PHTJX vs. FRKMX
Compare and contrast key facts about Principal LifeTime Hybrid 2035 Fund (PHTJX) and Fidelity Managed Retirement Income Fund Class K (FRKMX).
PHTJX is managed by Principal. It was launched on Sep 29, 2014. FRKMX is managed by BlackRock. It was launched on Aug 1, 2019.
Performance
PHTJX vs. FRKMX - Performance Comparison
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PHTJX vs. FRKMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
PHTJX Principal LifeTime Hybrid 2035 Fund | -3.09% | 15.57% | 12.67% | 16.45% | -17.37% | 15.57% | 15.13% | 7.44% |
FRKMX Fidelity Managed Retirement Income Fund Class K | -0.48% | 9.91% | 4.40% | 8.17% | -11.57% | 2.88% | 8.68% | 3.08% |
Returns By Period
In the year-to-date period, PHTJX achieves a -3.09% return, which is significantly lower than FRKMX's -0.48% return.
PHTJX
- 1D
- -0.07%
- 1M
- -6.23%
- YTD
- -3.09%
- 6M
- -0.84%
- 1Y
- 12.31%
- 3Y*
- 11.60%
- 5Y*
- 6.12%
- 10Y*
- 8.68%
FRKMX
- 1D
- 0.26%
- 1M
- -3.17%
- YTD
- -0.48%
- 6M
- 0.79%
- 1Y
- 7.15%
- 3Y*
- 6.03%
- 5Y*
- 2.48%
- 10Y*
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PHTJX vs. FRKMX - Expense Ratio Comparison
PHTJX has a 0.05% expense ratio, which is lower than FRKMX's 0.35% expense ratio.
Return for Risk
PHTJX vs. FRKMX — Risk / Return Rank
PHTJX
FRKMX
PHTJX vs. FRKMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2035 Fund (PHTJX) and Fidelity Managed Retirement Income Fund Class K (FRKMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PHTJX | FRKMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.10 | 1.59 | -0.48 |
Sortino ratioReturn per unit of downside risk | 1.62 | 2.20 | -0.58 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.32 | -0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.32 | 2.13 | -0.80 |
Martin ratioReturn relative to average drawdown | 6.45 | 8.58 | -2.13 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PHTJX | FRKMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.10 | 1.59 | -0.48 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.48 | +0.05 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.63 | 0.69 | -0.05 |
Correlation
The correlation between PHTJX and FRKMX is 0.75, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PHTJX vs. FRKMX - Dividend Comparison
PHTJX's dividend yield for the trailing twelve months is around 4.83%, more than FRKMX's 3.27% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PHTJX Principal LifeTime Hybrid 2035 Fund | 4.83% | 4.68% | 4.09% | 3.37% | 8.44% | 4.96% | 3.98% | 3.71% | 4.01% | 2.31% | 1.99% | 1.67% |
FRKMX Fidelity Managed Retirement Income Fund Class K | 3.27% | 3.11% | 3.12% | 2.92% | 4.66% | 3.65% | 2.56% | 1.85% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
PHTJX vs. FRKMX - Drawdown Comparison
The maximum PHTJX drawdown since its inception was -27.17%, which is greater than FRKMX's maximum drawdown of -16.04%. Use the drawdown chart below to compare losses from any high point for PHTJX and FRKMX.
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Drawdown Indicators
| PHTJX | FRKMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.17% | -16.04% | -11.13% |
Max Drawdown (1Y)Largest decline over 1 year | -8.63% | -3.42% | -5.21% |
Max Drawdown (5Y)Largest decline over 5 years | -23.12% | -16.04% | -7.08% |
Max Drawdown (10Y)Largest decline over 10 years | -27.17% | — | — |
Current DrawdownCurrent decline from peak | -6.47% | -3.17% | -3.30% |
Average DrawdownAverage peak-to-trough decline | -4.24% | -3.64% | -0.60% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.77% | 0.85% | +0.92% |
Volatility
PHTJX vs. FRKMX - Volatility Comparison
Principal LifeTime Hybrid 2035 Fund (PHTJX) has a higher volatility of 3.73% compared to Fidelity Managed Retirement Income Fund Class K (FRKMX) at 1.96%. This indicates that PHTJX's price experiences larger fluctuations and is considered to be riskier than FRKMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PHTJX | FRKMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.73% | 1.96% | +1.77% |
Volatility (6M)Calculated over the trailing 6-month period | 6.47% | 2.86% | +3.61% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.39% | 4.58% | +6.81% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.75% | 5.22% | +6.53% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.47% | 5.13% | +7.34% |