PBFS vs. HBB
PBFS (Pioneer Bancorp, Inc.) and HBB (Hamilton Beach Brands Holding Company) are both stocks. PBFS operates in Banks - Regional (Financial Services), while HBB operates in Furnishings, Fixtures & Appliances (Consumer Cyclical). Over the past 5 years, PBFS returned 8.28%/yr vs 7.28%/yr for HBB. Their 0.20 correlation means their historical movements had little consistent relationship.
Performance
PBFS vs. HBB - Performance Comparison
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Returns By Period
In the year-to-date period, PBFS achieves a 27.74% return, which is significantly lower than HBB's 41.51% return.
PBFS
- 1D
- -2.33%
- 1M
- -0.40%
- 6M
- 21.70%
- YTD
- 27.74%
- 1Y
- 40.00%
- 3Y*
- 20.59%
- 5Y*
- 8.28%
- 10Y*
- —
- ALL TIME*
- 2.89%
HBB
- 1D
- -0.73%
- 1M
- 1.14%
- 6M
- 21.94%
- YTD
- 41.51%
- 1Y
- 77.81%
- 3Y*
- 37.10%
- 5Y*
- 7.28%
- 10Y*
- —
- ALL TIME*
- -1.60%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $724.52K | $932.41K | $655.87K | |
| $200.59K | $188.84K | $325.10K |
PBFS vs. HBB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
PBFS Pioneer Bancorp, Inc. | 27.74% | 17.01% | 15.08% | -12.19% | 0.71% | 7.10% | -30.96% | 8.66% |
HBB Hamilton Beach Brands Holding Company | 41.51% | 0.52% | -1.60% | 46.40% | -10.86% | -16.17% | -6.01% | 17.40% |
Correlation
The correlation between PBFS and HBB is 0.35, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.35 |
Correlation (3Y) Balances recent behavior with more history. | 0.18 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.17 |
Correlation (All Time) Calculated using the full available price history since Jul 18, 2019 | 0.20 |
The correlation between PBFS and HBB shifts across timeframes, from 0.17 (5 years) to 0.35 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
PBFS:
$431.82M
HBB:
$310.42M
PBFS:
$0.81
HBB:
$2.09
PBFS:
21.22
HBB:
11.02
PBFS:
0.09
HBB:
1.58
PBFS:
3.25
HBB:
0.52
PBFS:
1.28
HBB:
1.69
PBFS:
$129.33M
HBB:
$595.44M
PBFS:
$94.41M
HBB:
$159.57M
PBFS:
$25.37M
HBB:
$43.51M
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Return for Risk
PBFS vs. HBB — Risk / Return Rank
PBFS
HBB
PBFS vs. HBB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Pioneer Bancorp, Inc. (PBFS) and Hamilton Beach Brands Holding Company (HBB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PBFS | HBB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.69 | ||
| Sortino ratioReturn per unit of downside risk | +0.81 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.20 | +0.11 |
| Calmar ratioReturn relative to maximum drawdown | 3.90 | 2.33 | +1.56 |
| Martin ratioReturn relative to average drawdown | 9.49 | 7.08 | +2.41 |
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Drawdowns
PBFS vs. HBB - Drawdown Comparison
The maximum PBFS drawdown since its inception was -48.33%, smaller than the maximum HBB drawdown of -81.89%. Use the drawdown chart below to compare losses from any high point for PBFS and HBB.
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Drawdown Indicators
| PBFS | HBB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -48.33% | -81.89% | +33.56% |
Max Drawdown (1Y)Largest decline over 1 year | -10.40% | -22.34% | +11.94% |
Max Drawdown (3Y)Largest decline over 3 years | -19.34% | -57.65% | +38.31% |
Max Drawdown (5Y)Largest decline over 5 years | -39.89% | -57.65% | +17.76% |
Current DrawdownCurrent decline from peak | -4.44% | -28.54% | +24.10% |
Average DrawdownAverage peak-to-trough decline | -26.07% | -50.31% | +24.24% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.26% | 7.90% | -3.64% |
Volatility
PBFS vs. HBB - Volatility Comparison
The current volatility for Pioneer Bancorp, Inc. (PBFS) is 6.40%, while Hamilton Beach Brands Holding Company (HBB) has a volatility of 15.10%. This indicates that PBFS experiences smaller price fluctuations and is considered to be less risky than HBB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PBFS | HBB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.40% | 15.10% | -8.70% |
Volatility (6M)Calculated over the trailing 6-month period | 19.15% | 37.96% | -18.81% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.45% | 53.95% | -29.50% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.42% | 54.48% | -27.06% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.15% | 57.97% | -23.82% |
Dividends
PBFS vs. HBB - Dividend Comparison
PBFS has not paid dividends to shareholders, while HBB's dividend yield for the trailing twelve months is around 2.11%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
HBB Hamilton Beach Brands Holding Company | 2.11% | 2.89% | 2.70% | 2.49% | 3.35% | 2.75% | 2.11% | 1.86% | 1.45% | 0.33% |
PBFS Pioneer Bancorp, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
PBFS vs. HBB - Financials Comparison
This section allows you to compare key financial metrics between Pioneer Bancorp, Inc. and Hamilton Beach Brands Holding Company. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PBFS vs. HBB - Profitability Comparison
PBFS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Pioneer Bancorp, Inc. reported a gross profit of 23.83M and revenue of 32.23M. Therefore, the gross margin over that period was 73.9%.
HBB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Hamilton Beach Brands Holding Company reported a gross profit of 36.19M and revenue of 121.96M. Therefore, the gross margin over that period was 29.7%.
PBFS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Pioneer Bancorp, Inc. reported an operating income of 5.71M and revenue of 32.23M, resulting in an operating margin of 17.7%.
HBB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Hamilton Beach Brands Holding Company reported an operating income of 4.97M and revenue of 121.96M, resulting in an operating margin of 4.1%.
PBFS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Pioneer Bancorp, Inc. reported a net income of 5.29M and revenue of 32.23M, resulting in a net margin of 16.4%.
HBB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Hamilton Beach Brands Holding Company reported a net income of 3.54M and revenue of 121.96M, resulting in a net margin of 2.9%.
Frequently Asked Questions
PBFS and HBB have a correlation of 0.35, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
HBB has higher volatility (15.10%) compared to PBFS (6.40%). In terms of maximum drawdown, PBFS dropped -48.33% vs HBB's -81.89%.
PBFS currently has the higher Sharpe Ratio (1.66 vs 0.97), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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