PDCZX vs. MAANX
Compare and contrast key facts about PGIM Income Builder Fund (PDCZX) and Mutual of America Aggressive Allocation Fund (MAANX).
PDCZX is managed by PGIM. It was launched on Nov 17, 1998. MAANX is managed by Mutual of America. It was launched on Nov 29, 2021.
Performance
PDCZX vs. MAANX - Performance Comparison
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PDCZX vs. MAANX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
PDCZX PGIM Income Builder Fund | 1.75% | 14.51% | 13.16% | 11.00% | -10.75% | 10.63% | 2.63% |
MAANX Mutual of America Aggressive Allocation Fund | -3.18% | 16.23% | 12.16% | 12.48% | -15.74% | 14.83% | 860.00% |
Returns By Period
In the year-to-date period, PDCZX achieves a 1.75% return, which is significantly higher than MAANX's -3.18% return.
PDCZX
- 1D
- -0.09%
- 1M
- -4.67%
- YTD
- 1.75%
- 6M
- 3.37%
- 1Y
- 13.15%
- 3Y*
- 12.76%
- 5Y*
- 6.96%
- 10Y*
- 6.87%
MAANX
- 1D
- -1.43%
- 1M
- -7.93%
- YTD
- -3.18%
- 6M
- -0.71%
- 1Y
- 14.13%
- 3Y*
- 10.62%
- 5Y*
- 5.29%
- 10Y*
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PDCZX vs. MAANX - Expense Ratio Comparison
PDCZX has a 0.18% expense ratio, which is higher than MAANX's 0.05% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
PDCZX vs. MAANX — Risk / Return Rank
PDCZX
MAANX
PDCZX vs. MAANX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PGIM Income Builder Fund (PDCZX) and Mutual of America Aggressive Allocation Fund (MAANX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PDCZX | MAANX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.62 | 1.03 | +0.59 |
Sortino ratioReturn per unit of downside risk | 2.13 | 1.57 | +0.56 |
Omega ratioGain probability vs. loss probability | 1.35 | 1.23 | +0.12 |
Calmar ratioReturn relative to maximum drawdown | 1.79 | 0.68 | +1.10 |
Martin ratioReturn relative to average drawdown | 8.87 | 3.22 | +5.65 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PDCZX | MAANX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.62 | 1.03 | +0.59 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.84 | 0.37 | +0.47 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.72 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.68 | 0.15 | +0.52 |
Correlation
The correlation between PDCZX and MAANX is 0.75, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PDCZX vs. MAANX - Dividend Comparison
PDCZX's dividend yield for the trailing twelve months is around 4.54%, less than MAANX's 11.04% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PDCZX PGIM Income Builder Fund | 4.54% | 5.19% | 8.63% | 5.21% | 4.71% | 5.61% | 4.07% | 4.28% | 4.72% | 4.59% | 4.80% | 5.33% |
MAANX Mutual of America Aggressive Allocation Fund | 11.04% | 10.68% | 7.81% | 4.21% | 12.49% | 7.60% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
PDCZX vs. MAANX - Drawdown Comparison
The maximum PDCZX drawdown since its inception was -31.16%, which is greater than MAANX's maximum drawdown of -29.21%. Use the drawdown chart below to compare losses from any high point for PDCZX and MAANX.
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Drawdown Indicators
| PDCZX | MAANX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.16% | -29.21% | -1.95% |
Max Drawdown (1Y)Largest decline over 1 year | -7.27% | -10.72% | +3.45% |
Max Drawdown (5Y)Largest decline over 5 years | -17.89% | -22.63% | +4.74% |
Max Drawdown (10Y)Largest decline over 10 years | -31.16% | — | — |
Current DrawdownCurrent decline from peak | -4.72% | -8.10% | +3.38% |
Average DrawdownAverage peak-to-trough decline | -3.37% | -5.72% | +2.35% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.47% | 2.78% | -1.31% |
Volatility
PDCZX vs. MAANX - Volatility Comparison
The current volatility for PGIM Income Builder Fund (PDCZX) is 2.97%, while Mutual of America Aggressive Allocation Fund (MAANX) has a volatility of 3.41%. This indicates that PDCZX experiences smaller price fluctuations and is considered to be less risky than MAANX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PDCZX | MAANX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.97% | 3.41% | -0.44% |
Volatility (6M)Calculated over the trailing 6-month period | 4.66% | 8.14% | -3.48% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.20% | 15.51% | -7.31% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.33% | 16.31% | -7.98% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.56% | 385.95% | -376.39% |