PGY vs. UBER
PGY (Pagaya Technologies Ltd.) and UBER (Uber Technologies, Inc.) are both stocks. Both are in the Technology sector — PGY in Software - Infrastructure, UBER in Software - Application. Over the past 3 years, PGY returned 1.47%/yr vs 18.47%/yr for UBER. At a 0.29 correlation, their price movements are largely independent.
Performance
PGY vs. UBER - Performance Comparison
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Returns By Period
In the year-to-date period, PGY achieves a -26.22% return, which is significantly lower than UBER's -15.74% return.
PGY
- 1D
- -2.10%
- 1M
- 13.88%
- YTD
- -26.22%
- 6M
- -32.07%
- 1Y
- -14.05%
- 3Y*
- 1.47%
- 5Y*
- —
- 10Y*
- —
UBER
- 1D
- -1.01%
- 1M
- -8.31%
- YTD
- -15.74%
- 6M
- -19.10%
- 1Y
- -17.97%
- 3Y*
- 18.47%
- 5Y*
- 6.60%
- 10Y*
- —
PGY vs. UBER - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
PGY Pagaya Technologies Ltd. | -26.22% | 124.97% | -43.90% | 11.29% | -82.29% |
UBER Uber Technologies, Inc. | -15.74% | 35.46% | -2.03% | 148.97% | 15.02% |
Correlation
The correlation between PGY and UBER is 0.29, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.29 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.31 |
Correlation (All Time) Calculated using the full available price history since Jun 23, 2022 | 0.30 |
Fundamentals
PGY:
$1.49B
UBER:
$142.62B
PGY:
$1.06
UBER:
$4.05
PGY:
14.50
UBER:
16.98
PGY:
1.10
UBER:
2.70
PGY:
2.82
UBER:
5.76
PGY:
$1.30B
UBER:
$53.69B
PGY:
$396.55M
UBER:
$22.03B
PGY:
$180.28M
UBER:
$5.85B
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Return for Risk
PGY vs. UBER — Risk / Return Rank
PGY
UBER
PGY vs. UBER - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Pagaya Technologies Ltd. (PGY) and Uber Technologies, Inc. (UBER). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PGY | UBER | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.40 | ||
| Sortino ratioReturn per unit of downside risk | +0.98 | ||
| Omega ratioGain probability vs. loss probability | 1.03 | 0.92 | +0.11 |
| Calmar ratioReturn relative to maximum drawdown | -0.22 | -0.62 | +0.41 |
| Martin ratioReturn relative to average drawdown | -0.33 | -1.09 | +0.76 |
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Drawdowns
PGY vs. UBER - Drawdown Comparison
The maximum PGY drawdown since its inception was -98.09%, which is greater than UBER's maximum drawdown of -68.05%. Use the drawdown chart below to compare losses from any high point for PGY and UBER.
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Drawdown Indicators
| PGY | UBER | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.09% | -68.05% | -30.04% |
Max Drawdown (1Y)Largest decline over 1 year | -75.71% | -31.46% | -44.25% |
Max Drawdown (3Y)Largest decline over 3 years | -75.71% | -31.46% | -44.25% |
Max Drawdown (5Y)Largest decline over 5 years | — | -60.45% | — |
Current DrawdownCurrent decline from peak | -95.71% | -31.22% | -64.49% |
Average DrawdownAverage peak-to-trough decline | -92.10% | -25.67% | -66.43% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 49.48% | 17.93% | +31.55% |
Volatility
PGY vs. UBER - Volatility Comparison
Pagaya Technologies Ltd. (PGY) has a higher volatility of 23.48% compared to Uber Technologies, Inc. (UBER) at 7.96%. This indicates that PGY's price experiences larger fluctuations and is considered to be riskier than UBER based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PGY | UBER | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 23.48% | 7.96% | +15.52% |
Volatility (6M)Calculated over the trailing 6-month period | 56.92% | 23.21% | +33.71% |
Volatility (1Y)Calculated over the trailing 1-year period | 80.20% | 32.66% | +47.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 144.65% | 44.82% | +99.83% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 144.65% | 50.61% | +94.04% |
Dividends
PGY vs. UBER - Dividend Comparison
Neither PGY nor UBER has paid dividends to shareholders.
Financials
PGY vs. UBER - Financials Comparison
This section allows you to compare key financial metrics between Pagaya Technologies Ltd. and Uber Technologies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PGY vs. UBER - Profitability Comparison
PGY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Pagaya Technologies Ltd. reported a gross profit of 0.00 and revenue of 317.94M. Therefore, the gross margin over that period was 0.0%.
UBER - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Uber Technologies, Inc. reported a gross profit of 5.95B and revenue of 13.20B. Therefore, the gross margin over that period was 45.0%.
PGY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Pagaya Technologies Ltd. reported an operating income of 80.01M and revenue of 317.94M, resulting in an operating margin of 25.2%.
UBER - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Uber Technologies, Inc. reported an operating income of 1.92B and revenue of 13.20B, resulting in an operating margin of 14.6%.
PGY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Pagaya Technologies Ltd. reported a net income of 24.69M and revenue of 317.94M, resulting in a net margin of 7.8%.
UBER - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Uber Technologies, Inc. reported a net income of 263.00M and revenue of 13.20B, resulting in a net margin of 2.0%.
Frequently Asked Questions
PGY and UBER have a correlation of 0.29, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PGY has higher volatility (23.48%) compared to UBER (7.96%). In terms of maximum drawdown, PGY dropped -98.09% vs UBER's -68.05%.
PGY currently has the higher Sharpe Ratio (-0.21 vs -0.60), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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