PMTIX vs. FNSDX

Last updated Apr 1, 2026

Compare and contrast key facts about Principal LifeTime 2030 Fund (PMTIX) and Fidelity Freedom 2055 Fund Class K (FNSDX).

PMTIX is managed by Principal. It was launched on Feb 28, 2001. FNSDX is managed by Fidelity. It was launched on Jul 20, 2017.

Performance

PMTIX vs. FNSDX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Principal LifeTime 2030 Fund (PMTIX) and Fidelity Freedom 2055 Fund Class K (FNSDX). The values are adjusted to include any dividend payments, if applicable.

PMTIX vs. FNSDX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
PMTIX Principal LifeTime 2030 Fund	-3.15%	13.25%	12.86%	15.11%	-16.81%	12.70%	14.71%	22.40%	-7.45%	6.60%
FNSDX Fidelity Freedom 2055 Fund Class K	-3.46%	23.81%	14.18%	20.65%	-18.23%	16.65%	18.34%	25.58%	-8.85%	7.42%

Returns By Period

In the year-to-date period, PMTIX achieves a -3.15% return, which is significantly higher than FNSDX's -3.46% return.

PMTIX

• 1D: 0.00%
• 1M: -5.66%
• YTD: -3.15%
• 6M: -1.49%
• 1Y: 9.21%
• 3Y*: 10.71%
• 5Y*: 5.31%
• 10Y*: 8.05%

FNSDX

• 1D: -0.33%
• 1M: -9.17%
• YTD: -3.46%
• 6M: 0.13%
• 1Y: 19.44%
• 3Y*: 15.41%
• 5Y*: 8.24%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

PMTIX vs. FNSDX - Expense Ratio Comparison

PMTIX has a 0.01% expense ratio, which is lower than FNSDX's 0.65% expense ratio.

FNSDX

Fidelity Freedom 2055 Fund Class K

PMTIX

Principal LifeTime 2030 Fund

Return for Risk

PMTIX vs. FNSDX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PMTIX

PMTIX Risk / Return Rank: 49
PMTIX Sharpe Ratio Rank: 49
PMTIX Sortino Ratio Rank: 49
PMTIX Omega Ratio Rank: 48
PMTIX Calmar Ratio Rank: 45
PMTIX Martin Ratio Rank: 54

FNSDX

FNSDX Risk / Return Rank: 69
FNSDX Sharpe Ratio Rank: 70
FNSDX Sortino Ratio Rank: 71
FNSDX Omega Ratio Rank: 70
FNSDX Calmar Ratio Rank: 64
FNSDX Martin Ratio Rank: 70

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PMTIX vs. FNSDX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2030 Fund (PMTIX) and Fidelity Freedom 2055 Fund Class K (FNSDX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PMTIX	FNSDX	Difference
Sharpe ratio Return per unit of total volatility	0.95	1.22	-0.26
Sortino ratio Return per unit of downside risk	1.41	1.75	-0.34
Omega ratio Gain probability vs. loss probability	1.20	1.26	-0.06
Calmar ratio Return relative to maximum drawdown	1.12	1.47	-0.34
Martin ratio Return relative to average drawdown	5.30	6.66	-1.37
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PMTIX vs. FNSDX - Sharpe Ratio Comparison

The current PMTIX Sharpe Ratio is 0.95, which is comparable to the FNSDX Sharpe Ratio of 1.22. The chart below compares the historical Sharpe Ratios of PMTIX and FNSDX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	PMTIX	FNSDX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.95	1.22	-0.26
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.51	0.56	-0.05
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.72	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.47	0.63	-0.16

Correlation

The correlation between PMTIX and FNSDX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

PMTIX vs. FNSDX - Dividend Comparison

PMTIX's dividend yield for the trailing twelve months is around 10.01%, more than FNSDX's 4.01% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PMTIX Principal LifeTime 2030 Fund	10.01%	9.69%	9.60%	4.26%	10.05%	8.87%	6.37%	6.49%	8.21%	5.87%	3.97%	9.44%
FNSDX Fidelity Freedom 2055 Fund Class K	4.01%	3.87%	2.13%	2.07%	11.45%	11.27%	4.26%	6.31%	6.79%	2.72%	0.00%	0.00%

Drawdowns

PMTIX vs. FNSDX - Drawdown Comparison

The maximum PMTIX drawdown since its inception was -52.14%, which is greater than FNSDX's maximum drawdown of -30.95%. Use the drawdown chart below to compare losses from any high point for PMTIX and FNSDX.

Drawdown Indicators

	PMTIX	FNSDX	Difference
Max Drawdown Largest peak-to-trough decline	-52.14%	-30.95%	-21.19%
Max Drawdown (1Y) Largest decline over 1 year	-7.49%	-11.20%	+3.71%
Max Drawdown (5Y) Largest decline over 5 years	-23.05%	-27.31%	+4.26%
Max Drawdown (10Y) Largest decline over 10 years	-25.87%	—	—
Current Drawdown Current decline from peak	-5.85%	-9.76%	+3.91%
Average Drawdown Average peak-to-trough decline	-6.83%	-5.70%	-1.13%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.59%	2.59%	-1.00%

Volatility

PMTIX vs. FNSDX - Volatility Comparison

The current volatility for Principal LifeTime 2030 Fund (PMTIX) is 3.33%, while Fidelity Freedom 2055 Fund Class K (FNSDX) has a volatility of 5.69%. This indicates that PMTIX experiences smaller price fluctuations and is considered to be less risky than FNSDX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PMTIX	FNSDX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.33%	5.69%	-2.36%
Volatility (6M) Calculated over the trailing 6-month period	5.61%	9.57%	-3.96%
Volatility (1Y) Calculated over the trailing 1-year period	9.78%	15.99%	-6.21%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	10.53%	14.85%	-4.32%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	11.19%	15.96%	-4.77%