PDEJX vs. PMTIX
Compare and contrast key facts about Prudential Day One 2025 Fund (PDEJX) and Principal LifeTime 2030 Fund (PMTIX).
PDEJX is managed by PGIM. It was launched on Dec 12, 2016. PMTIX is managed by Principal. It was launched on Feb 28, 2001.
Performance
PDEJX vs. PMTIX - Performance Comparison
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PDEJX vs. PMTIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PDEJX Prudential Day One 2025 Fund | -0.83% | 11.91% | 17.34% | 11.21% | -12.30% | 12.90% | 9.30% | 16.82% | -4.47% | 12.48% |
PMTIX Principal LifeTime 2030 Fund | -3.15% | 13.25% | 12.86% | 15.11% | -16.81% | 12.70% | 14.71% | 22.40% | -7.45% | 17.79% |
Returns By Period
In the year-to-date period, PDEJX achieves a -0.83% return, which is significantly higher than PMTIX's -3.15% return.
PDEJX
- 1D
- 0.19%
- 1M
- -4.27%
- YTD
- -0.83%
- 6M
- 0.74%
- 1Y
- 9.37%
- 3Y*
- 11.69%
- 5Y*
- 6.96%
- 10Y*
- —
PMTIX
- 1D
- 0.00%
- 1M
- -5.66%
- YTD
- -3.15%
- 6M
- -1.49%
- 1Y
- 9.21%
- 3Y*
- 10.71%
- 5Y*
- 5.31%
- 10Y*
- 8.05%
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PDEJX vs. PMTIX - Expense Ratio Comparison
PDEJX has a 0.00% expense ratio, which is lower than PMTIX's 0.01% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
PDEJX vs. PMTIX — Risk / Return Rank
PDEJX
PMTIX
PDEJX vs. PMTIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Prudential Day One 2025 Fund (PDEJX) and Principal LifeTime 2030 Fund (PMTIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PDEJX | PMTIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.30 | 0.95 | +0.35 |
Sortino ratioReturn per unit of downside risk | 1.84 | 1.41 | +0.43 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.20 | +0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.58 | 1.12 | +0.46 |
Martin ratioReturn relative to average drawdown | 7.79 | 5.30 | +2.50 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PDEJX | PMTIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.30 | 0.95 | +0.35 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.79 | 0.51 | +0.28 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.72 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.86 | 0.47 | +0.39 |
Correlation
The correlation between PDEJX and PMTIX is 0.93, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PDEJX vs. PMTIX - Dividend Comparison
PDEJX's dividend yield for the trailing twelve months is around 5.68%, less than PMTIX's 10.01% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PDEJX Prudential Day One 2025 Fund | 5.68% | 5.63% | 20.16% | 3.66% | 7.83% | 10.79% | 2.42% | 5.03% | 4.61% | 1.68% | 0.00% | 0.00% |
PMTIX Principal LifeTime 2030 Fund | 10.01% | 9.69% | 9.60% | 4.26% | 10.05% | 8.87% | 6.37% | 6.49% | 8.21% | 5.87% | 3.97% | 9.44% |
Drawdowns
PDEJX vs. PMTIX - Drawdown Comparison
The maximum PDEJX drawdown since its inception was -20.45%, smaller than the maximum PMTIX drawdown of -52.14%. Use the drawdown chart below to compare losses from any high point for PDEJX and PMTIX.
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Drawdown Indicators
| PDEJX | PMTIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.45% | -52.14% | +31.69% |
Max Drawdown (1Y)Largest decline over 1 year | -5.85% | -7.49% | +1.64% |
Max Drawdown (5Y)Largest decline over 5 years | -16.83% | -23.05% | +6.22% |
Max Drawdown (10Y)Largest decline over 10 years | — | -25.87% | — |
Current DrawdownCurrent decline from peak | -4.27% | -5.85% | +1.58% |
Average DrawdownAverage peak-to-trough decline | -2.90% | -6.83% | +3.93% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.19% | 1.59% | -0.40% |
Volatility
PDEJX vs. PMTIX - Volatility Comparison
The current volatility for Prudential Day One 2025 Fund (PDEJX) is 2.39%, while Principal LifeTime 2030 Fund (PMTIX) has a volatility of 3.33%. This indicates that PDEJX experiences smaller price fluctuations and is considered to be less risky than PMTIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PDEJX | PMTIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.39% | 3.33% | -0.94% |
Volatility (6M)Calculated over the trailing 6-month period | 4.10% | 5.61% | -1.51% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.42% | 9.78% | -2.36% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.84% | 10.53% | -1.69% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.85% | 11.19% | -2.34% |