PINZX vs. VWIUX
PINZX (Principal Overseas Fund) and VWIUX (Vanguard Intermediate-Term Tax-Exempt Fund Admiral Shares) are both mutual funds - PINZX is a Foreign Large Cap Equities fund managed by Principal, while VWIUX is a Municipal Bonds fund actively managed by Vanguard. Over the past 10 years, PINZX returned 12.60%/yr vs 2.21%/yr for VWIUX. Their -0.09 correlation means they have often moved in opposite directions in the past. PINZX charges 0.97%/yr vs 0.09%/yr for VWIUX.
Performance
PINZX vs. VWIUX - Performance Comparison
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Returns By Period
In the year-to-date period, PINZX achieves a 16.99% return, which is significantly higher than VWIUX's -0.07% return. Over the past 10 years, PINZX has outperformed VWIUX with an annualized return of 12.60%, while VWIUX has yielded a comparatively lower 2.21% annualized return.
PINZX
- 1D
- 2.54%
- 1M
- 1.56%
- 6M
- 10.84%
- YTD
- 16.99%
- 1Y
- 34.18%
- 3Y*
- 23.96%
- 5Y*
- 17.14%
- 10Y*
- 12.60%
- ALL TIME*
- 8.50%
VWIUX
- 1D
- -0.22%
- 1M
- -1.81%
- 6M
- -0.99%
- YTD
- -0.07%
- 1Y
- 4.13%
- 3Y*
- 3.83%
- 5Y*
- 1.28%
- 10Y*
- 2.21%
- ALL TIME*
- 3.36%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
PINZX vs. VWIUX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PINZX Principal Overseas Fund | 16.99% | 40.18% | 13.98% | 22.59% | -4.87% | 11.15% | 4.09% | 20.84% | -17.91% | 25.59% |
VWIUX Vanguard Intermediate-Term Tax-Exempt Fund Admiral Shares | -0.07% | 5.99% | 2.34% | 5.90% | -6.83% | 0.81% | 5.23% | 7.10% | 1.34% | 4.65% |
Correlation
The correlation between PINZX and VWIUX is 0.31, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.31 |
Correlation (3Y) Balances recent behavior with more history. | 0.18 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.14 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.02 |
Correlation (All Time) Calculated using the full available price history since Oct 1, 2008 | -0.09 |
The correlation between PINZX and VWIUX shifts across timeframes, from -0.09 (all time) to 0.31 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
PINZX vs. VWIUX — Risk / Return Rank
PINZX
VWIUX
PINZX vs. VWIUX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal Overseas Fund (PINZX) and Vanguard Intermediate-Term Tax-Exempt Fund Admiral Shares (VWIUX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PINZX | VWIUX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.05 | ||
| Sortino ratioReturn per unit of downside risk | -0.32 | ||
| Omega ratioGain probability vs. loss probability | 1.35 | 1.48 | -0.13 |
| Calmar ratioReturn relative to maximum drawdown | 2.42 | 1.64 | +0.78 |
| Martin ratioReturn relative to average drawdown | 8.92 | 4.84 | +4.08 |
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Drawdowns
PINZX vs. VWIUX - Drawdown Comparison
The maximum PINZX drawdown since its inception was -44.27%, which is greater than VWIUX's maximum drawdown of -11.38%. Use the drawdown chart below to compare losses from any high point for PINZX and VWIUX.
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Drawdown Indicators
| PINZX | VWIUX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -44.27% | -11.38% | -32.89% |
Max Drawdown (1Y)Largest decline over 1 year | -13.53% | -2.99% | -10.54% |
Max Drawdown (3Y)Largest decline over 3 years | -15.87% | -4.00% | -11.87% |
Max Drawdown (5Y)Largest decline over 5 years | -25.96% | -11.38% | -14.58% |
Max Drawdown (10Y)Largest decline over 10 years | -44.27% | -11.38% | -32.89% |
Current DrawdownCurrent decline from peak | 0.00% | -2.25% | +2.25% |
Average DrawdownAverage peak-to-trough decline | -9.18% | -1.44% | -7.74% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.67% | 1.01% | +2.66% |
Volatility
PINZX vs. VWIUX - Volatility Comparison
Principal Overseas Fund (PINZX) has a higher volatility of 5.02% compared to Vanguard Intermediate-Term Tax-Exempt Fund Admiral Shares (VWIUX) at 0.79%. This indicates that PINZX's price experiences larger fluctuations and is considered to be riskier than VWIUX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PINZX | VWIUX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.02% | 0.79% | +4.23% |
Volatility (6M)Calculated over the trailing 6-month period | 14.48% | 2.02% | +12.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.82% | 2.45% | +14.37% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.38% | 3.29% | +14.09% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.85% | 3.43% | +14.42% |
PINZX vs. VWIUX - Expense Ratio Comparison
PINZX has a 0.97% expense ratio, which is higher than VWIUX's 0.09% expense ratio.
Dividends
PINZX vs. VWIUX - Dividend Comparison
PINZX's dividend yield for the trailing twelve months is around 8.30%, more than VWIUX's 3.12% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PINZX Principal Overseas Fund | 8.30% | 9.71% | 29.12% | 6.31% | 8.23% | 7.70% | 1.85% | 3.08% | 10.03% | 3.15% | 2.04% | 4.01% |
VWIUX Vanguard Intermediate-Term Tax-Exempt Fund Admiral Shares | 3.12% | 4.06% | 3.63% | 2.78% | 2.51% | 1.89% | 2.40% | 2.88% | 2.89% | 2.82% | 2.91% | 2.96% |
Frequently Asked Questions
PINZX and VWIUX have a correlation of 0.31, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PINZX has higher volatility (5.02%) compared to VWIUX (0.79%). In terms of maximum drawdown, PINZX dropped -44.27% vs VWIUX's -11.38%.
VWIUX currently has the higher Sharpe Ratio (2.00 vs 1.96), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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