PMTIX vs. AADVX

Last updated Aug 4, 2026

PMTIX (Principal LifeTime 2030 Fund) and AADVX (American Century One Choice Blend+ 2055 Portfolio) are both Target Retirement Date funds. Over the past 5 years, PMTIX returned 5.73%/yr vs 8.47%/yr for AADVX. Their 0.96 correlation means they have historically moved very closely together. PMTIX charges 0.01%/yr vs 0.58%/yr for AADVX.

Performance

PMTIX vs. AADVX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Principal LifeTime 2030 Fund (PMTIX) and American Century One Choice Blend+ 2055 Portfolio (AADVX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, PMTIX achieves a 5.32% return, which is significantly lower than AADVX's 10.39% return.

PMTIX

• 1D: 0.13%
• 1M: 0.07%
• 6M: 3.22%
• YTD: 5.32%
• 1Y: 11.61%
• 3Y*: 12.02%
• 5Y*: 5.73%
• 10Y*: 8.55%
• ALL TIME*: 6.56%

AADVX

• 1D: 0.43%
• 1M: -0.07%
• 6M: 6.18%
• YTD: 10.39%
• 1Y: 21.68%
• 3Y*: 16.15%
• 5Y*: 8.47%
• 10Y*: —
• ALL TIME*: 9.25%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
AADVX American Century One Choice Blend+ 2055 Portfolio	$0.00	$0.00	$0.00
PMTIX Principal LifeTime 2030 Fund	$0.00	$0.00	$0.00

PMTIX vs. AADVX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
PMTIX Principal LifeTime 2030 Fund	5.32%	13.25%	12.86%	15.11%	-16.81%	10.30%
AADVX American Century One Choice Blend+ 2055 Portfolio	10.39%	20.15%	14.53%	16.70%	-16.92%	9.39%

Correlation

The correlation between PMTIX and AADVX is 0.97 - they have historically moved very closely together. At this level, their price movements offset little of one another.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.97
Correlation (3Y) Balances recent behavior with more history.	0.95
Correlation (5Y) Shows whether the relationship held over a longer period.	0.96
Correlation (All Time) Calculated using the full available price history since Mar 10, 2021	0.96

The correlation between PMTIX and AADVX has been stable across timeframes, ranging from 0.95 to 0.97 - a consistent structural relationship.

Return for Risk

PMTIX vs. AADVX — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

PMTIX

PMTIX Risk / Return Rank: 47
PMTIX Sharpe Ratio Rank: 43
PMTIX Sortino Ratio Rank: 43
PMTIX Omega Ratio Rank: 43
PMTIX Calmar Ratio Rank: 46
PMTIX Martin Ratio Rank: 58

AADVX

AADVX Risk / Return Rank: 63
AADVX Sharpe Ratio Rank: 64
AADVX Sortino Ratio Rank: 61
AADVX Omega Ratio Rank: 60
AADVX Calmar Ratio Rank: 60
AADVX Martin Ratio Rank: 72

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

PMTIX vs. AADVX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2030 Fund (PMTIX) and American Century One Choice Blend+ 2055 Portfolio (AADVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	PMTIX	AADVX	Difference
Sharpe ratio: Return per unit of total volatility	1.36	1.64	-0.28
Sortino ratio: Return per unit of downside risk	1.95	2.29	-0.34
Omega ratio: Gain probability vs. loss probability	1.25	1.30	-0.05
Calmar ratio: Return relative to maximum drawdown	1.92	2.23	-0.31
Martin ratio: Return relative to average drawdown	8.13	9.45	-1.31

PMTIX vs. AADVX - Sharpe Ratio Comparison

The current PMTIX Sharpe Ratio is 1.36, which is comparable to the AADVX Sharpe Ratio of 1.64. The chart below compares the historical Sharpe Ratios of PMTIX and AADVX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

PMTIX vs. AADVX - Drawdown Comparison

The maximum PMTIX drawdown since its inception was -52.14%, which is greater than AADVX's maximum drawdown of -26.03%. Use the drawdown chart below to compare losses from any high point for PMTIX and AADVX.

Drawdown Indicators

	PMTIX	AADVX	Difference
Max Drawdown Largest peak-to-trough decline	-52.14%	-26.03%	-26.11%
Max Drawdown (1Y) Largest decline over 1 year	-5.85%	-9.19%	+3.34%
Max Drawdown (3Y) Largest decline over 3 years	-9.62%	-15.92%	+6.30%
Max Drawdown (5Y) Largest decline over 5 years	-23.05%	-26.03%	+2.98%
Max Drawdown (10Y) Largest decline over 10 years	-25.87%	—	—
Current Drawdown Current decline from peak	-0.66%	-0.93%	+0.27%
Average Drawdown Average peak-to-trough decline	-6.75%	-6.40%	-0.35%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.38%	2.16%	-0.78%

Volatility

PMTIX vs. AADVX - Volatility Comparison

The current volatility for Principal LifeTime 2030 Fund (PMTIX) is 2.20%, while American Century One Choice Blend+ 2055 Portfolio (AADVX) has a volatility of 3.32%. This indicates that PMTIX experiences smaller price fluctuations and is considered to be less risky than AADVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PMTIX	AADVX	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.20%	3.32%	-1.12%
Volatility (6M) Calculated over the trailing 6-month period	6.89%	10.27%	-3.38%
Volatility (1Y) Calculated over the trailing 1-year period	8.27%	12.51%	-4.24%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	10.62%	14.75%	-4.13%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	11.15%	14.48%	-3.33%

PMTIX vs. AADVX - Expense Ratio Comparison

PMTIX has a 0.01% expense ratio, which is lower than AADVX's 0.58% expense ratio.

Dividends

PMTIX vs. AADVX - Dividend Comparison

PMTIX's dividend yield for the trailing twelve months is around 9.20%, more than AADVX's 3.37% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
AADVX American Century One Choice Blend+ 2055 Portfolio	3.37%	3.72%	3.05%	1.66%	3.21%	3.11%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
PMTIX Principal LifeTime 2030 Fund	9.20%	9.69%	9.60%	4.26%	10.05%	8.87%	6.37%	6.49%	8.21%	5.87%	3.97%	9.44%

Frequently Asked Questions

Can I hold both PMTIX and AADVX in my portfolio?

With a correlation of 0.97, PMTIX and AADVX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, PMTIX or AADVX?

AADVX has higher volatility (3.32%) compared to PMTIX (2.20%). In terms of maximum drawdown, PMTIX dropped -52.14% vs AADVX's -26.03%.

Which has better risk-adjusted returns?

AADVX currently has the higher Sharpe Ratio (1.64 vs 1.36), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.