPC: 0.24
The chart of Sortino ratio for WTFC, currently valued at 0.67, compared to the broader market-6.00-4.00-2.000.002.004.00
WTFC: 0.67
^GSPC: 0.47
The chart of Omega ratio for WTFC, currently valued at 1.09, compared to the broader market0.501.001.502.00
WTFC: 1.09
^GSPC: 1.07
The chart of Calmar ratio for WTFC, currently valued at 0.33, compared to the broader market0.001.002.003.004.00
WTFC: 0.33
^GSPC: 0.24
The chart of Martin ratio for WTFC, currently valued at 1.07, compared to the broader market-5.000.005.0010.0015.0020.00
WTFC: 1.07
^GSPC: 1.08

The current Wintrust Financial Corporation Sharpe ratio is 0.30. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Wintrust Financial Corporation with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00NovemberDecember2025FebruaryMarchApril
0.30
0.24
WTFC (Wintrust Financial Corporation)
Benchmark (^GSPC)

Dividends

Dividend History

Wintrust Financial Corporation provided a 1.80% dividend yield over the last twelve months, with an annual payout of $1.85 per share. The company has been increasing its dividends for 14 consecutive years.


0.60%0.80%1.00%1.20%1.40%1.60%1.80%$0.00$0.50$1.00$1.5020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$1.85$1.80$1.60$1.36$1.24$1.12$1.00$0.76$0.56$0.48$0.44$0.40

Dividend yield

1.80%1.44%1.73%1.61%1.37%1.83%1.41%1.14%0.68%0.66%0.91%0.86%

Monthly Dividends

The table displays the monthly dividend distributions for Wintrust Financial Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.50$0.00$0.00$0.50
2024$0.00$0.45$0.00$0.00$0.45$0.00$0.00$0.45$0.00$0.00$0.45$0.00$1.80
2023$0.00$0.40$0.00$0.00$0.40$0.00$0.00$0.40$0.00$0.00$0.40$0.00$1.60
2022$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$1.36
2021$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$1.24
2020$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.28$0.00$1.12
2019$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$1.00
2018$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.76
2017$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.56
2016$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.48
2015$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.44
2014$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%25.0%
WTFC: 1.8%
Wintrust Financial Corporation has a dividend yield of 1.80%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%
WTFC: 17.9%
Wintrust Financial Corporation has a payout ratio of 17.94%, which is below the market average. This means Wintrust Financial Corporation returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-35.00%-30.00%-25.00%-20.00%-15.00%-10.00%-5.00%0.00%NovemberDecember2025FebruaryMarchApril
-25.70%
-14.02%
WTFC (Wintrust Financial Corporation)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Wintrust Financial Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Wintrust Financial Corporation was 83.58%, occurring on Mar 5, 2009. Recovery took 1937 trading sessions.

The current Wintrust Financial Corporation drawdown is 25.70%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-83.58%Dec 3, 20041070Mar 5, 20091937Nov 10, 20163007
-74.5%May 22, 2018459Mar 18, 2020412Nov 3, 2021871
-40.93%Aug 4, 1998371Jan 21, 2000326May 8, 2001697
-40.71%Feb 9, 2022315May 11, 2023220Mar 27, 2024535
-31.02%Nov 29, 202488Apr 8, 2025

Volatility

Volatility Chart

The current Wintrust Financial Corporation volatility is 19.19%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%20.00%NovemberDecember2025FebruaryMarchApril
19.19%
13.60%
WTFC (Wintrust Financial Corporation)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Wintrust Financial Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Wintrust Financial Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio
20.040.060.080.0100.0
WTFC: 9.9
The chart displays the Price-to-Earnings (P/E) ratio for WTFC, comparing it with other companies in the Banks - Regional industry. Currently, WTFC has a P/E ratio of 9.9. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
2.04.06.08.010.0
WTFC: 4.6
The chart shows the Price/Earnings to Growth (PEG) ratio for WTFC compared to other companies in the Banks - Regional industry. WTFC currently has a PEG ratio of 4.6. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
2.04.06.08.0
WTFC: 2.9
This chart shows the Price-to-Sales (P/S) ratio for WTFC relative to other companies in the Banks - Regional industry. Currently, WTFC has a P/S ratio of 2.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
0.51.01.52.02.53.0
WTFC: 1.1
The chart illustrates the Price-to-Book (P/B) ratio for WTFC in comparison with other companies in the Banks - Regional industry. Currently, WTFC has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Wintrust Financial Corporation.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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